Have your debts been piling up lately? Are you tired of trying various financial tips and advice but still have unsolved issues?
Maybe you’re here because you’ve already tried everything.
In most cases, the most effective approach is to talk to experts who can assist to resolve this issue.
CuraDebt is among the most frequently contacted companies. A lot of customers have asked if they can assist you or put you in more debt.
According to their clients, they can help you control 80percent of your debt so that you can take couple of w
orries off your plate.
But for some people the claims seem too good to be true.
Suppose you’re on the lookout for something that will help you resolve your debt. If that’s the situation, CuraDebt will mostly be recommended by people. We’ll be taking a deep review of the way CuraDebt works and what problems it could help solve.
Moreover, before we end we’ll look at its benefits and drawbacks.
Before starting the review, you can go to this video for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of the article for a more comprehensive review.
About the Company No Carolina Property Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000, and is a participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most well-known feature. They also provide other services that can assist you in becoming financially stable.
The process begins with requesting a free savings estimate on the internet. This service is very confidential and won’t be doing a credit check. By using this estimate of savings, you will be able to learn more about the other options in your journey to be debt-free.
Savings estimates, as mentioned before, gives you an idea of your options, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to help you with credit arbitration in the event that you decide to sign up. Financial advisors may be able to assist you in your debt-free journey.
After your debt settlement program, CuraDebt is the one to take care of all the calls from your creditors. They’ll also be the ones that determine the terms of your repayment based on the status of your finances. Depending on which works best to you, this could either be a lump sum settlement or an installment plan.
Furthermore they will be working with the creditors to ensure that you enjoy better rates when you transfer money into your savings account, which in turn, will be processed to pay creditors. The plans they offer can help you get rid of debt in just the period of 48 months.
After you’ve signed up with them, they’ll provide you with access to your account information 24 hours a day. All you have to do is sign in to CuraDebts’ client portal to monitor your development.
Before you are able to avail the program, you’ll have to meet their eligibility requirements first. To be eligible, you’ll have to be:
- At least 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you with?
Here are the different ways CuraDebt can aid you.
Like their name implies, CuraDebt can assist you in dealing with debt. They can negotiate settlements on your behalf for most types of debt. This includes personal loans, medical bills credit cards, as well as loans. They are also able to settle any outstanding balance of business debt and collections or repossessions.
They may also assist in negotiating for back taxes and IRS debt. However, you won’t get assistance for the majority of your lawsuits, government loans as well as collateral and utility bills. They also don’t cover most student loans.
On the contrary, they’ll assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation to ensure that you receive cash settlements, if possible. Some violations can also cause your debt to be also dismissed.
CuraDebt can also help you pay off debts with less than the amount you have. They also allow you to ask questions during their free consultation with their debt counselor.
The best part about their plan is that you’ll only pay the fees once your debt is settled. All you have to do is sign up with any of the plans, and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they’ve gathered all your financial documents and tax documents, they’ll also collect all the documents you’ll require to file tax returns.
Through this program, you should be able to resolve various tax issues like garnishments on wages as well as tax penalties for personal and corporate taxes, back taxes and trust fund penalties and tax lien.
There aren’t any hidden costs also. They only offer flat-fee prices and is dependent on the amount that you’ll need to settle.
There are a variety of options when it comes to the settlement of the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they assist you with?
Although debt settlement is their specialization, they don’t cater to all types of debt settlement. CuraDebt is only focused on unsecured debt. They won’t be able to help you if your loan or debt is linked to an item that is physical.
If, however, you are in the following types of debt, they will make arrangements for settlements.
With CuraDebt the service, you’ll be able pay off your past-due tax debts without difficulty. Additionally, this service is accessible across all 50 states, if you owe money in arrears to IRS. There are tax experts from the federal government who can assist you in resolving the issues.
CuraDebt will also help you resolve the medical bills. In some instances you might even be able to pay them for less than what you are owed.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. However, they can assist private students in negotiating any loans they owe.
Personal and payday loans are also eligible to be eligible for debt relief programs. You may also be eligible of the program if you also have other unsecured credit lines that you have obtained from a different financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards and private-label credit cards, CuraDebt can assist you in paying it off.
How much will it cost?
The greatest thing about CuraDebt’s pricing is how they’ve priced their services. They do not charge an upfront cost. The only time you pay is when you settle each of your outstanding debts.
Additionally, they don’t charge high charges either. In the average, you’ll need to pay between 20 and 20 percent of the debt you settled through them.
In the average, this kind of industry charges between 15 and 25 percent.
Moreover, clients can expect to pay off their debts in 2 to 4 years. But, it also differs according to the amount you can save up per month.
They also claim you can save as much as 30% by incorporating their costs into your calculations.
However, this statement will vary, depending on your situation. Some clients even mentioned saving between 50% and 80percent.
The benefits of using CuraDebt
Once you’ve got a clearer picture of what CuraDebt can offer you Let’s take a look at the benefits that come with using CuraDebt.
First, CuraDebt will only charge you when you’ve paid off your debt. In addition they charge only 20% of the cost, whereas the majority of companies charge 25 percent.
Next, if you’re done by the program for debt relief, you can enroll in their credit repair program.
It’s an excellent option to rebuild your credit without having to go back into debt. The program is however designed different for every person, depending on your situation.
Lastly, CureDebt looks into your debt so that they can assist with settlements and negotiations. This means your debt won’t increase over time. They’ll also be looking into any violations of creditor with the help of their in-house experts.
Drawbacks of using CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt settlement and debt relief typically require you to stop making payments using . Therefore, if you’re trying build a better standing on credit scores, you could cause you to delay getting rid of your obligations.
CureDebt also doesn’t have a mobile app available. Although they have a client website but it’s aged and simple. It’s not particularly intuitive, and it can be difficult to navigate.
Moreover, they are still not accredited with their Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a great program that will allow you to resolve your debt without having to spend more for these types of services. Moreover their 20% service cost is cheaper than most companies that offer a 25% fee. There are no upfront payments and you’ll only have to pay the fee when the debt is paid off.
Although they’ll give you an account so that you can track your progress, their website is not simple to navigate. CuraDebt does not have an app that would make it easier to track your progress.
They do have a great support team and can be reached them, not only via emails but also via phone or making an electronic ticket. No Carolina Property Tax Relief
If the problem of debt is an problem, then we recommend CuraDebt’s service. Make sure you’re eligible and that the services they provide are in your area.
FAQ No Carolina Property Tax Relief
What is the time frame to finish the program?
The typical program lasts from 24 to 48 months, depending on the amount of your debt as well as the agreement on the settlement.
Can CuraDebt aid with tax problems in the state?
Yes, CuraDebt provides tax relief programs to help you with problems such as late payroll taxes and garnishments of wages.
What do I need to do once I’m in the program?
You’ll be required to communicate with the team and make the necessary payments to reduce your debt over time.