Are you experiencing debt that has been piling up lately? Are you burnt out from trying various financial tips and advice but still have unsolved issues?
Perhaps you’re here because you’ve been through everything.
In the majority of cases, your most effective approach is to talk to professionals that can help you resolve the issue.
CuraDebt is one of the most asked companies. A lot of people have been inquiring whether they can assist you or put you in more debt.
According to their clients they can assist you in managing the majority of your debts so that you can finally take a couple of things off your shoulders.
However, for certain people they believe these claims are too good to be true.
You might be looking for any solution that could aid you in settling your debt. In that scenario, CuraDebt will mostly be recommended by people. We’ll be taking a deep look at the way CuraDebt is used and the problems it could help solve.
Furthermore, before we conclude we’ll look at its advantages and drawbacks.
Before you begin the review, you can watch this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of our article for a more comprehensive review.
About the Company Nj Property Tax Relief Income
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has since become a participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have restricted their services.
What can CuraDebt do?
Assistance in settling your debt is the most known feature. They also provide additional services to aid you in becoming more financially stable.
It all begins by requesting a free savings estimate on the internet. It is a completely private service, and they won’t be conducting a credit screening. With this savings estimate, you will be able to learn more about the other options in your journey towards debt-free.
Savings estimates, as we’ve mentioned before, gives you an idea of your options, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you in navigating credit arbitration in the event that you decide to enroll. Some financial advisors can help you with your debt-free journey.
Following the debt settlement program is completed, CuraDebt is the one to take care of all the calls from your creditors. They will also be the ones that determine the terms of your settlement based on the status of your finances. In determining which option is the most effectively your situation, the payment can be either a lump sum settlement or a payment plan.
Moreover, they will be working with the creditors so that you can enjoy better rates when you deposit money to your savings account. This, in turn, will be processed to pay creditors. The plans they offer can help you get rid of debt in just two years.
Once you’ve signed up with them, they will allow you access to your information 24/7. All you need to do is login to CuraDebts’ client portal to track your development.
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CuraDebt’s Requirements
Before you can avail of their program, you’ll need to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll have to meet the following criteria:
- At least 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What are they able to assist you?
Here are the various ways CuraDebt can aid you.
Debt Relief
As their name suggests, CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on your behalf for all kinds of debt. This includes medical bills, personal loans credit cards, and lines of credit. You can also approach them to pay off any remaining balance of business debt, collections, or repossessions.
They may even assist you in negotiating on tax owed as well as IRS debt. But, you won’t receive support for most claims, loans from the government as well as collateral and utility bills. They also don’t cover most student loans.
On the contrary, they’ll help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations to ensure that you receive cash settlements, if possible. Some violations can also result in having your debts removed as well.
CuraDebt also allows you to repay debt for less than the amount you own. You can also ask questions during their free consult with their debt counselor.
The greatest benefit of their plan is that you only pay the fees once your debt is settled. All you have to sign up for one of their plans, and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. Once they’ve gathered all your financial documentation, they will also collect all the paperwork you’ll need for tax returns.
With this program, you’ll be able to resolve the various types of tax problems like wage garnishments and tax penalties, personal and corporate taxes as well as back taxes, trust fund penalties, and tax liens.
There aren’t any hidden costs neither are there hidden fees. They only offer flat-fee prices and is dependent on the amount you must settle.
They have different solutions for paying off taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts are they able to help with?
While debt settlement is their specialization however, they do not provide all kinds of settlement. CuraDebt only focuses on loans that are not secured. They won’t be able to assist you if your loan or debt is linked to an actual item.
If you do have the following types of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt, you should be able pay off taxes that are due without any issues. Furthermore, this service is available to all 50 states in the event that you have a debt towards the IRS. There are tax experts from the federal government who can assist you in resolving the issues.
Medical Debt
CuraDebt can also assist in settling the medical bills. In some cases you could even settle them less than the amount you are owed.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. Still, they can help private students negotiate any loans they owe.
Personal Loan
Personal loans and payday loans are also eligible as debt-settling programs. It is also possible to avail the program the program if you have other unsecure credit lines that you got from an alternative financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards as well as private label credit card, CuraDebt will assist you in paying it off.
How much will it cost?
The best part about CuraDebt’s pricing is how they’ve priced their services. They don’t charge upfront fees. The only time you pay is when you’ve paid each of your debts.
They also don’t charge high charges either. On average, you’ll have to pay as much as 20 percent of the debt you settled through them.
In general, this type of industry can charge anywhere between 15 and 25%.
Additionally, customers can anticipate to settle their debts within two to four years. However, this also varies depending on the amount that you can save up per month.
They also claim that you could save up to 30% if you include their costs into your calculations.
However, this statement will vary, depending on the situation. Some customers even claimed to save between 50% and 80percent.
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The benefits of using CuraDebt
Now that you have an idea of what CuraDebt can offer you let’s explore the benefits that come with using CuraDebt.
The first is that CuraDebt only charges you when you’ve paid off your debt. Additionally, they only charge an amount of 20%, while most companies charge you 25%.
If you’re finished in the process of debt resolution, you could join their credit repair program.
It’s an excellent way to restore the credit rating without having to go back into debt. However, the program lasts different for every person, depending on your situation.
Finally, CureDebt looks into your debt so that they can assist in settlements and negotiations. This means your debt won’t increase as time passes. They’ll also look into any violations of creditor using their in-house experts.
Some disadvantages to the use of CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt relief and debt settlements usually require that you stop making payments using . Therefore, if you’re trying increase your standing on credit scores, you might cause you to delay working on your obligations.
CureDebt also doesn’t have a mobile app. Although they have a website that clients can access however, it appears aged and simple. It’s not particularly intuitive, and it can be challenging to navigate.
Furthermore, they are not accredited with the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a good program that lets you pay off your debts without spending more for these types of services. Additionally the 20% service fee is cheaper than most firms that charge a 25% fee. There is no upfront payment and you’ll only have to pay when your debt is finally settled.
Although they’ll give you an account so that you can track your progress, their website is not easy to navigate. CuraDebt isn’t even an app, which would make it easier to look at your progress.
They do have a good support team, and you can reach them, not only via emails but also by phone or submitting an e-ticket. Nj Property Tax Relief Income
If your problem of debt is an issue right now, we highly recommend CuraDebt’s program. Be sure to be eligible and that the programs they provide are in your area.
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FAQ Nj Property Tax Relief Income
How long does it take to complete the program?
The program typically takes between 24 and 48 months depending on the amount of your debt and the agreed settlement.
Can CuraDebt assist with state tax problems?
It is true that CuraDebt has a tax relief program that can help you with problems such as delinquent payroll taxes and garnishments on wages.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll have to keep in constant contact with your team members and pay the required payments to lower your debt over time.
