Has your debt increased lately? Are you exhausted from trying other financial tips and advice but still have unsolved issues?
Maybe you’re here because you’ve been through everything.
In the majority of cases, the best option is to speak with experts who can assist you resolve the issue.
CuraDebt is among the most asked companies. Many people have been inquiring whether they can assist you or put you into more debt.
According to their clients, they can help you manage 80% of your debt , so you can take couple of things off your mind.
But for some people the claims seem too good to be true.
Suppose you’re on the lookout for something that will aid you in settling your debt. If that’s the scenario, CuraDebt will mostly be highly recommended by those. We’ll take a deeper look at the way CuraDebt is used and the problems it can help you solve.
In addition, prior to our conclusion our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before you begin the review, check out this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Nj Homestead Rebate And Property Tax Relief Income Tax
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has since become a member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have restricted their services.
What can CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best popular feature. However, they also offer other services that can assist you in becoming financially secure.
First of all, it starts by requesting a no-cost savings estimate online. It is a completely private service and they will not be conducting a credit screening. With this savings estimate you’ll learn more about your other options in your journey to debt-free.
The savings estimate, which was mentioned previously, offers you an insight into your options regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to help you with the process of credit arbitration should you choose to join. Certain financial advisors can assist you in your debt-free journey.
Following your debt settlement program, CuraDebt can be the agency to take care of all your creditor’s calls. They will also be the ones that determine what you will pay for your payment based on the status of your financial situation. In determining which option is the most effectively your situation, the payment could be either a lump sum settlement or a payment plan.
Additionally, they will be working with the creditors to ensure that you get better rates when you transfer money into your savings account, which in turn, will be processed to pay the creditors. The plans they offer can help you get rid of debt in just 48 months.
After you’ve registered with them, they will allow you access to your data 24/7. All you need to do is login to CuraDebts’ client portal so that you can monitor your progress.
> > Click Here to Get A Debt Consultation for Free < <
CuraDebt’s Requirements
Before you can avail of the program, you’ll have to pass their requirements first. For eligibility, you’ll have to meet the following requirements:
- Minimum 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they assist you with?
Here are the different ways CuraDebt can aid you.
Debt Relief
Like their name implies, CuraDebt will assist you in dealing with debt. They can negotiate settlements on your behalf to settle all kinds of debt. These include medical bills, personal loans credit cards, and also lines of credit. They are also able to settle any outstanding balance on business debt, collections, or repossessions.
They may also assist in negotiating on tax owed and IRS debt. But, you won’t receive assistance for the majority of your lawsuits, loans from the government, collateral, and utility bills. The same goes for student loans.
On the contrary, they’ll help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation to ensure that you receive cash settlements, should it be possible. Certain violations may lead to having your debts removed as well.
CuraDebt can also help you repay debt for less than the sum you have. You can also inquire about your debt during their no-cost consult with their debt counsellor.
The most appealing aspect of their program is that you’ll only have to pay for the charges when your debt is paid off. All you have to do is sign up with some of their programs and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. After they have gathered all your financial documents They will also gather all the necessary paperwork to file tax returns.
With this program, you should be able to deal with various tax issues like garnishments on wages and tax penalties, personal and corporate taxes as well as back taxes as well as trust fund penalties and tax lien.
There aren’t hidden fees either. They use only flat-fee pricing and is dependent on the amount you’ll must settle.
They have different solutions in settling your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
> > Click Here to Get A Debt Consultation for Free < <
What kind of debt can they assist you with?
Although debt settlement is their specialization however, they do not provide all kinds of settlement. CuraDebt is only focused on unsecured debt. They won’t be able to assist you if your debt or loan is tied to an actual item.
However, if you have the following types of debt, they will negotiate settlements on your behalf.
Tax Debt
With CuraDebt the service, you’ll be able to settle your past-due tax debts without any issues. Furthermore, this service is offered to all 50 states in the event that you owe money towards the IRS. There are tax experts from the federal government to assist you with the issues.
Medical Debt
CuraDebt can also assist in settling any medical-related debt. In some cases you might even be able to pay them less than the amount you are owed.
Private Student Loan
CuraDebt does not cater to Federal student loan. However, they can assist private students with negotiating the student loans they have to pay.
Personal Loan
Personal loans and payday loans also qualify for the debt settlement program. It is also possible to avail the program of the program if you also have other unsecured credit lines you obtained from a different bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards or private label credit cards CuraDebt can assist you in paying it off.
What is the cost?
The most appealing aspect of CuraDebt is the way the company has priced its services. They don’t charge an upfront fee. The only time you pay is when you settle each of your debts.
Additionally, they don’t charge high costs either. On average, you’ll have to pay as much as 20% of the debt you settled with them.
In general, this type of industry charges between 15 and 25 percentage.
Additionally, customers can anticipate to pay off their debts in two to four years. This varies according to the amount you are able to save each month.
Also, they claim you can save up to 30% by incorporating their costs into your calculations.
However, this statement will depend on your specific situation. Some customers even claimed to save 50% to up to 80%.
> > Click Here to Get A Debt Consultation for Free < <
Benefits of using CuraDebt
Now that you have an understanding of the benefits CuraDebt offers, let’s explore the benefits of using CuraDebt.
The first is that CuraDebt will only charge you after you’ve settled your debt. Furthermore they only charge a 20% fee while many companies charge 25%.
Then, if you’re done in the process of debt resolution you can enroll in their credit repair program.
It’s a great option to rebuild your credit score without having to go in debt again. The program is however designed different for every person dependent on the circumstances of your case.
Finally, CureDebt looks into your financial obligations to help with settlements and negotiations. This means your debt won’t increase as time passes. They’ll also be looking into any violations of creditor with the assistance of their in-house experts.
The drawbacks of using CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Settlement of debt and debt relief typically require you to cease making payments with the credit card you use. So if you’re trying to improve your rating on your credit, this might cause you to delay getting rid of your obligations.
CureDebt doesn’t even offer a mobile application. While they do have a website for clients however, it appears old and mundane. It’s not particularly user-friendly, and can be difficult to navigate.
Moreover, they are still not credited with the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a useful program that allows you to pay off your debts without spending more on those types of services. In addition their 20% service charge is cheaper than most firms that charge a 25% fee. There is no upfront payment, and you will only be required to pay once the debt is paid off.
While they’ll provide you with an account to see your progress but their website isn’t simple to navigate. CuraDebt also doesn’t have an app, which could make it easier for you to monitor your progress.
However, they have a great support team, and you can reach them not only through emails but by phone or by making an electronic ticket. Nj Homestead Rebate And Property Tax Relief Income Tax
If your problem of debt is an problem right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re qualified and that the services they offer are available in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Nj Homestead Rebate And Property Tax Relief Income Tax
How long does it take to finish the program?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as the agreed settlement.
Can CuraDebt assist in the fight against state tax issues?
Sure, CuraDebt has a tax relief program to assist you with issues like delinquent taxes and garnishments of wages.
What do I need to do after joining the program?
You’ll be required to communicate with your team members and make the necessary payments to pay down the amount of debt you have over time.
