Are you experiencing debt that has been piling up lately? Are you exhausted from trying other financial tips and advice but haven’t solved your problems?
Maybe you’re here because you’ve been through every thing.
In the majority of cases, the most effective approach is to talk to experts who can assist you resolve the issue.
CuraDebt is one of the most frequently contacted companies. Many people are asking if they can help you or put you into more debt.
According to their customers, they can help you control 80percent of your debt so that you can finally take a few things off of your mind.
But for some people, these claims are just too good to be true.
If you’re looking for any solution that could aid you in settling your debt. If that’s the scenario, CuraDebt will mostly be recommended by people. We’ll take a deeper review of the way CuraDebt works and what problems it can help you solve.
In addition, prior to our conclusion, we’ll also look into the advantages and disadvantages of this method.
Before starting the review, you can check out this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Nh Property Senior Tax Relief
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000, and is a member of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best popular feature. But they offer additional services to aid you in becoming more financially stable.
First of all, it begins with requesting a free savings estimate online. It is a completely private service and won’t conduct a credit inquiry. By using this estimate of savings you’ll learn more about your alternatives towards debt-free.
Savings estimates, as we’ve mentioned earlier, provides you with an idea of your choices, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to help you with credit arbitration if you decide to enroll. Certain financial advisors can assist you in your debt-free journey.
After your debt settlement program is completed, CuraDebt is the company to handle all of your creditor’s calls. They’ll also be the ones that will determine what you will pay for your repayment in accordance with the state of your finances. Based on what works best for you, it can either be a lump sum settlement or an installment plan.
Furthermore they will also be working with the lenders to help you enjoy better rates when you deposit money to your savings account. This, in turn, will be processed to pay back the creditors. Their plans can help you settle the debt within the period of 48 months.
After you’ve registered with them, they’ll allow you access to your account information 24 hours a day. All you have to do is sign in to CuraDebts the client portal so that you can monitor your progress.
Before you can benefit from their program, you’ll need to satisfy their criteria first. In order to be considered eligible for the program, you’ll need to meet the following criteria:
- At least 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they help you?
Here are the different ways CuraDebt can aid you.
The name of the company suggests that CuraDebt can assist you in dealing your debt. They are able to negotiate settlements on your behalf to settle the majority of types of debt. This includes medical bills, personal loans credit cards as well as loans. They can also be approached to settle any outstanding balance of business debt, collections, or repossessions.
They may even assist you in negotiating with back taxes as well as IRS debt. However, you won’t get assistance for the majority claims, government loans as well as collateral and utility bills. The same goes for student loans.
On the contrary, they’ll assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations in order to get cash settlements, should it be possible. Some violations can also lead to having your debts dismissed as well.
CuraDebt can also help you repay debt for less than the sum you have. Additionally, you can ask questions during their free meeting with their debt counsellor.
The best part about their plan is that you only pay the fees when your debt is paid off. All you need to sign up for any of the plans, and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they collect all of your financial documents, they will also collect all the documents you’ll require to file tax returns.
By using this program, you will be able to resolve the various types of tax problems such as garnishments on wages as well as tax penalties for personal and corporate taxes, back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden costs either. They only use flat-fee pricing, which depends on the amount you have to pay.
There are a variety of options when it comes to the settlement of your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt can they assist you with?
Although they specialize in debt settlement, it is not their specialty but they aren’t able to offer all kinds in debt resolution. CuraDebt concentrates on debt that is not secured. They aren’t able to assist you if your loan or debt is linked to an item that is physical.
However, if you have the following types of debt, they will negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able to pay your past-due tax debts without difficulty. Moreover, this type of service is offered to all 50 states in the event that you owe money towards the IRS. They have federal tax experts who can assist you in resolving the issues.
CuraDebt can also assist in settling any medical-related debt. In some instances you might even be able to pay them less than the amount you are owed.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. However, they can assist private students with negotiating any student loans that they owe.
Personal loans and payday loans also qualify for the debt settlement program. It is also possible to avail the program the program if you have other unsecure credit lines you obtained from an alternative bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, and private-label credit cards CuraDebt can help you pay it off.
How much will it cost?
The best part about CuraDebt is how they’ve priced their services. They don’t charge an upfront fee. The only time you pay is when you have paid off all of your debts.
Also, they don’t charge high fees as well. On average, you’ll have to pay up to 20 percent of the debt that you settled through them.
On average, this type of business can cost anywhere between 15 and 25%.
In addition, customers can expect to settle their debt from 2 to 4 years. This varies depending on the amount that you save per month.
Additionally, they claim you can save as much as 30% by incorporating their charges into your calculation.
However, this statement will depend on your situation. Some customers even claimed to save 50% to 80percent.
Benefits of using CuraDebt
Now that you have an understanding of what CuraDebt offers, let’s explore the benefits from using CuraDebt.
In the beginning, CuraDebt only charges you after you’ve settled your debt. Furthermore, they only charge a 20% fee while most companies charge you 25 percent.
Then, if you’re done by the program for debt relief, you can join their credit restoration program.
It’s a fantastic method to improve your credit without having to go back into debt. The program is however designed different for every person dependent on the circumstances of your case.
Finally, CureDebt looks into your credit to assist with settlements and negotiations. This means the amount you owe won’t rise over time. They’ll also investigate any violations by creditors with the help of their experts in-house.
Drawbacks of using CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Settlement of debt and debt relief usually require that you cease making payments with . If you’re trying to increase your credit score, it may delay you from working on your debt.
CureDebt does not have a mobile app available. While they do have a client website however, it appears aged and simple. It’s not particularly intuitive and could be difficult to navigate.
Moreover, they are still not accredited with their Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a useful program that lets you settle your debt without spending more for these types of services. Additionally their 20% service charge is less expensive than the majority of companies that offer an additional 25% charge. There aren’t any upfront fees, and you will only have to pay the fee when the debt is paid off.
Although they’ll allow you to access an account to see your progress, their website is not user-friendly. CuraDebt isn’t even an app that would make it easier to look at your progression.
They do have a competent support staff and can be reached them, not only via emails but by phone or by making an e-ticket. Nh Property Senior Tax Relief
If your debt is a big problem, then we recommend CuraDebt’s service. Be sure to be qualified and that the services they offer are available in your state.
FAQ Nh Property Senior Tax Relief
What is the time frame to complete the program?
The average program is 24 to 48 months, dependent on the size of your debt as well as the stipulated settlement.
Can CuraDebt aid with state tax problems?
Yes, CuraDebt has a tax relief program that can assist you with issues such as delinquent payroll tax issues and wage garnishments.
What do I need to do after joining the program?
You’ll be required to communicate with your team members and pay the required payments to reduce your debt over time.