Has your debt increased lately? Are you burnt out from trying other financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve already tried every thing.
In the majority of cases, the best option is to speak with experts who can help to resolve this issue.
CuraDebt is among the most frequently contacted companies. Many people are asking if they are able to help or put you in more debt.
According to their clients they can help you control 80percent of your debts so that you can finally take a couple of w
orries off your mind.
But for some people they believe these claims are too good to be true.
You might be looking for any solution that could help you resolve your debt. In that situation, CuraDebt will mostly be suggested by people. We’ll be taking a deep look at the way CuraDebt is used and the problems it can solve for you.
In addition, prior to our conclusion, we’ll also look into the advantages and disadvantages of this method.
Before beginning the review, you can go to this video if you prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of the article for a more comprehensive review.
About the Company Nh Hampshire Property Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has since become a member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best known feature. They also provide other services that can aid you in becoming more financially stable.
It all begins by requesting a free savings estimate on the internet. This service is very confidential and they will not be conducting a credit screening. With this savings estimate, you will be able to learn more about the alternatives towards debt-free.
This estimate of savings, as mentioned before, gives you an idea of your choices regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to help you with the process of credit arbitration should you choose to sign up. Financial advisors may be able to assist you in your debt-free journey.
After your debt settlement plan, CuraDebt can be the agency to take care of all your creditors’ calls. They will be the ones who determine what you will pay for your repayment based on the status of your financial situation. Depending on which works most effectively for you, it could be either a lump sum settlement or a payment plan.
Furthermore, they will be working with the lenders to help you get better rates when you make deposits to your savings account. This, in turn, will process to pay the creditors. Their programs can assist you to pay off the debt in the period of 48 months.
After you’ve signed up with them, they will provide you with access to your information 24/7. All you have to do is sign in to CuraDebts the client portal to monitor your performance.
Before you can benefit from the program, you’ll have to pass their requirements first. In order to be considered eligible for the program, you’ll have to be:
- At least 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What can they help you?
Here are the different ways CuraDebt can help you.
Like their name implies, CuraDebt can help you deal your debt. They can negotiate settlements on your behalf to settle all kinds of debt. These include personal loans, medical bills credit cards, as well as lines of credit. They are also able to help settle any remaining balance of business debt and collections or repossessions.
They can even help negotiate for back taxes and IRS debt. However, you won’t get assistance for the majority cases, government loans, collateral, and utility bills. The same goes for student loans.
On the contrary, they’ll assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations so that you can have cash settlements, should it be possible. Certain violations may lead to having your debts dismissed as well.
CuraDebt also allows you to repay debt for less than the amount you have. You can also have questions answered during a free consult with their debt advisor.
The most appealing aspect of the program is that you only be charged after your debt has been settled. All you need to sign up to any of the plans and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. After they have gathered all your financial records, they will also collect all the paperwork you’ll need to file tax returns.
By using this program, you should be able to resolve various tax issues like wage garnishments, tax penalties, personal and corporate taxes as well as back taxes, trust fund penalties, and tax liens.
There aren’t hidden fees also. They only offer flat-fee prices and is dependent on the amount that you’ll need to settle.
There are a variety of options in paying off your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt can they help you with?
While debt settlement is their specialization, they don’t cater to all types of debt settlement. CuraDebt only focuses on unsecured debt. They won’t be able to help you if your debt or loan is tied to an item that is physical.
If, however, you are in the following types of debt, they’ll negotiate settlements on your behalf.
With CuraDebt, you should be able to pay tax debts that were due to be paid without difficulty. Moreover, this type of service is offered to all 50 states in the event that you have a debt to the IRS. There are federal tax experts to assist you with the issues.
CuraDebt can also assist in settling any medical-related debt. In some cases you might even be able to pay the debt for less than you owe.
Private Student Loan
CuraDebt does not offer federal student loans. Still, they can help private students negotiate any loans they owe.
Personal and payday loans are also eligible for the debt settlement program. It is also possible to avail the program of the program if you also have other unsecured credit lines you obtained from a different financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards as well as private label credit card CuraDebt can help you pay it off.
What will it cost you?
The most appealing aspect of CuraDebt is how they’ve priced their service. They do not charge an upfront cost. Only pay when you’ve paid each of your debts.
Additionally, they do not charge high fees as well. In the average, you’ll need to pay up to 20% of the debt you settled through them.
In the average, this kind of business can cost anywhere between 15% and 25 percent.
Moreover, clients can expect to settle their debts within between 2 and 4 years. But, it also differs according to the amount you can save up per month.
Also, they claim you can save up to 30% by incorporating their costs into your calculations.
However, this statement will depend on your specific situation. Some clients even mentioned saving between 50% and 80%.
Benefits of using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt can offer you let’s look into the advantages from using CuraDebt.
In the beginning, CuraDebt only charges you after you’ve settled your debt. In addition they only charge 20% of the cost, whereas many companies charge 25%.
Then, if you’re done by the program for debt relief you could join their credit repair program.
It’s a great way to restore the credit rating without going in debt again. The program is however designed in a different way for each individual according to your personal situation.
Finally, CureDebt looks into your debt so that they can assist in settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also be looking into any creditor violations using their experts in-house.
Some disadvantages to using CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt settlement and debt relief usually require that you stop making payments using your credit card. So if you’re trying to build a better credit score, it might cause you to delay finishing your debt.
CureDebt also doesn’t have a mobile app. Although they have a website for clients however, it appears outdated and basic. It’s not very intuitive and could be challenging to navigate.
Furthermore, they are not recognized by their Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a useful program that lets you settle your debt without spending more for these types of services. Moreover, their 20% service cost is cheaper than most businesses that charge a 25% fee. There are no upfront payments, and you will only be required to pay once the debt is paid off.
While they’ll provide you with an account to see your progress but their website isn’t easy to navigate. CuraDebt isn’t even an app that will make it easier to monitor your performance.
They do have a competent support staff that you can contact them not just via email but also via phone or submitting an e-ticket. Nh Hampshire Property Tax Relief
If the credit card is a major problem, then we recommend CuraDebt’s service. Make sure you’re eligible and that the programs that they provide are offered in your area.
FAQ Nh Hampshire Property Tax Relief
How long does it take to complete the course?
The typical program lasts from 24 to 48 months, dependent on the size of your debt as well as the stipulated settlement.
Can CuraDebt aid with tax problems in the state?
Yes, CuraDebt has a tax relief program that will help you with problems like delinquent tax and garnishments on wages.
What do I need to do once I’m in the program?
You’ll need to constantly communicate with your team members and pay the required payments to reduce your debt over time.