Have your debts increased lately? Are you burnt out from trying other financial tips and advice but still have unsolved issues?
Maybe you’re here because tried everything.
In the majority of cases, the most effective approach is to talk to experts who can assist to resolve this issue.
CuraDebt is among the most asked companies. A lot of people have been inquiring whether they are able to help or put you into more debt.
According to their clients, they can help you manage 80% of your debt so that you can take couple of things off your plate.
However, for certain people the claims seem too good to be true.
If you’re looking for any solution that could assist you in paying off your debt. In this scenario, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth study of how CuraDebt is used and the problems it can help you solve.
In addition, prior to our conclusion, we’ll also look into its benefits and drawbacks.
Before you begin the review, go to this video in case you would prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Nh Barn Repair Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000, and is an active part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have restricted their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most known feature. But they offer other services that will aid you in becoming more financially stable.
First of all, it starts by requesting a no-cost savings estimate online. The service is completely confidential and won’t be conducting a credit screening. By using this estimate of savings, you will discover more about alternatives towards debt-free.
Savings estimates, as we’ve mentioned earlier, provides you with an idea of your choices, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you with the process of credit arbitration should you choose to enroll. Certain financial advisors can assist you in your debt-free journey.
Following your debt settlement program is completed, CuraDebt can be the company to answer all of your creditors’ calls. They’ll also be the ones who will negotiate conditions of the repayment depending on the condition of your financial situation. Depending on which works most effectively for you, it can be either a lump sum settlement or a payment plan.
Furthermore they will be working with creditors so that you can enjoy better rates when you transfer money into your savings account. This, is then processed to pay back the creditors. The plans they offer can help you pay off the debt in 48 months.
Once you’ve signed up with them, they’ll give you access to your account information 24 hours a day. All you have to do is login to CuraDebts Client Portal to track your performance.
Before you are able to avail the program, you’ll have to satisfy their criteria first. To be eligible, you’ll have to meet the following criteria:
- At least 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they help you?
Here are the various ways CuraDebt can aid you.
As their name suggests, CuraDebt can help you deal with your debt. They are able to negotiate settlements on your behalf for most types of debt. This includes personal loans, medical bills, credit cards and loans. They can also be approached to help settle any remaining amount on business debts and collections or repossessions.
They may also assist in negotiating on tax owed as well as IRS debt. But, you won’t receive support for most claims, loans from the government, collateral, and utility bills. They also don’t cover most student loans.
On the other hand, they can help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations to ensure that you receive cash settlements, should it be possible. Certain violations may result in having your debts removed as well.
CuraDebt can also help you pay off debts with less than the sum you have. You can also ask questions during their free consult with their debt counselor.
The most appealing aspect of their plan is that you only pay the fees after your debt has been settled. All you need to sign up for some of their programs, and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. Once they collect all of your financial documentation and tax documents, they’ll also collect all the paperwork you’ll need to file tax returns.
With this program, you’ll be able to resolve various tax issues such as garnishments on wages and tax penalties, personal and taxation for business and back taxes and trust fund penalties and tax liens.
There aren’t any hidden charges either. They only offer flat-fee prices that is based on the amount that you’ll must settle.
They have different solutions in the settlement of your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt are they able to help with?
While debt settlement is their forte however, they do not cater to all types in debt resolution. CuraDebt is only focused on debt that is not secured. They won’t be able to help you if your loan or debt is linked to a physical item.
If you do have the following kinds of debt, they will arrange settlements for you.
With CuraDebt the service, you’ll be able to pay tax debts that were due to be paid without difficulty. Additionally, this service is accessible to all 50 states in the event that you owe money to the IRS. There are federal tax experts who can assist you in resolving these kinds of problems.
CuraDebt can also assist in settling your medical debt. In some cases you could even settle them for less than what you have to pay.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. Still, they can help private students in negotiating any student loans that they are owed.
Payday loans and personal loans are also eligible as debt-settling programs. You can also avail if you have other unsecured credit lines that you got from a different bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, and private-label credit cards CuraDebt can assist you in paying it off.
What is the cost?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their services. They don’t charge an upfront fee. The only time you pay is when you have paid off all of your outstanding debts.
Additionally, they don’t charge high fees as well. On average, you’ll have to pay between 20 and 20% of the debt you settled through them.
In the average, this kind of industry charges from 15% to 25 percent.
Additionally, customers can anticipate to settle their debt from two to four years. However, this also varies according to the amount you save per month.
Also, they claim that you can save as much as 30% when you factor in their costs into your calculations.
However, this statement will vary, depending on your situation. Some customers even claimed to save 50 to 80%.
The benefits of using CuraDebt
Once you’ve got an understanding of what CuraDebt can offer you let’s explore the benefits from using CuraDebt.
First, CuraDebt only charges you when you’ve paid off your debt. Additionally they only charge a 20% fee while many companies charge 25 percent.
Then, if you’re done in the process of debt resolution, you could join their credit repair program.
It’s a fantastic option to rebuild your credit without having to go into debt again. However, the program lasts in a different way for each individual according to your personal situation.
Finally, CureDebt looks into your credit to assist in settlements and negotiations. This means the amount you owe won’t rise as time passes. They’ll also look into any violations of creditor with the help of their experts in-house.
Drawbacks of using CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Settlement of debt and debt relief usually require that you stop making payments using . Therefore, if you’re trying build a better credit score, it may cause you to delay finishing your debt.
CureDebt doesn’t even have a mobile app. While they have a website for clients however, it appears old and mundane. It’s not particularly intuitive, and it can be challenging to navigate.
In addition, they’re not recognized by the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a useful program that will allow you to resolve your debt without having to spend more for these types of services. In addition, their 20% service fee is lower than many companies that offer a 25% fee. There is no upfront payment, and you will only have to pay the fee when your debt is finally settled.
Although they’ll allow you to access an account so that you can track your progress, their website is not simple to navigate. CuraDebt also doesn’t have an app that will make it easier to monitor your progress.
But, they do have a great support team that you can contact them, not only via emails but also via phone or sending an e-ticket. Nh Barn Repair Tax Relief
If your problem of debt is an issue right now, we strongly recommend CuraDebt’s debt management program. Be sure to be eligible and that the services they provide are in your state.
FAQ Nh Barn Repair Tax Relief
What is the time frame to complete the course?
The typical program lasts from 24 to 48 months, depending on the amount of your debt and the stipulated settlement.
Can CuraDebt aid with state tax problems?
Yes, CuraDebt offers a program for tax relief to assist you with issues such as late payroll taxes and wage garnishments.
What’s the first thing I have to do after joining the program?
You’ll need to constantly communicate with your team members and make the necessary payments to reduce your debt over time.