Have your debts increased lately? Are you exhausted from trying different financial tips and advice but haven’t solved your problems?
Maybe you’re here because you’ve tried every thing.
In the majority of cases, the most effective approach is to talk to experts who can help to resolve this issue.
CuraDebt is among the most asked companies. A lot of people are asking if they can help you or help you get into more debt.
According to their customers, they can help you manage 80% of your debts so that you can finally take a couple of things off your plate.
For some they believe these claims are too good to be true.
If you’re looking for anything that can assist you in paying off your debt. If that’s the case, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth look at the way CuraDebt operates and what issues it can help you solve.
In addition, prior to our conclusion we’ll look at the advantages and disadvantages of this method.
Before beginning the review, you can check out this video instead if you prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company New York Claim Tax Relief For Deceased Person
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have restricted their services.
What CuraDebt do?
Helping you settle your debt is the most well-known feature. But they offer other services that will assist you in becoming financially stable.
The process begins by requesting a free savings estimate on the internet. It is a completely private service and they will not conduct a credit inquiry. With this savings estimate, you will learn more about your options to be debt-free.
This estimate of savings, which was mentioned before, gives you an idea of your options regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you with credit arbitration if you decide to enroll. Financial advisors may be able to assist you on your path to debt-free living.
After your debt settlement program is completed, CuraDebt can be the one to handle all of your creditors’ calls. They’ll also be the ones who determine conditions of the repayment based on the status of your finances. Depending on which works most effectively to you, this could be a lump-sum settlement or a payment plan.
Furthermore, they will be working with the lenders to help you enjoy better rates when you transfer money into your savings account, which is then processed to pay the creditors. Their programs can assist you to settle the debt within two years.
After you’ve registered with them, they’ll give you access to your data 24/7. All you need to do is log in to CuraDebts Client Portal to monitor your progress.
Before you are able to avail the program, you’ll have to pass their requirements first. In order to be considered eligible for the program, you’ll have to meet the following requirements:
- At least 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What can they assist you with?
Here are the different ways CuraDebt can help you.
As their name suggests, CuraDebt can assist you in dealing with debt. They can negotiate settlements on your behalf to settle all kinds of debt. These include personal loans, medical bills, credit cards and also line of credit. They can also be approached to help settle any remaining balance of business debt and collections or repossessions.
They may even assist you in negotiating for back taxes and IRS debt. However, you won’t get support for most of your lawsuits, government loans or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they will assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations so that you can have cash settlements, should it be possible. Certain violations could cause your debt to be removed as well.
CuraDebt can also help you repay debt for less than the sum you have. You can also ask questions during their free consultation with their debt counselor.
The greatest benefit of the program is that you only have to pay for the charges after your debt has been settled. All you need to sign up to any of the plans, and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they’ve gathered all your financial documentation, they will also collect all the necessary paperwork for tax returns.
By using this program, you will be able to resolve different types of taxes like garnishments on wages as well as tax penalties for personal and business taxes as well as back taxes and trust fund penalties and tax liens.
There aren’t any hidden charges neither are there hidden fees. They use only flat-fee pricing, which depends on the amount you’ll must settle.
They have different solutions when it comes to paying off your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt are they able to help with?
Although they specialize in debt settlement, it is not their forte however, they do not provide all kinds of debt settlement. CuraDebt is only focused on unsecured debt. They can’t help you if the credit or loan is tied to a physical item.
If you do have the following types of debt, they’ll negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able to settle your past-due tax debts without difficulty. Additionally, this service is available to all 50 states if you have a debt towards the IRS. There are tax experts from the federal government to assist you with these kinds of problems.
CuraDebt can also assist in settling your medical debt. In some cases you could even settle them for less than what you have to pay.
Private Student Loan
CuraDebt does not cater to federal student loans. They can however assist private students negotiate the student loans they have to pay.
Payday loans and personal loans are also eligible to be eligible for debt relief programs. You may also be eligible the program if you have other unsecure credit lines that you got from an alternative financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards as well as private label credit card, CuraDebt will help you pay it off.
What will it cost you?
The greatest thing about CuraDebt is how they’ve priced their services. They don’t charge upfront fees. You’ll only pay once you settle each of your outstanding debts.
They also don’t charge high fees as well. On average, you’ll have to pay as much as 20 percent of the debt you settled through them.
On average, this type of business can cost anywhere between 15% and 25%.
Additionally, customers can anticipate to settle their debt from 2 to 4 years. However, this also varies in relation to the amount you save per month.
Also, they claim you can save as much as 30% by incorporating their costs into your calculations.
However, this statement will vary, depending on the situation. Some clients even mentioned saving 50 to 80%.
The benefits of using CuraDebt
Now that you have an idea of the benefits CuraDebt offers, let’s explore the benefits of using CuraDebt.
In the beginning, CuraDebt is only charged after you’ve settled your debt. Furthermore they only charge an amount of 20%, while many companies charge 25 percent.
Then, if you’re done with the debt settlement program, you may also sign up for their credit repair program.
It’s a great way to restore your credit without having to go in debt again. The program is however designed differently for each person according to your personal situation.
Finally, CureDebt looks into your debt so that they can assist with settlements and negotiations. So, the amount you owe won’t rise over time. They’ll also be looking into any creditor violations with the help of their in-house experts.
Drawbacks of the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt settlement and debt relief usually require that you cease making payments with the credit card you use. So if you’re trying to build a better standing on credit scores, you might delay you from finishing your credit card debt.
CureDebt also doesn’t have a mobile app available. While they do have a client website, it looks aged and simple. It’s not particularly intuitive, and it can be challenging to navigate.
Furthermore, they are not credited with an accreditation from the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a great program that lets you settle your debt without spending more on those types of services. In addition the 20% service charge is lower than many firms that charge an additional 25% charge. There aren’t any upfront fees and you’ll only have to pay when the debt is paid off.
Although they’ll give you an account so that you can track your progress but their website isn’t easy to navigate. CuraDebt also doesn’t have an app, which could make it easier for you to track your progress.
However, they have a great support team and can be reached them not just via email but also via phone or making an e-ticket. New York Claim Tax Relief For Deceased Person
If problem of debt is an problem, then we recommend CuraDebt’s service. Be sure to be eligible and that the programs they offer are available in your area.
FAQ New York Claim Tax Relief For Deceased Person
How long does it take to finish the program?
The program typically takes between 24 and 48 months dependent on the size of your debt and the agreed settlement.
Can CuraDebt assist with tax problems in the state?
Sure, CuraDebt has a tax relief program that can aid you in dealing with problems like delinquent tax and garnishments on wages.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to pay down your debt over time.