Has your debt been increasing lately? Are you tired of trying different financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because been through everything.
In most cases, the best option is to speak with experts who can assist you resolve the issue.
CuraDebt is one of the most frequently contacted companies. A lot of people are asking if they are able to help or help you get into more debt.
According to their clients, they can help you control 80percent of your debts so that you can finally take a couple of things off your shoulders.
But for some people the claims seem too good to be true.
Suppose you’re on the lookout for any solution that could assist you in paying off your debt. In this scenario, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep study of how CuraDebt operates and what issues it could help solve.
In addition, prior to our conclusion, we’ll also look into the advantages and disadvantages of this method.
Before beginning the review, go to this video for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of our article for a more comprehensive review.
About the Company New Pension Tax Relief Rules
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000, and is an active part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have restricted their services.
What CuraDebt do?
Helping you pay off your debt is the most popular feature. But they offer additional services to assist you in becoming financially stable.
First of all, it starts by requesting a no-cost online savings estimate. This service is very confidential and won’t be conducting a credit screening. By using this estimate of savings, you will be able to learn more about the alternatives towards debt-free.
The savings estimate, which was mentioned earlier, provides you with the opportunity to consider your choices, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you with the process of credit arbitration should you choose to join. Some financial advisors can help you on your path to debt-free living.
Following your debt settlement program is completed, CuraDebt will be the one to take care of all your creditor’s calls. They will be the ones who negotiate the terms of your repayment depending on the condition of your financial situation. Based on what works most effectively your situation, the payment can either be a lump sum settlement or an installment plan.
Additionally, they will be working with lenders to help you have better rates as you make deposits to your savings account. This in turn, will be processed to pay off the creditors. The plans they offer can help you get rid of debt in just two years.
After you’ve registered with them, they will give you access to your data 24/7. All you need to do is login to CuraDebts Client Portal to track your progress.
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CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to be:
- Minimum 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What are they able to assist you?
Here are the different ways CuraDebt can assist you.
Debt Relief
As their name suggests, CuraDebt can assist you in dealing with debt. They can negotiate settlements on your behalf to settle most types of debt. This includes medical bills, personal loans credit cards and line of credit. You can also approach them to settle any outstanding balance of business debt collection, repossessions, or collections.
They can even help negotiate with back taxes and IRS debt. However, you won’t get assistance with the majority claims, loans from the government or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they will assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations to ensure that you receive cash settlements, if they are possible. Some violations can also result in having your debts dismissed as well.
CuraDebt also allows you to repay debt for less than the amount you own. They also allow you to have questions answered during a free meeting with their debt counsellor.
The best part about their program is that you’ll only have to pay for the charges after your debt has been settled. All you have to sign up for any of the plans, and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. Once they collect all of your financial documentation and tax documents, they’ll also collect all the necessary paperwork to file tax returns.
Through this program, you will be able to deal with various tax issues like wage garnishments and tax penalties, personal and business taxes and back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden charges also. They use only flat-fee pricing, which depends on the amount you have to pay.
They have different solutions for paying off taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kind of debt can they help you with?
While debt settlement is their specialization, they don’t provide all kinds of settlement. CuraDebt is only focused on unsecured debt. They can’t assist you if your debt or loan is tied to an item that is physical.
However, if you have the following types of debt, they’ll make arrangements for settlements.
Tax Debt
With CuraDebt, you should be able pay off tax debts that were due to be paid without any issues. Moreover, this type of service is available to all 50 states if you owe money to the IRS. They have federal tax experts to assist you with these types of issues.
Medical Debt
CuraDebt can also help resolve the medical bills. In some instances you might even be able to pay them less than the amount you are owed.
Private Student Loan
CuraDebt does not offer federal student loans. They can however assist private students with negotiating the student loans they are owed.
Personal Loan
Personal and payday loans also qualify to be eligible for debt relief programs. You can also avail the program if you have other unsecure credit lines that you got from another bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards as well as private label credit card, CuraDebt can assist you in paying it off.
How much will it cost?
The best part about CuraDebt is the way they’ve priced their services. They do not charge an upfront cost. The only time you pay is when you’ve paid each of your debts.
They also don’t have high-cost costs either. On average, you’ll have to pay as much as 20 percent of the debt you settled with them.
On average, this type of business can cost anywhere from 15% to 25 percentage.
Additionally, customers can anticipate to pay off their debts in between 2 and 4 years. But, it also differs depending on the amount that you save per month.
They also claim that you could save up to 30% if you include their charges into your calculation.
However, the claim may differ based on the situation. Some customers have even talked about saving between 50% and 80percent.
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The benefits of using CuraDebt
Once you’ve got an understanding of what CuraDebt can offer you let’s look into the advantages that come with using CuraDebt.
First, CuraDebt only charges you once you’ve paid off your debt. In addition, they only charge an amount of 20%, while many companies charge 25%.
Next, if you’re done with the debt settlement program you can also sign up for their credit restoration program.
It’s a great way to restore your credit without having to go in debt again. However, the program runs differently for each person dependent on the circumstances of your case.
In the end, CureDebt looks into your credit to help with settlements and negotiations. It means that your debt won’t inflate over time. They’ll also investigate any creditor violations with the assistance of their experts in-house.
Some disadvantages to using CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Settlement of debt and debt relief often require you to stop making payments using your credit card. Therefore, if you’re trying improve your standing on credit scores, you could set you back while you’re working on your debt.
CureDebt does not have a mobile app available. Although they have a client website but it’s outdated and basic. It’s not very user-friendly, and can be difficult to navigate.
In addition, they’re not credited with their Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a great program that lets you pay off your debts without spending more on these kinds of services. Additionally, their 20% service cost is cheaper than most businesses that charge a 25% fee. There is no upfront payment and you’ll only be required to pay once the debt is settled.
Although they’ll give you an account that allows you to track your progress however, their website isn’t easy to navigate. CuraDebt does not have an app that could make it easier for you to track your performance.
They do have a good support team, and you can reach them not just via email but by phone or by making an electronic ticket. New Pension Tax Relief Rules
If debt is a big problem right now, we recommend CuraDebt’s service. Be sure to be eligible and that the programs they offer are available in your area.
> > Click Here to Get A Debt Consultation for Free < <
FAQ New Pension Tax Relief Rules
How long will it take to finish the program?
The typical program lasts from between 24 and 48 months depending on the amount of your debt as well as the agreed settlement.
Can CuraDebt aid with tax problems in the state?
Sure, CuraDebt offers a program for tax relief that can aid you in dealing with problems like delinquent taxes and garnishments of wages.
What should I do once I’m in the program?
You’ll be required to communicate with your team members and make the necessary payments to reduce your debt over time.
