New Jersey Tax Relief For Seniors

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Are you experiencing debt that has been piling up lately? Are you tired of trying different financial tips and advice but you’re still struggling with unsolved problems?

Perhaps you’re here because you’ve already tried every thing.

In the majority of cases, the best option is to speak with experts who can assist you resolve the issue.

CuraDebt is among the companies that get the most inquiries. A lot of people are asking if they are able to help or put you in more debt.

According to their clients they can assist you in managing the majority of your debt , so you are able to take couple of things off your mind.

However, for certain people the claims seem too good to be true.

Suppose you’re on the lookout for any solution that could assist you in paying off your debt. In this case, CuraDebt will mostly be recommended by people. We’ll be taking a deep study of how CuraDebt is used and the problems it can solve for you.

In addition, prior to our conclusion we’ll look at the advantages and disadvantages of this method.

Before you begin the review, you can check out this video instead in case you would prefer to watch it.

Otherwise, let’s begin.

cura-debt-logoBefore you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of the article for a more comprehensive review.

About the Company New Jersey Tax Relief For Seniors

CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has since become a member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.

Although it is accredited, certain states have restricted their services.

What CuraDebt do?

Assistance in settling your debt is CuraDebt’s most popular feature. But they offer other services that will aid you in becoming more financially stable.

The process begins by requesting a free savings estimate on the internet. It is a completely private service and they will not be doing a credit check. By using this estimate of savings you’ll learn more about your alternatives to debt-free.

This estimate of savings, which was mentioned earlier, provides you with the opportunity to consider your choices, regardless of whether you’re planning to continue using CuraDebt.

CuraDebt will assign you a financial counselor as well as a support team to help you with the process of credit arbitration should you choose to join. Some financial advisors can help you in your debt-free journey.

Following your debt settlement plan, CuraDebt can be the one to answer all of your creditor’s calls. They will also be the ones who will negotiate what you will pay for your repayment depending on the condition of your financial situation. Based on what works most effectively your situation, the payment could be either a lump sum settlement or a payment plan.

Moreover, they will work with creditors so that you can enjoy better rates when you make deposits to your savings account. This in turn, will be processed to pay off creditors. Their plans can help you settle the debt within two years.

Once you’ve signed up with them, they will give you access to your data 24/7. All you have to do is sign in to CuraDebts the client portal so that you can monitor your development.

New Jersey Tax Relief For Seniors

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CuraDebt’s Requirements

Before you can benefit from their program, you’ll need to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll have to meet the following criteria:

  • Minimum 21 years old
  • Have a verifiable income
  • Minimum debt must be $5,000

What are they able to assist you?

Here are the different ways CuraDebt can aid you.

Debt Relief

Like their name implies, CuraDebt can assist you in dealing with debt. They can negotiate settlements on your behalf for most types of debt. They can help with medical bills, personal loans credit cards, and also line of credit. They can also be approached to help settle any remaining balance of business debt collection, repossessions, or collections.

They may even assist you in negotiating with back taxes and IRS debt. However, you will not receive support for most of your lawsuits, loans from the government, collateral, and utility bills. They also don’t cover most student loans.

On the other hand, they can assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors to ensure that you receive cash settlements, if they are possible. Certain violations could lead to having your debts dismissed as well.

CuraDebt also allows you to pay off debts with less than the amount you have. You can also ask questions during their free meeting with their debt counsellor.

The most appealing aspect of the program is that you only pay the fees after your debt has been settled. All you have to sign up for some of their programs, and you’ll have the ability to resolve all of your debts.

Tax Management and Relief

CuraDebt will also handle the tax liabilities you have. After they have gathered all your financial records They will also gather all the necessary paperwork to file tax returns.

By using this program, you’ll be able to deal with various tax issues such as wage garnishments as well as tax penalties for personal and business taxes, back taxes, trust fund penalties, and tax liens.

There aren’t hidden fees also. They use only flat-fee pricing, which depends on the amount you’ll must settle.

There are a variety of options when it comes to settling taxes. Here are six of them:

  • Installment agreements
  • Offer in Compromise
  • Collection statute expiration date
  • Tax lien subordination
  • Penalty abatements
  • Currently non-collectible

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What kinds of debts can they help you with?

Although debt settlement is their specialty however, they do not offer all kinds of settlement. CuraDebt is only focused on debt that is not secured. They can’t assist you if your credit or loan is tied to an item that is physical.

If, however, you are in one of the following kinds of debt, they’ll make arrangements for settlements.

Tax Debt

With CuraDebt the service, you’ll be able pay off tax debts that were due to be paid without any problems. Furthermore, this service is available to all 50 states in the event that you owe money to the IRS. There are federal tax experts who can assist you in resolving these types of issues.

Medical Debt

CuraDebt can also assist in settling the medical bills. In some instances, you may even pay them less than the amount you are owed.

Private Student Loan

CuraDebt doesn’t cater to the federal government’s student loan. They can however assist private students in negotiating the student loans they have to pay.

Personal Loan

Payday loans and personal loans are also eligible as debt-settling programs. It is also possible to avail the program of the program if you also have other unsecured credit lines you obtained from an alternative financial institution or bank.

Credit Card Debt

Whether you have debt with store credit cards, traditional credit cards, or private label credit cards CuraDebt will help you pay it off.

What is the cost?

The best part about CuraDebt is the way they’ve priced their services. They don’t charge an upfront fee. The only time you pay is when you have paid off all of your debts.

Additionally, they do not charge high costs either. On average, you’ll be required to pay between 20 and 20 percent of the debt you settled with them.

In general, this type of industry can charge anywhere from 15% to 25 percent.

Additionally, customers can anticipate to pay off their debts in between 2 and 4 years. But, it also differs in relation to the amount you are able to save each month.

Also, they claim that you could save up to 30% when you factor in their fees in your equation.

However, the claim may vary, depending on your situation. Some clients even mentioned saving 50 to 80percent.

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Benefits of using CuraDebt

Now that you have an idea of what CuraDebt offers, Let’s take a look at the benefits of using CuraDebt.

In the beginning, CuraDebt only charges you after you’ve settled your debt. Additionally they only charge 20% of the cost, whereas many companies charge 25 percent.

Then, if you’re done with the debt settlement program you could also sign up for their credit repair program.

It’s an excellent way to restore your credit score without going in debt again. However, the program runs different for every person dependent on the circumstances of your case.

Finally, CureDebt looks into your credit to assist in settlements and negotiations. It means that your debt won’t increase as time passes. They’ll also look into any violations of creditor with the assistance of their experts in-house.

The drawbacks of the use of CuraDebt

We will also examine some of the drawbacks of CuraDebt.

Debt relief and debt settlements typically require you to cease making payments with the credit card you use. Therefore, if you’re trying build a better rating on your credit, this could set you back while you’re finishing your obligations.

CureDebt also doesn’t offer a mobile application. While they do have a website that clients can access however, it appears outdated and basic. It’s not very intuitive and could be challenging to navigate.

Moreover, they are still not recognized by their Better Business Bureau although they did receive an A+ grade.

The Final Verdict

CuraDebt is a good program that allows you to resolve your debt without having to spend more on these kinds of services. Moreover their 20% service fee is less expensive than the majority of businesses that charge the 25% cost. There aren’t any upfront fees and you’ll only have to pay when the debt is paid off.

Although they’ll allow you to access an account to see your progress but their website isn’t easy to navigate. CuraDebt also doesn’t have an app that would make it easier to track your progression.

They do have a competent support staff and can be reached them, not only via emails but also by phone or submitting an e-ticket. New Jersey Tax Relief For Seniors

If your credit card is a major issue right now, we strongly recommend CuraDebt’s debt management program. Be sure to be qualified and that the services they provide are in your state.

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FAQ New Jersey Tax Relief For Seniors

How long will it take to complete the course?

The average program is between 24 and 48 months depending on the amount of your debt as well as the stipulated settlement.

Can CuraDebt assist with state tax problems?

Yes, CuraDebt offers a program for tax relief to aid you in dealing with problems such as delinquent payroll taxes and wage garnishments.

What’s the first thing I have to do when I’m enrolled in the program?

You’ll be required to communicate with your team members and make the necessary payments to pay down your debt over time.

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