Has your debt been increasing lately? Are you burnt out from trying various financial advice and strategies but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve been through everything.
In most cases, the best way is to approach experts who can help you resolve the issue.
CuraDebt is one of the most asked companies. A lot of people have been inquiring whether they can assist you or put you into more debt.
According to their clients, they can assist you in managing the majority of your debt so that you are able to take couple of things off your plate.
For some the claims seem too good to be true.
If you’re looking for something that will help you resolve your debt. If that’s the case, CuraDebt will mostly be suggested by people. We’ll be taking a deep study of how CuraDebt operates and what issues it can solve for you.
In addition, prior to our conclusion, we’ll also look into its advantages and drawbacks.
Before beginning the review, you can check out this video instead if you prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company New Jersey Property Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has since become a member of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most known feature. But they offer other services that can help you be more financially secure.
The process starts by requesting a no-cost savings estimate on the internet. This service is very confidential, and they won’t conduct a credit inquiry. By using this estimate of savings you’ll be able to discover more about alternatives towards debt-free.
Savings estimates, which was mentioned earlier, provides you with an idea of your choices, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you in navigating credit arbitration in the event that you decide to enroll. Financial advisors may be able to assist you with your debt-free journey.
Following the debt settlement plan, CuraDebt will be the one to answer all of your creditor’s calls. They’ll also be the ones that will negotiate the terms of your payment depending on the condition of your financial situation. Depending on which works best to you, this could be a lump-sum settlement or an installment plan.
Moreover they will be working with lenders to help you get better rates when you make deposits to your savings account, which is then processed to pay off the creditors. The plans they offer can help you get rid of debt in just 48 months.
After you’ve registered with them, they will allow you access to your information 24/7. All you need to do is sign in to CuraDebts Client Portal to monitor your performance.
Before you are able to avail the program, you’ll have to pass their requirements first. To be eligible, you’ll have to meet the following requirements:
- Minimum 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What are they able to assist you with?
Here are the different ways CuraDebt can assist you.
Like their name implies, CuraDebt will assist you in dealing with debt. They can negotiate settlements on behalf of you for the majority of types of debt. They can help with personal loans, medical bills credit cards, as well as loans. They can also be approached to pay off any remaining balance on business debt, collections, or repossessions.
They may even assist you in negotiating on tax owed as well as IRS debt. But, you won’t receive support for most claims, government loans or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they can help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation to ensure that you receive cash settlements, if they are possible. Certain violations may result in having your debts removed as well.
CuraDebt also allows you to repay debt for less than the sum you have. They also allow you to inquire about your debt during their no-cost consult with their debt counsellor.
The greatest benefit of their program is that you will only pay the fees after your debt has been settled. All you need to sign up to one of their plans and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they’ve gathered all your financial records, they will also collect all the necessary paperwork for tax returns.
Through this program, you should be able to deal with the various types of tax problems such as wage garnishments and tax penalties, personal and business taxes and back taxes and trust fund penalties and tax lien.
There aren’t any hidden costs either. They only use flat-fee pricing and is dependent on the amount you need to settle.
They offer different options in the settlement of your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they help you with?
Although debt settlement is their specialty, they don’t cater to all types of debt settlement. CuraDebt concentrates on loans that are not secured. They can’t assist you if your debt or loan is tied to a physical item.
If, however, you are in the following types of debt, they’ll arrange settlements for you.
With CuraDebt the service, you’ll be able to settle your past-due tax debts without difficulty. Moreover, this type of service is offered across all 50 states, if you owe money in arrears to IRS. There are federal tax experts who can assist you in resolving the issues.
CuraDebt will also help you resolve the medical bills. In certain cases you might even be able to pay them less than the amount you have to pay.
Private Student Loan
CuraDebt does not offer Federal student loan. They can however assist private students with negotiating the student loans they owe.
Payday loans and personal loans are also eligible as debt-settling programs. You can also avail if you have other unsecured credit lines you obtained from a different financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards as well as private label credit card, CuraDebt can assist you in paying it off.
What is the cost?
The greatest thing about CuraDebt is how the company has priced its services. They don’t charge an upfront fee. You’ll only pay once you settle each of your outstanding debts.
Also, they don’t charge high costs either. In the average, you’ll need to pay as much as 20 percent of the debt you settled with them.
In general, this type of business can cost anywhere between 15% and 25 percentage.
In addition, customers can expect to pay off their debts in between 2 and 4 years. This varies depending on the amount that you are able to save each month.
They also claim that you could save up to 30% when you factor in their fees in your equation.
However, this statement will depend on your specific situation. Some customers have even talked about saving 50% to up to 80%.
The benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt can offer you let’s look into the advantages that come with using CuraDebt.
The first is that CuraDebt will only charge you when you’ve paid off your debt. In addition they only charge 20% of the cost, whereas the majority of companies charge 25%.
If you’re finished by the program for debt relief, you can join their credit restoration program.
It’s a great method to improve the credit rating without having to go back into debt. However, the program runs in a different way for each individual dependent on the circumstances of your case.
Finally, CureDebt looks into your debt so that they can assist in settlements and negotiations. This means your debt won’t increase as time passes. They’ll also be looking into any creditor violations with the help of their own experts.
The drawbacks of using CuraDebt
We will also examine some of the negatives of CuraDebt.
Settlement of debt and debt relief usually require that you cease making payments with . Therefore, if you’re trying improve your credit score, it might cause you to delay finishing your debt.
CureDebt does not have a mobile app. While they do have a client website but it’s aged and simple. It’s not particularly user-friendly, and can be difficult to navigate.
Furthermore, they are not recognized by their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that will allow you to pay off your debts without spending more for these types of services. Additionally the 20% service fee is lower than many companies that offer an additional 25% charge. There are no upfront payments and you’ll only be required to pay once your debt is finally settled.
Although they’ll give you an account to see your progress but their website isn’t user-friendly. CuraDebt does not have an app yet, which will make it easier to monitor your progression. New Jersey Property Tax Relief
But, they do have a competent support staff, and you can reach them not just via email but by phone or by submitting an e-ticket. New Jersey Property Tax Relief
If the debt is a big issue right now, we recommend CuraDebt’s service. Just make sure that you’re qualified and that the services they offer are available in your state.
FAQ New Jersey Property Tax Relief
What is the time frame to complete the program?
The average program is between 24 and 48 months depending on the amount of your debt as well as the agreed settlement.
Can CuraDebt aid in the fight against state tax issues?
It is true that CuraDebt provides tax relief programs that can assist you with issues like delinquent tax and garnishments of wages.
What do I need to do when I’m enrolled in the program?
You’ll need to constantly communicate with the team and make the necessary payments to pay down your debt over time.