Are you experiencing debt that has increased lately? Are you burnt out from trying various financial tips and advice but haven’t solved your problems?
Maybe you’re here because you’ve been through everything.
In the majority of cases, the best option is to speak with experts who can help you resolve the issue.
CuraDebt is one of the most asked companies. Many people have been inquiring whether they can help you or help you get into more debt.
According to their customers, they can help you manage 80percent of your debt so that you are able to take couple of things off your plate.
For some they believe these claims are too good to be true.
You might be looking for anything that can aid you in settling your debt. If that’s the scenario, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth study of the way CuraDebt works and what problems it can solve for you.
Moreover, before we end we’ll look at its benefits and drawbacks.
Before you begin the review, watch this video instead if you prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Nebraska Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000, and is an active part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have limited their access to their services.
What can CuraDebt do?
Helping you pay off your debt is CuraDebt’s most known feature. They also provide other services that can aid you in becoming more financially stable.
The process begins by requesting a free online savings estimate. It is a completely private service and they will not conduct a credit inquiry. By using this estimate of savings you’ll discover more about other options in your journey to be debt-free.
The savings estimate, as we’ve mentioned previously, offers you an idea of your options regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to assist you in navigating credit arbitration in the event that you decide to enroll. Certain financial advisors can assist you on your path to debt-free living.
Following your debt settlement program, CuraDebt can be the agency to answer all of your creditors’ calls. They will be the ones who negotiate the terms of your payment based on the status of your financial situation. Based on what works most effectively to you, this can be either a lump sum settlement or an installment plan.
Additionally, they will be working with the lenders to help you have better rates as you transfer money into your savings account. This, is then processed to pay the creditors. Their plans can help you settle the debt within 48 months.
After you’ve signed up with them, they will provide you with access to your data 24/7. All you have to do is sign in to CuraDebts’ client portal to monitor your performance.
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CuraDebt’s Requirements
Before you can avail of their program, you’ll need to meet their eligibility requirements first. For eligibility, you’ll have to be:
- At least 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they help you with?
Here are the different ways CuraDebt can assist you.
Debt Relief
The name of the company suggests that CuraDebt will assist you in dealing your debt. They can negotiate settlements on your behalf to settle most types of debt. They can help with medical bills, personal loans, credit cards as well as line of credit. They can also be approached to pay off any remaining balance of business debt, collections, or repossessions.
They may also assist in negotiating with back taxes and IRS debt. However, you won’t get assistance with the majority cases, government loans or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they will assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation so that you can have cash settlements, should it be possible. Some violations can also lead to having your debts dismissed as well.
CuraDebt also allows you to repay debt for less than the amount you own. You can also ask questions during their free consultation with their debt counsellor.
The most appealing aspect of their program is that you only pay the fees once your debt is settled. All you need to sign up to some of their programs and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they’ve gathered all your financial records and tax documents, they’ll also collect all the necessary paperwork to file tax returns.
With this program, you will be able to deal with different types of taxes like garnishments on wages, tax penalties, personal and corporate taxes as well as back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden charges also. They use only flat-fee pricing that is based on the amount you must settle.
There are a variety of options when it comes to settling your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kinds of debts can they assist you with?
Although they specialize in debt settlement, it is not their forte, they don’t provide all kinds of debt settlement. CuraDebt concentrates on debt that is not secured. They won’t be able to help you if your credit or loan is tied to an actual item.
However, if you have the following types of debt, they will make arrangements for settlements.
Tax Debt
With CuraDebt, you should be able to settle tax debts that were due to be paid without any issues. Additionally, this service is accessible across all 50 states, if you owe money towards the IRS. There are federal tax experts who can assist you in resolving these types of issues.
Medical Debt
CuraDebt can also help resolve any medical-related debt. In some instances you could even settle them less than the amount you are owed.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. However, they can assist private students in negotiating any loans they have to pay.
Personal Loan
Personal and payday loans are also eligible as debt-settling programs. You can also avail of the program if you also have other unsecured credit lines you obtained from a different financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, or private label credit cards, CuraDebt can assist you in paying it off.
What is the cost?
The most appealing aspect of CuraDebt’s pricing is how the company has priced its services. They don’t charge upfront fees. You’ll only pay once you’ve paid each of your outstanding debts.
Also, they don’t charge high fees as well. In the average, you’ll need to pay up to 20 percent of the debt you settled with them.
On average, this type of industry can charge anywhere between 15 and 25 percentage.
Moreover, clients can expect to settle their debt from between 2 and 4 years. However, this also varies depending on the amount that you can save up per month.
Also, they claim that you can save up to 30% by incorporating their costs into your calculations.
However, the claim may vary, depending on your situation. Some customers even claimed to save 50% to up to 80%.
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Benefits of using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt can provide, let’s explore the benefits from using CuraDebt.
First, CuraDebt is only charged after you’ve settled your debt. In addition, they only charge 20% of the cost, whereas many companies charge 25 percent.
Then, if you’re done in the process of debt resolution, you may also sign up for their credit restoration program.
It’s an excellent way to restore the credit rating without going into debt again. However, the program lasts different for every person according to your personal situation.
In the end, CureDebt looks into your financial obligations to help with settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also look into any violations by creditors with the assistance of their experts in-house.
The drawbacks of using CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Debt settlement and debt relief typically require you to stop paying with the credit card you use. So if you’re trying to increase your standing on credit scores, you may delay you from getting rid of your debt.
CureDebt doesn’t even have a mobile app available. Although they have a website for clients, it looks aged and simple. It’s not very intuitive, and it can be difficult to navigate.
Furthermore, they are not credited with their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a useful program that will allow you to settle your debt without spending more on these kinds of services. Additionally their 20% service charge is less expensive than the majority of firms that charge an additional 25% charge. There is no upfront payment, and you will only have to pay when the debt is settled.
Although they’ll allow you to access an account so that you can track your progress however, their website isn’t user-friendly. CuraDebt isn’t even an app that could make it easier for you to track your progression.
But, they do have a good support team that you can contact them not only through emails but by phone or by submitting an e-ticket. Nebraska Tax Relief
If your problem of debt is an problem, then we recommend CuraDebt’s service. Be sure to be eligible and that the services that they provide are offered in your state.
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FAQ Nebraska Tax Relief
How long does it take to complete the course?
The typical program lasts from 24 to 48 months, depending on the amount of your debt and the agreement on the settlement.
Can CuraDebt assist with state tax problems?
Yes, CuraDebt offers a program for tax relief that will help you with problems such as late payroll tax issues and garnishments on wages.
What should I do once I’m in the program?
You’ll have to keep in constant contact with your team members and pay the required payments to lower the amount of debt you have over time.
