Has your debt increased lately? Are you exhausted from trying various financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because tried everything.
In the majority of cases, the most effective approach is to talk to experts who can help you settle this issue.
CuraDebt is among the companies that get the most inquiries. A lot of customers have asked if they are able to help or put you in more debt.
According to their clients, they can help you control 80percent of your debt , so you can finally take a couple of things off your plate.
For some the claims seem too good to be true.
You might be looking for something that will help you resolve your debt. In this situation, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth study of how CuraDebt operates and what issues it can solve for you.
Moreover, before we end, we’ll also look into its benefits and drawbacks.
Before starting the review, you can go to this video in case you would prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Nebraska Real Property Tax Relief Fund
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has since become an active part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have imposed restrictions on their services.
What can CuraDebt do?
Assistance in settling your debt is CuraDebt’s most popular feature. But they offer additional services to assist you in becoming financially stable.
It all begins by requesting a free savings estimate on the internet. This service is very confidential and they will not be conducting a credit screening. With this savings estimate you’ll be able to be able to learn more about the options to debt-free.
This estimate of savings, as we’ve mentioned earlier, provides you with an insight into your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you in navigating credit arbitration in the event that you decide to sign up. Certain financial advisors can assist you with your debt-free journey.
After your debt settlement program, CuraDebt can be the one to answer all of your creditor’s calls. They will also be the ones who will determine the terms of your payment depending on the condition of your finances. Depending on which works most effectively for you, it could be a lump-sum settlement or the option of a payment plan.
Furthermore they will be working with lenders to help you enjoy better rates when you transfer money into your savings account. This in turn, will be processed to pay off the creditors. Their plans can help you get rid of debt in just the period of 48 months.
Once you’ve signed up with them, they’ll provide you with access to your information 24/7. All you need to do is sign in to CuraDebts the client portal so that you can monitor your progress.
Before you can benefit from the program, you’ll have to pass their requirements first. To be eligible, you’ll need to meet the following requirements:
- Minimum 21 years old
- Verifiable income
- Minimum debt must be $5,000
What are they able to assist you with?
Here are the various ways CuraDebt can help you.
The name of the company suggests that CuraDebt can help you deal your debt. They can negotiate settlements on your behalf for the majority of types of debt. This includes medical bills, personal loans credit cards as well as loans. They are also able to help settle any remaining balance on business debt, collections, or repossessions.
They may also assist in negotiating for back taxes and IRS debt. But, you won’t receive assistance for the majority cases, government loans, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations in order to get cash settlements, if possible. Certain violations could lead to having your debts removed as well.
CuraDebt can also help you repay debt for less than the amount you own. They also allow you to ask questions during their free meeting with their debt advisor.
The best part about their program is that you only pay the fees once your debt is settled. All you need to sign up for one of their plans and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they collect all of your financial documentation and tax documents, they’ll also collect all the necessary paperwork for tax returns.
By using this program, you should be able to solve various tax issues like wage garnishments, tax penalties, personal and corporate taxes, back taxes and trust fund penalties and tax lien.
There aren’t hidden fees neither are there hidden fees. They only use flat-fee pricing that is based on the amount you’ll need to settle.
They have different solutions in settling taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt can they assist you with?
Although debt settlement is their specialty however, they do not cater to all types of debt settlement. CuraDebt only focuses on loans that are not secured. They aren’t able to help you if your loan or debt is linked to an actual item.
If you do have the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt, you should be able to settle tax debts that were due to be paid without any problems. Additionally, this service is offered to all 50 states in the event that you owe money to the IRS. There are federal tax experts that can help you resolve these kinds of problems.
CuraDebt can also assist in settling your medical debt. In some cases you could even settle the debt for less than you are owed.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. Still, they can help private students with negotiating the student loans they are owed.
Personal loans and payday loans also qualify as debt-settling programs. You may also be eligible if you have other unsecured credit lines you obtained from an alternative bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards or private label credit cards CuraDebt can help you pay it off.
What is the cost?
The most appealing aspect of CuraDebt’s pricing is how the company has priced its services. They don’t charge upfront fees. The only time you pay is when you have paid off all of your debts.
They also don’t have high-cost costs either. On average, you’ll be required to pay between 20 and 20 percent of the debt that you settled through them.
On average, this type of industry can charge anywhere between 15 and 25 percentage.
In addition, customers can expect to settle their debt from two to four years. This varies depending on the amount that you save per month.
Additionally, they claim you can save as much as 30% by incorporating their fees in your equation.
However, the claim may vary, depending on your specific situation. Some clients even mentioned saving 50% to 80%.
Benefits of using CuraDebt
Now that you have an idea of the benefits CuraDebt can offer you let’s explore the benefits from using CuraDebt.
First, CuraDebt will only charge you when you’ve paid off your debt. Furthermore, they only charge an amount of 20%, while the majority of companies charge 25 percent.
Then, if you’re done in the process of debt resolution, you could join their credit restoration program.
It’s a fantastic way to restore your credit without having to go in debt again. The program is however designed in a different way for each individual, depending on your situation.
Finally, CureDebt looks into your financial obligations to assist in settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also look into any violations of creditor using their in-house experts.
Some disadvantages to using CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt relief and debt settlements usually require that you stop making payments using . So if you’re trying to build a better credit score, it may delay you from getting rid of your obligations.
CureDebt doesn’t even have a mobile app. While they do have a website that clients can access, it looks aged and simple. It’s not very intuitive and could be challenging to navigate.
In addition, they’re not recognized by an accreditation from the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a great program that lets you settle your debt without spending more on these kinds of services. In addition, their 20% service cost is lower than many firms that charge the 25% cost. There aren’t any upfront fees, and you will only have to pay the fee when the debt is settled.
While they’ll provide you with an account that allows you to track your progress but their website isn’t easy to navigate. CuraDebt does not have an app that will make it easier to track your progress.
But, they do have a great support team and can be reached them not only through emails but also via phone or making an e-ticket. Nebraska Real Property Tax Relief Fund
If the debt is a big problem, then we recommend CuraDebt’s service. Just make sure that you’re qualified and that the services that they provide are offered in your area.
FAQ Nebraska Real Property Tax Relief Fund
How long does it take to complete the program?
The program typically takes 24 to 48 months, depending on the amount of your debt as well as the agreed settlement.
Can CuraDebt help in the fight against state tax issues?
Yes, CuraDebt offers a program for tax relief that will aid you in dealing with problems like delinquent tax and garnishments on wages.
What should I do when I’m enrolled in the program?
You’ll have to keep in constant contact with your team members and pay the required payments to reduce your debt over time.