Are you experiencing debt that has been piling up lately? Are you tired of trying other financial tips and advice but haven’t solved your problems?
Maybe you’re here because already tried every thing.
In the majority of cases, your best option is to speak with professionals that can help you resolve the issue.
CuraDebt is among the most asked companies. Many people have been inquiring whether they can help you or help you get into more debt.
According to their customers, they can assist you in managing 80% of your debts so that you can take couple of things off your mind.
But for some people, these claims are just too good to be true.
Suppose you’re on the lookout for something that will aid you in settling your debt. In this scenario, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth look at how CuraDebt works and what problems it can solve for you.
Furthermore, before we conclude, we’ll also look into its benefits and drawbacks.
Before beginning the review, watch this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Nebraska Real Estate Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most known feature. They also provide additional services to assist you in becoming financially secure.
The process starts by requesting a no-cost savings estimate on the internet. This service is very confidential and they will not conduct a credit inquiry. By using this estimate of savings you’ll learn more about your alternatives towards debt-free.
Savings estimates, as we’ve mentioned before, gives you an insight into your options, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to assist you in navigating the process of credit arbitration should you choose to join. Some financial advisors can help you on your path to debt-free living.
After your debt settlement program is completed, CuraDebt is the company to answer all of your creditors’ calls. They will be the ones who negotiate what you will pay for your settlement based on the status of your finances. In determining which option is the most effectively your situation, the payment could be a lump-sum settlement or a payment plan.
Furthermore they will be working with creditors to ensure that you enjoy better rates when you transfer money into your savings account, which is then processed to pay the creditors. Their plans can help you settle the debt within the period of 48 months.
After you’ve registered with them, they will allow you access to your information 24/7. All you need to do is sign in to CuraDebts Client Portal to monitor your development.
Before you can avail of the program, you’ll have to pass their requirements first. For eligibility, you’ll have to meet the following criteria:
- At least 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they help you with?
Here are the various ways CuraDebt can assist you.
As their name suggests, CuraDebt can assist you in dealing with debt. They can negotiate settlements on your behalf for all kinds of debt. These include personal loans, medical bills credit cards, and lines of credit. You can also approach them to settle any outstanding amount on business debts, collections, or repossessions.
They may even assist you in negotiating with back taxes as well as IRS debt. However, you will not receive assistance for the majority cases, government loans, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors so that you can have cash settlements, should it be possible. Certain violations could lead to having your debts dismissed as well.
CuraDebt lets you pay off debts with less than the amount you own. Additionally, you can have questions answered during a free meeting with their debt counselor.
The most appealing aspect of their plan is that you only pay the fees once your debt is settled. All you have to sign up for any of the plans, and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. Once they collect all of your financial documents They will also gather all the paperwork you’ll need to file tax returns.
Through this program, you will be able to deal with various tax issues such as wage garnishments, tax penalties, personal and corporate taxes and back taxes, trust fund penalties, and tax liens.
There aren’t any hidden charges either. They only use flat-fee pricing and is dependent on the amount that you’ll have to pay.
There are a variety of options for paying off your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt are they able to help with?
Although debt settlement is their forte, they don’t cater to all types in debt resolution. CuraDebt only focuses on debt that is not secured. They aren’t able to help you if the credit or loan is tied to a physical item.
If, however, you are in the following types of debt, they will negotiate settlements on your behalf.
With CuraDebt, you should be able pay off tax debts that were due to be paid without any problems. Furthermore, this service is accessible across all 50 states, if you have a debt in arrears to IRS. They have federal tax experts that can help you resolve these kinds of problems.
CuraDebt can also help resolve your medical debt. In some cases you might even be able to pay them for less than what you are owed.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. However, they can assist private students negotiate the student loans they owe.
Payday loans and personal loans also qualify as debt-settling programs. It is also possible to avail the program of the program if you also have other unsecured credit lines you obtained from an alternative financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards as well as private label credit card CuraDebt can assist you in paying it off.
How much will it cost?
The most appealing aspect of CuraDebt is the way the company has priced its services. They don’t charge upfront fees. The only time you pay is when you settle each of your debts.
Additionally, they do not charge high costs either. In the average, you’ll need to pay up to 20 percent of the debt you settled with them.
In general, this type of business can cost anywhere between 15% and 25 percent.
In addition, customers can expect to settle their debt from 2 to 4 years. However, this also varies depending on the amount that you are able to save each month.
Additionally, they claim you can save as much as 30% if you include their fees in your equation.
However, this statement will differ based on the situation. Some customers have even talked about saving 50% to up to 80%.
Benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt can provide, let’s explore the benefits that come with using CuraDebt.
In the beginning, CuraDebt will only charge you once you’ve paid off your debt. Furthermore they only charge a 20% fee while the majority of companies charge 25 percent.
If you’re finished in the process of debt resolution, you can enroll in their credit restoration program.
It’s an excellent method to improve your credit without going back into debt. However, the program lasts different for every person according to your personal situation.
Lastly, CureDebt looks into your financial obligations to help with settlements and negotiations. It means that your debt won’t inflate over time. They’ll also be looking into any violations by creditors with the assistance of their experts in-house.
The drawbacks of using CuraDebt
We will also examine some of the negatives of CuraDebt.
Settlement of debt and debt relief typically require you to stop paying with . Therefore, if you’re trying improve your standing on credit scores, you could delay you from getting rid of your credit card debt.
CureDebt also doesn’t offer a mobile application. While they have a website that clients can access, it looks old and mundane. It’s not particularly intuitive and could be difficult to navigate.
Furthermore, they are not recognized by the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a useful program that lets you pay off your debts without spending more on those types of services. In addition, their 20% service fee is less expensive than the majority of businesses that charge a 25% fee. There is no upfront payment and you’ll only have to pay the fee when the debt is paid off.
Although they’ll give you an account that allows you to track your progress however, their website isn’t user-friendly. CuraDebt isn’t even an app yet, which would make it easier to look at your progression.
But, they do have a good support team, and you can reach them not only through emails but also via phone or submitting an electronic ticket. Nebraska Real Estate Tax Relief
If your problem of debt is an problem right now, we recommend CuraDebt’s service. Be sure to be qualified and that the services they offer are available in your state.
FAQ Nebraska Real Estate Tax Relief
What is the time frame to complete the course?
The average program is 24 to 48 months, depending on the amount of your debt and the agreed settlement.
Can CuraDebt assist with tax problems in the state?
Yes, CuraDebt offers a program for tax relief that will aid you in dealing with problems like delinquent tax and garnishments of wages.
What do I need to do when I’m enrolled in the program?
You’ll need to constantly communicate with the team and pay the required payments to reduce the amount of debt you have over time.