Has your debt increased lately? Are you burnt out from trying other financial tips and advice but still have unsolved issues?
Maybe you’re here because already tried everything.
In most cases, the best way is to approach experts who can help you settle this issue.
CuraDebt is one of the most asked companies. Many customers have asked if they can help you or put you in more debt.
According to their clients, they can assist you in managing 80% of your debt so that you are able to take few things off of your shoulders.
But for some people they believe these claims are too good to be true.
Suppose you’re on the lookout for anything that can help you resolve your debt. In that situation, CuraDebt will mostly be suggested by people. We’ll take a deeper study of the way CuraDebt works and what problems it could help solve.
Furthermore, before we conclude, we’ll also look into its advantages and drawbacks.
Before beginning the review, go to this video if you prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Nc Tax Relief Programs
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has been an active part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have limited their access to their services.
What can CuraDebt do?
Helping you settle your debt is the most popular feature. But they offer other services that can assist you in becoming financially secure.
The process begins with requesting a free savings estimate online. The service is completely confidential and they will not be doing a credit check. With this estimate of savings, you will learn more about your alternatives to be debt-free.
This estimate of savings, which was mentioned earlier, provides you with the opportunity to consider your options regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to assist you with the process of credit arbitration should you choose to join. Certain financial advisors can assist you with your debt-free journey.
Following the debt settlement program, CuraDebt can be the company to answer all of your creditors’ calls. They’ll be the ones who will determine what you will pay for your payment in accordance with the state of your finances. Based on what works best to you, this could be a lump-sum settlement or a payment plan.
Additionally, they will work with creditors so that you can enjoy better rates when you make deposits to your savings account, which is then processed to pay creditors. The plans they offer can help you pay off the debt in two years.
After you’ve registered with them, they will give you access to your account information 24 hours a day. All you have to do is login to CuraDebts the client portal to monitor your development.
Before you can avail of the program, you’ll have to meet their eligibility requirements first. To be eligible, you’ll need to meet the following requirements:
- Minimum 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What are they able to assist you?
Here are some of the ways CuraDebt can aid you.
The name of the company suggests that CuraDebt can assist you in dealing your debt. They are able to negotiate settlements on your behalf for all kinds of debt. This includes personal loans, medical bills credit cards, and also lines of credit. They can also be approached to help settle any remaining balance of business debt, collections, or repossessions.
They may also assist in negotiating for back taxes and IRS debt. However, you will not receive support for most of your lawsuits, loans from the government or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they can help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors to ensure that you receive cash settlements, should it be possible. Some violations can also lead to having your debts removed as well.
CuraDebt lets you pay off debts with less than the amount you have. Additionally, you can ask questions during their free consultation with their debt advisor.
The most appealing aspect of the program is that you will only be charged once your debt is settled. All you have to do is sign up with any of the plans and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they’ve gathered all your financial documentation They will also gather all the paperwork you’ll need to file tax returns.
Through this program, you’ll be able to resolve various tax issues such as wage garnishments, tax penalties, personal and business taxes and back taxes, trust fund penalties, and tax lien.
There aren’t any hidden costs either. They only use flat-fee pricing that is based on the amount you’ll must settle.
They offer different options when it comes to paying off taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt are they able to help with?
Although they specialize in debt settlement, it is not their specialty however, they do not offer all kinds of settlement. CuraDebt is only focused on loans that are not secured. They aren’t able to help you if your credit or loan is tied to an actual item.
If, however, you are in one of the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt it is expected that you will be able pay off taxes that are due without any problems. Additionally, this service is offered across all 50 states, if you have a debt to the IRS. There are tax experts from the federal government who can assist you in resolving these types of issues.
CuraDebt can also assist in settling your medical debt. In some cases you could even settle them for less than what you owe.
Private Student Loan
CuraDebt does not cater to Federal student loan. Still, they can help private students negotiate the student loans they are owed.
Payday loans and personal loans are also eligible to be eligible for debt relief programs. It is also possible to avail the program the program if you have other unsecure credit lines you obtained from a different bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards and private-label credit cards, CuraDebt can help you pay it off.
What will it cost you?
The best part about CuraDebt is how they’ve priced their services. They don’t charge upfront fees. You’ll only pay once you settle each of your outstanding debts.
They also don’t charge high costs either. On average, you’ll have to pay up to 20 percent of the debt you settled through them.
In general, this type of business can cost anywhere between 15 and 25%.
In addition, customers can expect to pay off their debts in two to four years. This varies according to the amount you are able to save each month.
Additionally, they claim that you can save as much as 30% if you include their charges into your calculation.
But this claim will also differ based on your specific situation. Some clients even mentioned saving 50 to 80%.
The benefits of using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt can offer you let’s explore the benefits of using CuraDebt.
The first is that CuraDebt will only charge you when you’ve paid off your debt. Additionally they charge only 20% of the cost, whereas many companies charge 25%.
Then, if you’re done in the process of debt resolution you may also sign up for their credit restoration program.
It’s an excellent option to rebuild your credit score without going into debt again. However, the program runs in a different way for each individual, depending on your situation.
In the end, CureDebt looks into your debt so that they can assist with settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also be looking into any violations of creditor using their in-house experts.
The drawbacks of using CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Settlement of debt and debt relief often require you to stop making payments using . If you’re trying to increase your standing on credit scores, you may delay you from getting rid of your obligations.
CureDebt does not have a mobile app available. While they do have a website for clients however, it appears outdated and basic. It’s not very user-friendly, and can be challenging to navigate.
In addition, they’re not credited with their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a good program that will allow you to resolve your debt without having to spend more on those types of services. Moreover their 20% service cost is cheaper than most firms that charge the 25% cost. There aren’t any upfront fees and you’ll only have to pay when your debt is finally settled.
Although they’ll give you an account so that you can track your progress however, their website isn’t user-friendly. CuraDebt does not have an app, which could make it easier for you to monitor your performance. Nc Tax Relief Programs
But, they do have a competent support staff, and you can reach them, not only via emails but by phone or by submitting an electronic ticket. Nc Tax Relief Programs
If debt is a big problem, then we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the programs they offer are available in your area.
FAQ Nc Tax Relief Programs
How long will it take to finish the program?
The program typically takes between 24 and 48 months dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt help with tax problems in the state?
Yes, CuraDebt offers a program for tax relief that can help you with problems such as delinquent payroll taxes and garnishments on wages.
What do I need to do once I’m in the program?
You’ll have to keep in constant contact with the team and make the necessary payments to reduce the amount of debt you have over time.