Have your debts been piling up lately? Are you burnt out from trying various financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve tried everything.
In the majority of cases, your most effective approach is to talk to experts who can assist you resolve the issue.
CuraDebt is among the most asked companies. Many people are asking if they can help you or put you in more debt.
According to their clients, they can help you manage 80percent of your debt , so you are able to take couple of things off your shoulders.
For some they believe these claims are too good to be true.
If you’re looking for something that will help you resolve your debt. In this case, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth look at how CuraDebt is used and the problems it can help you solve.
Furthermore, before we conclude we’ll look at its advantages and drawbacks.
Before starting the review, watch this video instead if you prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of the article for a more comprehensive review.
About the Company Nc Disabled Veteran Vehicle Tax Relief Form
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has since become an active part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have limited their access to their services.
What can CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best known feature. They also provide additional services to assist you in becoming financially stable.
First of all, it starts by requesting a no-cost online savings estimate. This service is very confidential and they will not conduct a credit inquiry. By using this estimate of savings, you will be able to learn more about the options to debt-free.
Savings estimates, as mentioned earlier, provides you with the opportunity to consider your options regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you in navigating credit arbitration if you decide to sign up. Certain financial advisors can assist you with your debt-free journey.
Following the debt settlement program is completed, CuraDebt can be the company to answer all of your creditors’ calls. They’ll also be the ones that determine conditions of the payment in accordance with the state of your financial situation. In determining which option is the most effectively your situation, the payment could be a lump-sum settlement or a payment plan.
Additionally they will be working with creditors so that you can get better rates when you deposit money to your savings account. This, in turn, will be processed to pay off the creditors. The plans they offer can help you settle the debt within the period of 48 months.
Once you’ve signed up with them, they’ll provide you with access to your data 24/7. All you have to do is login to CuraDebts Client Portal to monitor your progress.
Before you can benefit from the program, you’ll have to pass their requirements first. To be eligible, you’ll have to meet the following requirements:
- Minimum 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What are they able to assist you?
Here are the different ways CuraDebt can assist you.
The name of the company suggests that CuraDebt will assist you in dealing with debt. They are able to negotiate settlements on behalf of you for the majority of types of debt. These include personal loans, medical bills credit cards, as well as line of credit. They can also be approached to help settle any remaining amount on business debts collection, repossessions, or collections.
They may also assist in negotiating with back taxes and IRS debt. However, you will not receive assistance with the majority cases, government loans, collateral, and utility bills. The same goes for student loans.
On the other hand, they can assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations to ensure that you receive cash settlements, should it be possible. Certain violations may result in having your debts also dismissed.
CuraDebt can also help you settle debt with less than the sum you have. They also allow you to ask questions during their free consultation with their debt advisor.
The best part about the program is that you only pay the fees once your debt is settled. All you need to sign up to any of the plans and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. After they have gathered all your financial documentation, they will also collect all the documents you’ll require for tax returns.
With this program, you should be able to solve various tax issues like garnishments on wages and tax penalties, personal and business taxes as well as back taxes, trust fund penalties, and tax lien.
There aren’t any hidden charges neither are there hidden fees. They only use flat-fee pricing that is based on the amount you need to settle.
There are a variety of options in settling the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt are they able to help with?
Although debt settlement is their specialization but they aren’t able to cater to all types in debt resolution. CuraDebt concentrates on debt that is not secured. They won’t be able to help you if your credit or loan is tied to a physical item.
If, however, you are in one of the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt the service, you’ll be able to pay your past-due tax debts without difficulty. Additionally, this service is accessible to all 50 states in the event that you have a debt towards the IRS. They have federal tax experts to assist you with these kinds of problems.
CuraDebt can also help resolve any medical-related debt. In some instances you could even settle them for less than what you have to pay.
Private Student Loan
CuraDebt does not cater to Federal student loan. However, they can assist private students negotiate any student loans that they owe.
Payday loans and personal loans also qualify as debt-settling programs. You can also avail if you have other unsecured credit lines that you have obtained from a different bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards or private label credit cards, CuraDebt will help you pay it off.
How much will it cost?
The most appealing aspect of CuraDebt is how the company has priced its services. They don’t charge an upfront fee. Only pay when you’ve paid each of your outstanding debts.
They also do not charge high costs either. On average, you’ll be required to pay between 20 and 20 percent of the debt you settled with them.
In general, this type of industry charges between 15% and 25 percentage.
In addition, customers can expect to pay off their debts in 2 to 4 years. But, it also differs depending on the amount that you can save up per month.
Additionally, they claim that you can save up to 30% when you factor in their costs into your calculations.
But this claim will also vary, depending on the situation. Some customers have even talked about saving between 50% and up to 80%.
Advantages to using CuraDebt
Once you’ve got an understanding of what CuraDebt offers, let’s look into the advantages from using CuraDebt.
First, CuraDebt only charges you after you’ve settled your debt. Furthermore, they only charge an amount of 20%, while many companies charge 25%.
If you’re finished in the process of debt resolution you can enroll in their credit restoration program.
It’s a great option to rebuild your credit without going back into debt. However, the program lasts in a different way for each individual, depending on your situation.
In the end, CureDebt looks into your credit to assist with settlements and negotiations. So, your debt won’t inflate as time passes. They’ll also look into any violations of creditor with the help of their experts in-house.
Some disadvantages to using CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Debt settlement and debt relief typically require you to stop making payments using the credit card you use. So if you’re trying to build a better rating on your credit, this could set you back while you’re finishing your obligations.
CureDebt also doesn’t offer a mobile application. While they have a client website, it looks old and mundane. It’s not very intuitive and could be challenging to navigate.
Moreover, they are still not credited with the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a good program that allows you to resolve your debt without having to spend more on those types of services. Additionally, their 20% service fee is less expensive than the majority of companies that offer a 25% fee. There are no upfront payments and you’ll only be required to pay once your debt is finally settled.
Although they’ll give you an account so that you can track your progress however, their website isn’t simple to navigate. CuraDebt also doesn’t have an app yet, which would make it easier to look at your performance.
However, they have a competent support staff that you can contact them, not only via emails but by phone or by sending an e-ticket. Nc Disabled Veteran Vehicle Tax Relief Form
If the problem of debt is an problem, then we highly recommend CuraDebt’s program. Just make sure that you’re qualified and that the services they provide are in your area.
FAQ Nc Disabled Veteran Vehicle Tax Relief Form
What is the time frame to complete the course?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as your agreement on the settlement.
Can CuraDebt assist with state tax problems?
Yes, CuraDebt offers a program for tax relief that can help you with problems like delinquent taxes and wage garnishments.
What do I need to do once I’m in the program?
You’ll be required to communicate with the team and pay the required payments to lower your debt over time.