Has your debt been increasing lately? Are you tired of trying different financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve already tried everything.
In most cases, the most effective approach is to talk to experts who can help you resolve the issue.
CuraDebt is among the most asked companies. A lot of people are asking if they can help you or put you in more debt.
According to their clients, they can assist you in managing 80% of your debt , so you are able to take couple of w
orries off your plate.
For some, these claims are just too good to be true.
If you’re looking for anything that can assist you in paying off your debt. In that situation, CuraDebt will mostly be recommended by people. We’ll be taking a deep look at the way CuraDebt works and what problems it can solve for you.
Moreover, before we end we’ll look at the advantages and disadvantages of this method.
Before starting the review, watch this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Nations Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, some states have restricted their services.
What can CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best popular feature. However, they also offer additional services to aid you in becoming more financially secure.
First of all, it starts by requesting a no-cost online savings estimate. This service is very confidential, and they won’t be doing a credit check. With this savings estimate you’ll discover more about other options in your journey to be debt-free.
The savings estimate, as we’ve mentioned previously, offers you the opportunity to consider your choices regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you in navigating credit arbitration if you decide to enroll. Certain financial advisors can assist you with your debt-free journey.
Following your debt settlement program is completed, CuraDebt can be the one to handle all of your creditors’ calls. They’ll also be the ones that determine what you will pay for your repayment based on the status of your financial situation. Depending on which works best your situation, the payment can either be a lump sum settlement or an installment plan.
Additionally they will be working with creditors to ensure that you have better rates as you deposit money to your savings account. This in turn, will process to pay the creditors. The plans they offer can help you pay off the debt in two years.
After you’ve registered with them, they’ll provide you with access to your data 24/7. All you have to do is sign in to CuraDebts’ client portal to track your progress.
Before you are able to avail their program, you’ll need to satisfy their criteria first. For eligibility, you’ll have to meet the following requirements:
- Minimum 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you with?
Here are some of the ways CuraDebt can aid you.
As their name suggests, CuraDebt can assist you in dealing with debt. They are able to negotiate settlements on behalf of you for the majority of types of debt. This includes personal loans, medical bills credit cards, as well as line of credit. They are also able to pay off any remaining balance on business debt collection, repossessions, or collections.
They may also assist in negotiating for back taxes as well as IRS debt. But, you won’t receive assistance with the majority cases, government loans or collateral, as well as utility bills. The same goes for student loans.
On the contrary, they’ll assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation so that you can have cash settlements, if they are possible. Certain violations could lead to having your debts removed as well.
CuraDebt lets you repay debt for less than the amount you have. You can also ask questions during their free consult with their debt advisor.
The greatest benefit of their program is that you will only have to pay for the charges after your debt has been settled. All you have to sign up for any of the plans, and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they’ve gathered all your financial documentation They will also gather all the paperwork you’ll need for tax returns.
By using this program, you will be able to solve various tax issues such as wage garnishments, tax penalties, personal and business taxes as well as back taxes, trust fund penalties, and tax lien.
There aren’t any hidden costs neither are there hidden fees. They only offer flat-fee prices, which depends on the amount that you’ll need to settle.
There are a variety of options when it comes to the settlement of the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts are they able to help with?
While debt settlement is their specialization, they don’t cater to all types in debt resolution. CuraDebt concentrates on loans that are not secured. They can’t help you if your loan or debt is linked to an item that is physical.
If, however, you are in the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt the service, you’ll be able to pay your past-due tax debts without any issues. Additionally, this service is offered to all 50 states if you owe money in arrears to IRS. There are tax experts from the federal government to assist you with these kinds of problems.
CuraDebt can also assist in settling your medical debt. In certain cases, you may even pay them for less than what you owe.
Private Student Loan
CuraDebt does not cater to federal student loans. However, they can assist private students with negotiating any student loans that they owe.
Personal loans and payday loans also qualify to be eligible for debt relief programs. It is also possible to avail the program the program if you have other unsecure credit lines you obtained from an alternative bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards or private label credit cards, CuraDebt can assist you in paying it off.
What is the cost?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their services. They don’t charge upfront fees. You’ll only pay once you have paid off all of your debts.
Additionally, they do not charge high charges either. On average, you’ll be required to pay up to 20% of the debt you settled through them.
In the average, this kind of industry charges between 15 and 25%.
Moreover, clients can expect to pay off their debts in 2 to 4 years. But, it also differs in relation to the amount you are able to save each month.
Also, they claim that you could save as much as 30% when you factor in their costs into your calculations.
But this claim will also differ based on the situation. Some clients even mentioned saving 50% to 80%.
The benefits of using CuraDebt
Now that you have an idea of what CuraDebt can provide, let’s explore the benefits of using CuraDebt.
The first is that CuraDebt will only charge you once you’ve paid off your debt. Furthermore, they only charge a 20% fee while many companies charge 25%.
Then, if you’re done with the debt settlement program, you can join their credit restoration program.
It’s an excellent method to improve your credit score without going back into debt. The program is however designed in a different way for each individual, depending on your situation.
Finally, CureDebt looks into your financial obligations to assist in settlements and negotiations. So, your debt won’t increase as time passes. They’ll also be looking into any creditor violations using their in-house experts.
Some disadvantages to the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt relief and debt settlements typically require you to cease making payments with the credit card you use. Therefore, if you’re trying improve your standing on credit scores, you might delay you from finishing your credit card debt.
CureDebt also doesn’t have a mobile app available. While they have a client website, it looks aged and simple. It’s not very intuitive and could be challenging to navigate.
Moreover, they are still not credited with their Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a great program that lets you resolve your debt without having to spend more on those types of services. Moreover the 20% service cost is cheaper than most companies that offer a 25% fee. There is no upfront payment and you’ll only be required to pay once the debt is paid off.
Although they’ll give you an account to see your progress however, their website isn’t simple to navigate. CuraDebt isn’t even an app, which would make it easier to look at your performance.
However, they have a competent support staff that you can contact them not only through emails but also via phone or submitting an electronic ticket. Nations Tax Relief
If your credit card is a major problem right now, we strongly recommend CuraDebt’s debt management program. Make sure you’re qualified and that the services they offer are available in your state.
FAQ Nations Tax Relief
How long will it take to complete the course?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as your agreed settlement.
Can CuraDebt help with tax problems in the state?
It is true that CuraDebt has a tax relief program to aid you in dealing with problems such as delinquent payroll taxes and wage garnishments.
What should I do after joining the program?
You’ll be required to communicate with your team members and make the necessary payments to reduce your debt over time.