Have your debts been increasing lately? Are you burnt out from trying various financial advice and tips but haven’t solved your problems?
Perhaps you’re here because you’ve already tried every thing.
In most cases, the best way is to approach professionals that can help you resolve the issue.
CuraDebt is one of the companies that get the most inquiries. Many customers have asked if they can help you or put you in more debt.
According to their clients, they can help you control 80percent of your debt so that you are able to take couple of w
orries off your plate.
For some they believe these claims are too good to be true.
You might be looking for anything that can help you resolve your debt. If that’s the scenario, CuraDebt will mostly be suggested by people. We’ll take a deeper study of how CuraDebt operates and what issues it could help solve.
Moreover, before we end our discussion, we’ll take a look at its benefits and drawbacks.
Before you begin the review, you can check out this video instead if you prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Motor E Tax Dor Gov Registration Section Forms Pdf Insurance Relief Request Affidavit Form 18J
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has been an active member of the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is the most popular feature. But they offer other services that can assist you in becoming financially stable.
First of all, it begins by requesting a free online savings estimate. The service is completely confidential and they will not conduct a credit inquiry. With this estimate of savings you’ll be able to discover more about other options in your journey to debt-free.
This estimate of savings, as we’ve mentioned previously, offers you the opportunity to consider your options regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to help you with the process of credit arbitration should you choose to join. Financial advisors may be able to assist you on your path to debt-free living.
Following your debt settlement plan, CuraDebt is the one to answer all of your creditor’s calls. They’ll also be the ones who will negotiate what you will pay for your repayment based on the status of your financial situation. Based on what works most effectively to you, this can be a lump-sum settlement or an installment plan.
Furthermore they will be working with lenders to help you get better rates when you deposit money to your savings account. This in turn, will be processed to pay back the creditors. Their plans can help you settle the debt within 48 months.
After you’ve registered with them, they’ll allow you access to your account information 24 hours a day. All you need to do is login to CuraDebts Client Portal so that you can monitor your performance.
Before you can benefit from their program, you’ll need to pass their requirements first. In order to be considered eligible for the program, you’ll need to be:
- At least 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What are they able to assist you?
Here are the different ways CuraDebt can assist you.
Like their name implies, CuraDebt can help you deal your debt. They are able to negotiate settlements on your behalf to settle most types of debt. This includes personal loans, medical bills credit cards, and loans. They are also able to settle any outstanding balance of business debt collection, repossessions, or collections.
They may also assist in negotiating for back taxes and IRS debt. However, you will not receive support for most of your lawsuits, loans from the government as well as collateral and utility bills. They also don’t cover most student loans.
On the contrary, they’ll help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation so that you can have cash settlements, if they are possible. Certain violations could cause your debt to be removed as well.
CuraDebt lets you pay off debts with less than the amount you have. Additionally, you can ask questions during their free consultation with their debt advisor.
The best part about their program is that you will only be charged once your debt is settled. All you have to do is sign up with any of the plans and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. After they have gathered all your financial documents, they will also collect all the documents you’ll require for tax returns.
Through this program, you’ll be able to resolve the various types of tax problems like wage garnishments as well as tax penalties for personal and corporate taxes, back taxes, trust fund penalties, and tax lien.
There aren’t any hidden costs either. They use only flat-fee pricing, which depends on the amount you must settle.
They have different solutions for the settlement of taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt can they assist you with?
Although they specialize in debt settlement, it is not their specialization however, they do not cater to all types in debt resolution. CuraDebt only focuses on loans that are not secured. They aren’t able to help you if the credit or loan is tied to a physical item.
If you do have the following types of debt, they will negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able to settle your past-due tax debts without any issues. Furthermore, this service is available across all 50 states, if you have a debt to the IRS. There are tax experts from the federal government that can help you resolve the issues.
CuraDebt can also assist in settling the medical bills. In some cases, you may even pay them less than the amount you have to pay.
Private Student Loan
CuraDebt does not offer federal student loans. They can however assist private students negotiate any loans they are owed.
Payday loans and personal loans also qualify as debt-settling programs. You may also be eligible if you have other unsecured credit lines that you got from another bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards as well as private label credit card, CuraDebt will assist you in paying it off.
What will it cost you?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their services. They do not charge an upfront cost. Only pay when you settle each of your debts.
Also, they don’t charge high costs either. In the average, you’ll need to pay up to 20 percent of the debt you settled with them.
On average, this type of business can cost anywhere between 15% and 25 percentage.
Additionally, customers can anticipate to settle their debts within between 2 and 4 years. However, this also varies according to the amount you save per month.
Additionally, they claim that you can save as much as 30% if you include their costs into your calculations.
However, the claim may depend on the situation. Some clients even mentioned saving 50% to 80percent.
Benefits of using CuraDebt
Now that you have an idea of the benefits CuraDebt can provide, Let’s take a look at the benefits of using CuraDebt.
In the beginning, CuraDebt is only charged when you’ve paid off your debt. Furthermore, they only charge an amount of 20%, while most companies charge you 25%.
Next, if you’re done with the debt settlement program you could join their credit repair program.
It’s a fantastic way to restore the credit rating without having to go in debt again. However, the program lasts differently for each person according to your personal situation.
Lastly, CureDebt looks into your credit to assist with settlements and negotiations. This means your debt won’t inflate over time. They’ll also be looking into any violations of creditor using their experts in-house.
Drawbacks of the use of CuraDebt
We will also examine some of the negatives of CuraDebt.
Debt relief and debt settlements usually require that you stop making payments using the credit card you use. So if you’re trying to increase your standing on credit scores, you might set you back while you’re working on your credit card debt.
CureDebt doesn’t even have a mobile app. While they do have a client website, it looks aged and simple. It’s not particularly intuitive, and it can be difficult to navigate.
In addition, they’re not credited with an accreditation from the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a good program that will allow you to pay off your debts without spending more on those types of services. In addition the 20% service charge is less expensive than the majority of companies that offer an additional 25% charge. There aren’t any upfront fees and you’ll only have to pay the fee when the debt is settled.
While they’ll provide you with an account so that you can track your progress but their website isn’t simple to navigate. CuraDebt does not have an app that could make it easier for you to track your progress.
But, they do have a good support team that you can contact them not only through emails but also via phone or sending an electronic ticket. Motor E Tax Dor Gov Registration Section Forms Pdf Insurance Relief Request Affidavit Form 18J
If your debt is a big problem, then we strongly recommend CuraDebt’s debt management program. Just make sure that you’re eligible and that the services they offer are available in your state.
FAQ Motor E Tax Dor Gov Registration Section Forms Pdf Insurance Relief Request Affidavit Form 18J
How long does it take to complete the program?
The typical program lasts from between 24 and 48 months dependent on the size of your debt as well as the stipulated settlement.
Can CuraDebt aid with state tax problems?
Yes, CuraDebt has a tax relief program that will help you with problems such as delinquent payroll tax and garnishments on wages.
What should I do after joining the program?
You’ll have to keep in constant contact with the team and pay the required payments to reduce your debt over time.