Have your debts been piling up lately? Are you tired of trying different financial advice and tips but still have unsolved issues?
Maybe you’re here because already tried every thing.
In the majority of cases, the best option is to speak with professionals that can help to resolve this issue.
CuraDebt is one of the companies that get the most inquiries. Many people are asking if they can assist you or put you in more debt.
According to their customers, they can help you manage the majority of your debt , so you are able to take couple of things off your shoulders.
For some they believe these claims are too good to be true.
If you’re looking for any solution that could assist you in paying off your debt. If that’s the situation, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth review of how CuraDebt is used and the problems it can solve for you.
Moreover, before we end we’ll look at the advantages and disadvantages of this method.
Before you begin the review, you can watch this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Mortgage Debt Tax Relief Act
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has since become a member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have restricted their services.
What CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best known feature. They also provide other services that can assist you in becoming financially secure.
The process starts by requesting a no-cost savings estimate online. It is a completely private service and they will not be conducting a credit screening. By using this estimate of savings you’ll discover more about options towards debt-free.
This estimate of savings, as mentioned previously, offers you the opportunity to consider your options regardless of whether you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you with credit arbitration in the event that you decide to enroll. Some financial advisors can help you in your debt-free journey.
Following the debt settlement program, CuraDebt will be the one to take care of all your creditor’s calls. They’ll also be the ones who will negotiate conditions of the repayment in accordance with the state of your finances. Depending on which works best for you, it could either be a lump sum settlement or an installment plan.
Furthermore they will be working with lenders to help you get better rates when you make deposits to your savings account. This, in turn, will process to pay off creditors. The plans they offer can help you settle the debt within 48 months.
After you’ve signed up with them, they’ll provide you with access to your account information 24 hours a day. All you have to do is login to CuraDebts’ client portal so that you can monitor your performance.
> > Click Here to Get A Debt Consultation for Free < <
CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to meet their eligibility requirements first. To be eligible, you’ll have to meet the following criteria:
- Minimum 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they help you?
Here are some of the ways CuraDebt can help you.
Debt Relief
The name of the company suggests that CuraDebt can assist you in dealing your debt. They are able to negotiate settlements on your behalf for all kinds of debt. This includes medical bills, personal loans, credit cards and also loans. You can also approach them to settle any outstanding balance on business debt, collections, or repossessions.
They may even assist you in negotiating on tax owed and IRS debt. But, you won’t receive assistance for the majority cases, government loans or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors in order to get cash settlements, if possible. Certain violations could result in having your debts dismissed as well.
CuraDebt can also help you settle debt with less than the amount you own. Additionally, you can have questions answered during a free meeting with their debt counselor.
The greatest benefit of their program is that you only be charged when your debt is paid off. All you need to sign up to some of their programs, and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. After they have gathered all your financial documentation, they will also collect all the paperwork you’ll need for tax returns.
By using this program, you should be able to resolve various tax issues such as garnishments on wages as well as tax penalties for personal and taxation for business, back taxes and trust fund penalties and tax liens.
There aren’t any hidden charges also. They only use flat-fee pricing and is dependent on the amount you need to settle.
They offer different options in settling your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
> > Click Here to Get A Debt Consultation for Free < <
What kind of debt can they assist you with?
Although they specialize in debt settlement, it is not their specialty, they don’t provide all kinds in debt resolution. CuraDebt concentrates on loans that are not secured. They aren’t able to assist you if your debt or loan is tied to an actual item.
If you do have the following kinds of debt, they’ll arrange settlements for you.
Tax Debt
With CuraDebt it is expected that you will be able pay off taxes that are due without any problems. Additionally, this service is accessible to all 50 states in the event that you have a debt towards the IRS. They have federal tax experts that can help you resolve the issues.
Medical Debt
CuraDebt will also help you resolve the medical bills. In certain cases, you may even pay them for less than what you owe.
Private Student Loan
CuraDebt does not offer Federal student loan. Still, they can help private students negotiate the student loans they are owed.
Personal Loan
Personal loans and payday loans also qualify to be eligible for debt relief programs. It is also possible to avail the program of the program if you also have other unsecured credit lines you obtained from a different financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards and private-label credit cards CuraDebt can assist you in paying it off.
What will it cost you?
The best part about CuraDebt is the way they’ve priced their service. They do not charge an upfront cost. The only time you pay is when you’ve paid each of your debts.
They also don’t charge high charges either. On average, you’ll have to pay between 20 and 20 percent of the debt you settled through them.
In general, this type of industry can charge anywhere between 15% and 25%.
Additionally, customers can anticipate to pay off their debts in between 2 and 4 years. However, this also varies depending on the amount that you save per month.
Also, they claim you can save up to 30% by incorporating their charges into your calculation.
However, the claim may depend on the situation. Some clients even mentioned saving 50 to 80percent.
> > Click Here to Get A Debt Consultation for Free < <
The benefits of using CuraDebt
Once you’ve got an understanding of what CuraDebt can provide, let’s look into the advantages from using CuraDebt.
In the beginning, CuraDebt is only charged once you’ve paid off your debt. In addition they only charge an amount of 20%, while many companies charge 25 percent.
Then, if you’re done by the program for debt relief you can enroll in their credit repair program.
It’s an excellent option to rebuild your credit without having to go in debt again. However, the program lasts differently for each person, depending on your situation.
Finally, CureDebt looks into your credit to assist with settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also investigate any violations of creditor using their experts in-house.
Some disadvantages to the use of CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt settlement and debt relief often require you to cease making payments with . So if you’re trying to increase your credit score, it may cause you to delay getting rid of your obligations.
CureDebt does not have a mobile app. While they do have a client website but it’s aged and simple. It’s not particularly intuitive and could be challenging to navigate.
Moreover, they are still not recognized by an accreditation from the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a useful program that will allow you to settle your debt without spending more for these types of services. In addition, their 20% service cost is lower than many businesses that charge an additional 25% charge. There aren’t any upfront fees, and you will only have to pay when the debt is settled.
Although they’ll give you an account so that you can track your progress however, their website isn’t user-friendly. CuraDebt does not have an app yet, which will make it easier to monitor your progress. Mortgage Debt Tax Relief Act
However, they have a competent support staff and can be reached them not only through emails but also by phone or submitting an electronic ticket. Mortgage Debt Tax Relief Act
If your problem of debt is an issue right now, we strongly recommend CuraDebt’s debt management program. Make sure you’re qualified and that the services that they provide are offered in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Mortgage Debt Tax Relief Act
How long does it take to finish the program?
The average program is between 24 and 48 months depending on the amount of your debt as well as your stipulated settlement.
Can CuraDebt aid with state tax problems?
Sure, CuraDebt provides tax relief programs to aid you in dealing with problems such as late payroll tax issues and garnishments of wages.
What do I need to do once I’m in the program?
You’ll be required to communicate with the team and make the necessary payments to reduce your debt over time.
