Are you experiencing debt that has increased lately? Are you tired of trying various financial advice and tips but still have unsolved issues?
Perhaps you’re here because you’ve been through everything.
In the majority of cases, your most effective approach is to talk to professionals that can help you resolve the issue.
CuraDebt is one of the most frequently contacted companies. A lot of people have been inquiring whether they are able to help or put you into more debt.
According to their clients they can help you control 80% of your debts so that you are able to take few things off of your plate.
For some the claims seem too good to be true.
Suppose you’re on the lookout for something that will help you resolve your debt. In that situation, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth study of how CuraDebt is used and the problems it could help solve.
Furthermore, before we conclude our discussion, we’ll take a look at its advantages and drawbacks.
Before beginning the review, you can check out this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Montana Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000, and is a participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have restricted their services.
What can CuraDebt do?
Helping you pay off your debt is CuraDebt’s most popular feature. They also provide additional services to assist you in becoming financially secure.
It all begins with requesting a free online savings estimate. The service is completely confidential, and they won’t be conducting a credit screening. With this savings estimate you’ll be able to learn more about your alternatives to be debt-free.
The savings estimate, as mentioned earlier, provides you with an idea of your options regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to help you with credit arbitration if you decide to join. Some financial advisors can help you on your path to debt-free living.
After your debt settlement program, CuraDebt can be the agency to take care of all your creditors’ calls. They will also be the ones that negotiate the terms of your payment depending on the condition of your financial situation. Based on what works most effectively to you, this can be a lump-sum settlement or the option of a payment plan.
Furthermore they will also be working with lenders to help you have better rates as you deposit money to your savings account, which in turn, will be processed to pay off the creditors. Their programs can assist you to settle the debt within 48 months.
After you’ve signed up with them, they’ll provide you with access to your information 24/7. All you have to do is log in to CuraDebts’ client portal so that you can monitor your development.
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CuraDebt’s Requirements
Before you can avail of their program, you’ll need to meet their eligibility requirements first. To be eligible, you’ll need to meet the following criteria:
- Minimum 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they help you with?
Here are some of the ways CuraDebt can help you.
Debt Relief
The name of the company suggests that CuraDebt can help you deal with debt. They are able to negotiate settlements on behalf of you for all kinds of debt. They can help with personal loans, medical bills credit cards and also lines of credit. They can also be approached to settle any outstanding balance of business debt, collections, or repossessions.
They may also assist in negotiating on tax owed and IRS debt. However, you will not receive assistance with the majority cases, loans from the government, collateral, and utility bills. The same goes for student loans.
On the other hand, they can help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations in order to get cash settlements, if possible. Some violations can also result in having your debts dismissed as well.
CuraDebt also allows you to repay debt for less than the sum you have. You can also ask questions during their free consult with their debt counselor.
The best part about their program is that you only be charged when your debt is paid off. All you have to do is sign up with any of the plans and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they’ve gathered all your financial records They will also gather all the documents you’ll require for tax returns.
Through this program, you should be able to resolve the various types of tax problems like wage garnishments, tax penalties, personal and taxation for business and back taxes, trust fund penalties, and tax lien.
There aren’t hidden fees either. They only use flat-fee pricing, which depends on the amount you must settle.
They offer different options when it comes to settling your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kinds of debts are they able to help with?
Although they specialize in debt settlement, it is not their specialty however, they do not cater to all types in debt resolution. CuraDebt is only focused on unsecured debt. They won’t be able to help you if the credit or loan is tied to an actual item.
However, if you have one of the following kinds of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt the service, you’ll be able to settle tax debts that were due to be paid without any problems. Additionally, this service is accessible across all 50 states, if you owe money in arrears to IRS. There are federal tax experts that can help you resolve these kinds of problems.
Medical Debt
CuraDebt can also help resolve any medical-related debt. In certain cases you might even be able to pay them less than the amount you are owed.
Private Student Loan
CuraDebt does not offer Federal student loan. However, they can assist private students with negotiating the student loans they owe.
Personal Loan
Payday loans and personal loans also qualify for the debt settlement program. You may also be eligible if you have other unsecured credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, or private label credit cards CuraDebt will assist you in paying it off.
What will it cost you?
The greatest thing about CuraDebt’s pricing is how they’ve priced their service. They don’t charge an upfront fee. Only pay when you’ve paid each of your debts.
Additionally, they don’t have high-cost costs either. On average, you’ll be required to pay as much as 20% of the debt you settled through them.
In the average, this kind of industry charges from 15% to 25 percent.
In addition, customers can expect to pay off their debts in 2 to 4 years. However, this also varies according to the amount you are able to save each month.
Additionally, they claim you can save as much as 30% if you include their fees in your equation.
However, the claim may vary, depending on the situation. Some customers even claimed to save 50% to 80%.
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The benefits of using CuraDebt
Now that you have an idea of the benefits CuraDebt can provide, let’s explore the benefits that come with using CuraDebt.
The first is that CuraDebt is only charged when you’ve paid off your debt. Additionally they only charge an amount of 20%, while the majority of companies charge 25%.
Then, if you’re done by the program for debt relief you can also sign up for their credit repair program.
It’s a fantastic method to improve the credit rating without going into debt again. The program is however designed different for every person dependent on the circumstances of your case.
In the end, CureDebt looks into your financial obligations to assist in settlements and negotiations. It means that the amount you owe won’t rise as time passes. They’ll also investigate any violations of creditor with the help of their experts in-house.
Some disadvantages to the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt relief and debt settlements typically require you to stop making payments using . Therefore, if you’re trying increase your standing on credit scores, you might delay you from working on your obligations.
CureDebt doesn’t even have a mobile app. Although they have a website that clients can access, it looks aged and simple. It’s not very intuitive, and it can be difficult to navigate.
Moreover, they are still not recognized by their Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a great program that lets you pay off your debts without spending more on those types of services. Moreover their 20% service cost is less expensive than the majority of businesses that charge a 25% fee. There are no upfront payments and you’ll only have to pay the fee when your debt is finally settled.
Although they’ll give you an account that allows you to track your progress, their website is not easy to navigate. CuraDebt also doesn’t have an app yet, which will make it easier to look at your progress.
But, they do have a competent support staff and can be reached them, not only via emails but by phone or by making an e-ticket. Montana Tax Relief
If problem of debt is an issue right now, we recommend CuraDebt’s service. Just make sure that you’re qualified and that the services they provide are in your state.
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FAQ Montana Tax Relief
How long will it take to complete the course?
The program typically takes 24 to 48 months, depending on the amount of your debt as well as the agreed settlement.
Can CuraDebt help in the fight against state tax issues?
Yes, CuraDebt offers a program for tax relief that will help you with problems like delinquent tax issues and wage garnishments.
What’s the first thing I have to do after joining the program?
You’ll have to keep in constant contact with the team and make the necessary payments to lower your debt over time.