Has your debt been increasing lately? Are you exhausted from trying other financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because been through every thing.
In the majority of cases, your best way is to approach experts who can assist you settle this issue.
CuraDebt is among the most frequently contacted companies. Many people are asking if they are able to help or put you into more debt.
According to their clients, they can help you manage the majority of your debts so that you can finally take a few things off of your mind.
However, for certain people the claims seem too good to be true.
If you’re looking for any solution that could help you resolve your debt. In that case, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth review of the way CuraDebt works and what problems it could help solve.
Moreover, before we end we’ll look at its advantages and drawbacks.
Before starting the review, go to this video for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Monster Tax Relief Scam
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has since become an active part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Assistance in settling your debt is the most popular feature. They also provide additional services to help you be more financially secure.
The process starts by requesting a no-cost savings estimate online. It is a completely private service and they will not be doing a credit check. With this estimate of savings you’ll be able to discover more about other options in your journey to debt-free.
This estimate of savings, as we’ve mentioned earlier, provides you with the opportunity to consider your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to assist you with credit arbitration in the event that you decide to sign up. Some financial advisors can help you with your debt-free journey.
After your debt settlement program, CuraDebt can be the agency to handle all of your creditor’s calls. They’ll be the ones who will determine what you will pay for your repayment depending on the condition of your financial situation. Depending on which works most effectively for you, it can either be a lump sum settlement or an installment plan.
Furthermore they will work with creditors so that you can enjoy better rates when you make deposits to your savings account. This, is then processed to pay creditors. The plans they offer can help you settle the debt within the period of 48 months.
Once you’ve signed up with them, they’ll provide you with access to your account information 24 hours a day. All you have to do is log in to CuraDebts the client portal to track your progress.
Before you can avail of their program, you’ll need to satisfy their criteria first. In order to be considered eligible for the program, you’ll need to be:
- Minimum 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they assist you?
Here are some of the ways CuraDebt can assist you.
The name of the company suggests that CuraDebt can help you deal with your debt. They can negotiate settlements on your behalf to settle all kinds of debt. This includes medical bills, personal loans, credit cards as well as loans. You can also approach them to settle any outstanding amount on business debts collection, repossessions, or collections.
They can even help negotiate on tax owed and IRS debt. However, you won’t get assistance for the majority cases, loans from the government, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors so that you can have cash settlements, if possible. Some violations can also lead to having your debts dismissed as well.
CuraDebt lets you pay off debts with less than the amount you own. You can also ask questions during their free consultation with their debt counsellor.
The best part about their program is that you will only pay the fees once your debt is settled. All you need to sign up to some of their programs and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they collect all of your financial documents, they will also collect all the documents you’ll require for tax returns.
By using this program, you will be able to resolve different types of taxes such as wage garnishments and tax penalties, personal and taxation for business as well as back taxes and trust fund penalties and tax lien.
There aren’t any hidden costs either. They only use flat-fee pricing that is based on the amount you’ll need to settle.
They have different solutions in settling your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts are they able to help with?
Although they specialize in debt settlement, it is not their specialization, they don’t provide all kinds of settlement. CuraDebt concentrates on unsecured debt. They can’t help you if the loan or debt is linked to an actual item.
If you do have one of the following kinds of debt, they will arrange settlements for you.
With CuraDebt, you should be able to pay taxes that are due without difficulty. Furthermore, this service is accessible to all 50 states in the event that you have a debt in arrears to IRS. They have federal tax experts to assist you with these kinds of problems.
CuraDebt can also assist in settling the medical bills. In some cases, you may even pay them for less than what you have to pay.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. They can however assist private students in negotiating the student loans they are owed.
Personal loans and payday loans also qualify as debt-settling programs. You can also avail the program if you have other unsecure credit lines that you have obtained from another financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards or private label credit cards CuraDebt can help you pay it off.
What is the cost?
The best part about CuraDebt is the way they’ve priced their services. They don’t charge upfront fees. You’ll only pay once you have paid off all of your debts.
They also don’t have high-cost fees as well. On average, you’ll be required to pay up to 20 percent of the debt you settled through them.
In general, this type of industry charges between 15 and 25 percentage.
Additionally, customers can anticipate to pay off their debts in 2 to 4 years. But, it also differs depending on the amount that you are able to save each month.
Also, they claim you can save up to 30% when you factor in their charges into your calculation.
However, this statement will depend on the situation. Some customers have even talked about saving 50% to up to 80%.
Benefits of using CuraDebt
Now that you have an understanding of the benefits CuraDebt can provide, let’s look into the advantages that come with using CuraDebt.
In the beginning, CuraDebt only charges you after you’ve settled your debt. In addition, they only charge an amount of 20%, while many companies charge 25 percent.
If you’re finished in the process of debt resolution you could join their credit repair program.
It’s a fantastic way to restore the credit rating without going back into debt. However, the program runs different for every person, depending on your situation.
Lastly, CureDebt looks into your financial obligations to help with settlements and negotiations. So, your debt won’t increase as time passes. They’ll also look into any creditor violations using their own experts.
The drawbacks of using CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt relief and debt settlements typically require you to cease making payments with your credit card. Therefore, if you’re trying improve your rating on your credit, this could cause you to delay working on your debt.
CureDebt does not have a mobile app available. While they have a client website but it’s aged and simple. It’s not very intuitive and could be challenging to navigate.
Furthermore, they are not recognized by their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a useful program that allows you to settle your debt without spending more for these types of services. In addition the 20% service cost is less expensive than the majority of companies that offer a 25% fee. There is no upfront payment and you’ll only have to pay the fee when the debt is paid off.
While they’ll provide you with an account to see your progress however, their website isn’t simple to navigate. CuraDebt also doesn’t have an app yet, which would make it easier to track your performance. Monster Tax Relief Scam
They do have a competent support staff, and you can reach them not just via email but also by phone or making an electronic ticket. Monster Tax Relief Scam
If your problem of debt is an issue right now, we highly recommend CuraDebt’s program. Be sure to be eligible and that the services that they provide are offered in your area.
FAQ Monster Tax Relief Scam
How long will it take to complete the course?
The average program is 24 to 48 months, dependent on the size of your debt and the agreed settlement.
Can CuraDebt aid with state tax problems?
It is true that CuraDebt has a tax relief program that can aid you in dealing with problems like delinquent tax and wage garnishments.
What do I need to do when I’m enrolled in the program?
You’ll have to keep in constant contact with the team and pay the required payments to reduce the amount of debt you have over time.