Are you experiencing debt that has been increasing lately? Are you tired of trying various financial advice and strategies but haven’t solved your problems?
Maybe you’re here because you’ve tried every thing.
In most cases, the best way is to approach experts who can help you settle this issue.
CuraDebt is among the most frequently contacted companies. Many customers have asked if they can assist you or put you in more debt.
According to their clients they can assist you in managing 80% of your debt , so you can take couple of w
orries off your shoulders.
For some the claims seem too good to be true.
Suppose you’re on the lookout for anything that can aid you in settling your debt. In that case, CuraDebt will mostly be recommended by people. We’ll take a deeper look at how CuraDebt works and what problems it can help you solve.
In addition, prior to our conclusion our discussion, we’ll take a look at its advantages and drawbacks.
Before starting the review, you can watch this video instead in case you would prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Mo Jackson County Senior Citizen Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000, and is an active member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best well-known feature. They also provide other services that can assist you in becoming financially secure.
First of all, it begins by requesting a free savings estimate on the internet. This service is very confidential and won’t be doing a credit check. By using this estimate of savings you’ll discover more about other options in your journey to debt-free.
The savings estimate, as we’ve mentioned earlier, provides you with an insight into your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to help you with credit arbitration in the event that you decide to join. Financial advisors may be able to assist you on your path to debt-free living.
Following your debt settlement plan, CuraDebt can be the one to take care of all the calls from your creditors. They will also be the ones that determine the terms of your settlement depending on the condition of your finances. In determining which option is the best your situation, the payment could be a lump-sum settlement or the option of a payment plan.
Moreover they will be working with lenders to help you have better rates as you make deposits to your savings account. This in turn, will process to pay off the creditors. Their plans can help you get rid of debt in just the period of 48 months.
After you’ve registered with them, they’ll provide you with access to your data 24/7. All you have to do is sign in to CuraDebts the client portal to track your development.
Before you are able to avail their program, you’ll need to meet their eligibility requirements first. To be eligible, you’ll have to meet the following requirements:
- Minimum 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What are they able to assist you with?
Here are the different ways CuraDebt can assist you.
The name of the company suggests that CuraDebt can help you deal your debt. They can negotiate settlements on your behalf for most types of debt. They can help with medical bills, personal loans, credit cards and line of credit. They can also be approached to settle any outstanding amount on business debts and collections or repossessions.
They may also assist in negotiating with back taxes and IRS debt. However, you won’t get assistance with the majority claims, loans from the government or collateral, as well as utility bills. They also don’t cover most student loans.
On the contrary, they’ll assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations so that you can have cash settlements, if they are possible. Certain violations could lead to having your debts also dismissed.
CuraDebt also allows you to repay debt for less than the amount you have. They also allow you to inquire about your debt during their no-cost meeting with their debt advisor.
The greatest benefit of the program is that you will only be charged when your debt is paid off. All you need to sign up for any of the plans, and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they’ve gathered all your financial records They will also gather all the paperwork you’ll need for tax returns.
By using this program, you’ll be able to solve various tax issues such as wage garnishments as well as tax penalties for personal and corporate taxes and back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden charges either. They only offer flat-fee prices that is based on the amount you’ll must settle.
They offer different options for the settlement of the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts are they able to help with?
While debt settlement is their specialization but they aren’t able to provide all kinds of settlement. CuraDebt is only focused on loans that are not secured. They won’t be able to help you if the credit or loan is tied to a physical item.
If, however, you are in the following kinds of debt, they will make arrangements for settlements.
With CuraDebt the service, you’ll be able pay off your past-due tax debts without any issues. Additionally, this service is available across all 50 states, if you have a debt to the IRS. There are federal tax experts to assist you with these types of issues.
CuraDebt can also help resolve your medical debt. In certain cases you might even be able to pay the debt for less than you are owed.
Private Student Loan
CuraDebt does not offer Federal student loan. They can however assist private students negotiate any loans they have to pay.
Personal and payday loans are also eligible for the debt settlement program. It is also possible to avail the program of the program if you also have other unsecured credit lines that you got from another bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards as well as private label credit card CuraDebt will help you pay it off.
What is the cost?
The best part about CuraDebt’s pricing is how the company has priced its services. They don’t charge an upfront fee. Only pay when you settle each of your outstanding debts.
Additionally, they don’t have high-cost costs either. In the average, you’ll need to pay between 20 and 20% of the debt you settled with them.
On average, this type of industry charges between 15% and 25 percentage.
Moreover, clients can expect to settle their debt from 2 to 4 years. This varies according to the amount you can save up per month.
Additionally, they claim that you can save as much as 30% when you factor in their charges into your calculation.
But this claim will also vary, depending on your specific situation. Some customers even claimed to save 50 to up to 80%.
The benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt offers, let’s explore the benefits that come with using CuraDebt.
First, CuraDebt only charges you when you’ve paid off your debt. In addition they charge only a 20% fee while most companies charge you 25 percent.
Next, if you’re done with the debt settlement program you may join their credit restoration program.
It’s an excellent method to improve your credit score without having to go into debt again. However, the program runs differently for each person according to your personal situation.
Finally, CureDebt looks into your financial obligations to help with settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also be looking into any violations of creditor with the assistance of their own experts.
The drawbacks of using CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt relief and debt settlements typically require you to cease making payments with . Therefore, if you’re trying increase your standing on credit scores, you may delay you from finishing your credit card debt.
CureDebt also doesn’t have a mobile app. While they do have a website that clients can access however, it appears aged and simple. It’s not particularly intuitive and could be difficult to navigate.
In addition, they’re not credited with an accreditation from the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that lets you pay off your debts without spending more for these types of services. In addition the 20% service fee is cheaper than most firms that charge a 25% fee. There is no upfront payment, and you will only have to pay when your debt is finally settled.
While they’ll provide you with an account so that you can track your progress but their website isn’t easy to navigate. CuraDebt isn’t even an app yet, which would make it easier to look at your progress.
However, they have a competent support staff and can be reached them, not only via emails but also via phone or making an e-ticket. Mo Jackson County Senior Citizen Tax Relief
If the debt is a big issue right now, we recommend CuraDebt’s service. Just make sure that you’re eligible and that the programs they provide are in your area.
FAQ Mo Jackson County Senior Citizen Tax Relief
How long does it take to complete the course?
The typical program lasts from between 24 and 48 months dependent on the size of your debt as well as your stipulated settlement.
Can CuraDebt assist with tax problems in the state?
It is true that CuraDebt provides tax relief programs that can help you with problems such as late payroll tax issues and garnishments of wages.
What should I do once I’m in the program?
You’ll have to keep in constant contact with your team members and pay the required payments to lower your debt over time.