Have your debts been increasing lately? Are you tired of trying various financial advice and tips but still have unsolved issues?
Perhaps you’re here because you’ve already tried everything.
In the majority of cases, your best way is to approach experts who can help you resolve the issue.
CuraDebt is among the most asked companies. Many people have been inquiring whether they can assist you or help you get into more debt.
According to their clients they can help you control 80% of your debt so that you can finally take a couple of things off your plate.
For some the claims seem too good to be true.
You might be looking for any solution that could aid you in settling your debt. In that situation, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth look at how CuraDebt is used and the problems it could help solve.
Moreover, before we end, we’ll also look into its advantages and drawbacks.
Before starting the review, you can go to this video for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Mn Property Tax Relief For Seniors
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has been an active member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have restricted their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most well-known feature. However, they also offer other services that will assist you in becoming financially stable.
The process begins with requesting a free savings estimate on the internet. This service is very confidential, and they won’t be conducting a credit screening. By using this estimate of savings you’ll be able to discover more about alternatives to be debt-free.
Savings estimates, which was mentioned earlier, provides you with an insight into your options, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you with credit arbitration in the event that you decide to join. Financial advisors may be able to assist you in your debt-free journey.
Following the debt settlement program, CuraDebt is the agency to handle all of your creditor’s calls. They will also be the ones who will negotiate what you will pay for your repayment depending on the condition of your finances. Depending on which works most effectively your situation, the payment can be a lump-sum settlement or a payment plan.
Moreover they will also be working with lenders to help you enjoy better rates when you transfer money into your savings account. This, in turn, will process to pay back creditors. Their plans can help you pay off the debt in two years.
After you’ve signed up with them, they will give you access to your data 24/7. All you need to do is login to CuraDebts the client portal so that you can monitor your progress.
Before you can avail of the program, you’ll have to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to meet the following criteria:
- Minimum 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What are they able to assist you?
Here are the different ways CuraDebt can aid you.
The name of the company suggests that CuraDebt will assist you in dealing your debt. They are able to negotiate settlements on your behalf for most types of debt. This includes personal loans, medical bills credit cards, and loans. They are also able to settle any outstanding balance of business debt collection, repossessions, or collections.
They may even assist you in negotiating for back taxes as well as IRS debt. However, you won’t get assistance with the majority cases, government loans or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations so that you can have cash settlements, should it be possible. Certain violations may lead to having your debts dismissed as well.
CuraDebt also allows you to pay off debts with less than the amount you own. You can also have questions answered during a free consult with their debt counselor.
The greatest benefit of their program is that you will only have to pay for the charges once your debt is settled. All you need to do is sign up with one of their plans, and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. After they have gathered all your financial documents They will also gather all the paperwork you’ll need for tax returns.
By using this program, you should be able to resolve the various types of tax problems like garnishments on wages as well as tax penalties for personal and corporate taxes as well as back taxes and trust fund penalties and tax liens.
There aren’t any hidden charges either. They only offer flat-fee prices that is based on the amount you must settle.
They have different solutions when it comes to paying off your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they help you with?
While debt settlement is their specialization but they aren’t able to provide all kinds in debt resolution. CuraDebt only focuses on debt that is not secured. They can’t assist you if your credit or loan is tied to an actual item.
If, however, you are in one of the following kinds of debt, they’ll make arrangements for settlements.
With CuraDebt it is expected that you will be able to settle tax debts that were due to be paid without any issues. Additionally, this service is offered to all 50 states in the event that you have a debt in arrears to IRS. There are federal tax experts who can assist you in resolving the issues.
CuraDebt can also help resolve the medical bills. In some cases, you may even pay them for less than what you have to pay.
Private Student Loan
CuraDebt does not cater to Federal student loan. Still, they can help private students negotiate any loans they have to pay.
Personal and payday loans are also eligible as debt-settling programs. You may also be eligible the program if you have other unsecure credit lines that you got from a different bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards and private-label credit cards, CuraDebt will help you pay it off.
What is the cost?
The most appealing aspect of CuraDebt is how they’ve priced their service. They don’t charge an upfront fee. You’ll only pay once you have paid off all of your outstanding debts.
Additionally, they don’t charge high costs either. In the average, you’ll need to pay up to 20 percent of the debt that you settled through them.
In general, this type of business can cost anywhere between 15 and 25 percent.
Additionally, customers can anticipate to settle their debts within 2 to 4 years. However, this also varies according to the amount you can save up per month.
Also, they claim that you can save as much as 30% by incorporating their costs into your calculations.
However, this statement will differ based on your situation. Some clients even mentioned saving 50 to up to 80%.
Advantages to using CuraDebt
Now that you have an idea of the benefits CuraDebt offers, Let’s take a look at the benefits from using CuraDebt.
First, CuraDebt is only charged when you’ve paid off your debt. In addition they only charge a 20% fee while the majority of companies charge 25%.
Then, if you’re done by the program for debt relief, you could join their credit restoration program.
It’s an excellent option to rebuild the credit rating without going back into debt. However, the program runs in a different way for each individual, depending on your situation.
In the end, CureDebt looks into your financial obligations to assist in settlements and negotiations. So, the amount you owe won’t rise as time passes. They’ll also look into any violations of creditor with the help of their own experts.
Some disadvantages to using CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Settlement of debt and debt relief usually require that you stop making payments using the credit card you use. Therefore, if you’re trying increase your standing on credit scores, you may set you back while you’re getting rid of your obligations.
CureDebt doesn’t even have a mobile app. While they do have a client website, it looks old and mundane. It’s not very intuitive, and it can be challenging to navigate.
Moreover, they are still not credited with their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a useful program that lets you resolve your debt without having to spend more on those types of services. In addition, their 20% service cost is less expensive than the majority of firms that charge an additional 25% charge. There is no upfront payment and you’ll only have to pay when your debt is finally settled.
While they’ll provide you with an account that allows you to track your progress, their website is not easy to navigate. CuraDebt isn’t even an app, which will make it easier to look at your progress.
But, they do have a good support team, and you can reach them not just via email but also via phone or making an electronic ticket. Mn Property Tax Relief For Seniors
If the debt is a big issue right now, we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the services they provide are in your state.
FAQ Mn Property Tax Relief For Seniors
What is the time frame to finish the program?
The typical program lasts from 24 to 48 months, depending on the amount of your debt as well as your agreed settlement.
Can CuraDebt assist with tax problems in the state?
It is true that CuraDebt has a tax relief program to assist you with issues such as late payroll tax and wage garnishments.
What’s the first thing I have to do once I’m in the program?
You’ll be required to communicate with your team members and pay the required payments to lower your debt over time.