Have your debts been piling up lately? Are you burnt out from trying various financial tips and advice but haven’t solved your problems?
Perhaps you’re here because you’ve tried every thing.
In the majority of cases, your best way is to approach experts who can assist you settle this issue.
CuraDebt is one of the most asked companies. Many people are asking if they can help you or put you into more debt.
According to their clients, they can assist you in managing 80percent of your debt so that you can finally take a couple of w
orries off your mind.
For some, these claims are just too good to be true.
Suppose you’re on the lookout for something that will help you resolve your debt. If that’s the scenario, CuraDebt will mostly be suggested by people. We’ll take a deeper review of the way CuraDebt operates and what issues it can help you solve.
Furthermore, before we conclude our discussion, we’ll take a look at its benefits and drawbacks.
Before beginning the review, go to this video in case you would prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Millennia Tax Relief Job Reviews
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has been an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have restricted their services.
What CuraDebt do?
Assistance in settling your debt is the most well-known feature. However, they also offer additional services to help you be more financially stable.
It all begins by requesting a free savings estimate online. It is a completely private service and won’t be doing a credit check. By using this estimate of savings you’ll be able to discover more about options to be debt-free.
Savings estimates, which was mentioned earlier, provides you with an insight into your choices regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to assist you with credit arbitration if you decide to enroll. Some financial advisors can help you on your path to debt-free living.
Following your debt settlement program, CuraDebt will be the company to handle all of your creditor’s calls. They’ll also be the ones who will negotiate the terms of your settlement depending on the condition of your finances. Depending on which works most effectively for you, it could either be a lump sum settlement or the option of a payment plan.
Additionally they will also be working with lenders to help you have better rates as you deposit money to your savings account. This, in turn, will process to pay back creditors. The plans they offer can help you get rid of debt in just two years.
Once you’ve signed up with them, they will provide you with access to your account information 24 hours a day. All you need to do is log in to CuraDebts Client Portal so that you can monitor your development.
Before you can benefit from the program, you’ll have to meet their eligibility requirements first. To be eligible, you’ll need to meet the following criteria:
- Minimum 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What are they able to assist you with?
Here are the various ways CuraDebt can assist you.
As their name suggests, CuraDebt can help you deal with your debt. They are able to negotiate settlements on behalf of you for most types of debt. This includes personal loans, medical bills, credit cards as well as lines of credit. They are also able to pay off any remaining balance of business debt and collections or repossessions.
They can even help negotiate for back taxes and IRS debt. However, you won’t get assistance for the majority of your lawsuits, loans from the government, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors to ensure that you receive cash settlements, if possible. Some violations can also lead to having your debts also dismissed.
CuraDebt can also help you repay debt for less than the amount you own. Additionally, you can inquire about your debt during their no-cost meeting with their debt counsellor.
The greatest benefit of their plan is that you will only have to pay for the charges once your debt is settled. All you have to do is sign up with some of their programs and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they collect all of your financial documentation and tax documents, they’ll also collect all the paperwork you’ll need to file tax returns.
By using this program, you will be able to solve different types of taxes like garnishments on wages, tax penalties, personal and business taxes and back taxes, trust fund penalties, and tax liens.
There aren’t any hidden charges also. They only use flat-fee pricing and is dependent on the amount that you’ll must settle.
There are a variety of options in the settlement of the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts are they able to help with?
While debt settlement is their specialization, they don’t cater to all types in debt resolution. CuraDebt only focuses on loans that are not secured. They won’t be able to assist you if your debt or loan is tied to an item that is physical.
However, if you have the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt, you should be able pay off taxes that are due without any issues. Moreover, this type of service is accessible to all 50 states if you have a debt to the IRS. There are federal tax experts that can help you resolve the issues.
CuraDebt can also assist in settling your medical debt. In certain cases, you may even pay the debt for less than you have to pay.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. However, they can assist private students in negotiating the student loans they owe.
Personal and payday loans also qualify as debt-settling programs. You can also avail the program if you have other unsecure credit lines that you have obtained from a different bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, and private-label credit cards CuraDebt will assist you in paying it off.
How much will it cost?
The best part about CuraDebt is how the company has priced its services. They don’t charge an upfront fee. You’ll only pay once you settle each of your debts.
They also don’t have high-cost charges either. In the average, you’ll need to pay as much as 20 percent of the debt that you settled with them.
In general, this type of industry can charge anywhere between 15 and 25 percentage.
In addition, customers can expect to settle their debt from 2 to 4 years. However, this also varies in relation to the amount you can save up per month.
Additionally, they claim you can save up to 30% when you factor in their charges into your calculation.
But this claim will also depend on your specific situation. Some customers even claimed to save 50% to 80%.
The benefits of using CuraDebt
Now that you have a clearer picture of what CuraDebt offers, Let’s take a look at the benefits from using CuraDebt.
In the beginning, CuraDebt only charges you after you’ve settled your debt. Additionally they charge only an amount of 20%, while many companies charge 25 percent.
If you’re finished by the program for debt relief, you can also sign up for their credit restoration program.
It’s a fantastic way to restore your credit score without going into debt again. However, the program runs differently for each person dependent on the circumstances of your case.
Lastly, CureDebt looks into your credit to help with settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also look into any violations by creditors with the help of their experts in-house.
Drawbacks of using CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt settlement and debt relief often require you to cease making payments with . So if you’re trying to increase your credit score, it may set you back while you’re getting rid of your credit card debt.
CureDebt doesn’t even have a mobile app. While they have a website that clients can access, it looks outdated and basic. It’s not very intuitive, and it can be difficult to navigate.
In addition, they’re not credited with an accreditation from the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a great program that will allow you to resolve your debt without having to spend more on those types of services. Additionally the 20% service cost is lower than many businesses that charge a 25% fee. There is no upfront payment and you’ll only be required to pay once the debt is paid off.
While they’ll provide you with an account that allows you to track your progress, their website is not easy to navigate. CuraDebt also doesn’t have an app that will make it easier to monitor your performance.
They do have a competent support staff and can be reached them, not only via emails but also via phone or making an e-ticket. Millennia Tax Relief Job Reviews
If debt is a big issue right now, we recommend CuraDebt’s service. Just make sure that you’re qualified and that the services that they provide are offered in your state.
FAQ Millennia Tax Relief Job Reviews
How long does it take to complete the course?
The program typically takes between 24 and 48 months dependent on the size of your debt as well as the stipulated settlement.
Can CuraDebt aid with tax problems in the state?
Yes, CuraDebt has a tax relief program that will help you with problems like delinquent tax issues and garnishments on wages.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll be required to communicate with your team members and make the necessary payments to lower your debt over time.