Has your debt been increasing lately? Are you tired of trying various financial advice and strategies but haven’t solved your problems?
Maybe you’re here because you’ve already tried every thing.
In the majority of cases, your best way is to approach professionals that can help to resolve this issue.
CuraDebt is among the most asked companies. Many people are asking if they are able to help or help you get into more debt.
According to their clients they can assist you in managing 80% of your debts so that you can finally take a few things off of your shoulders.
However, for certain people the claims seem too good to be true.
You might be looking for something that will assist you in paying off your debt. In this scenario, CuraDebt will mostly be recommended by people. We’ll be taking a deep look at the way CuraDebt operates and what issues it can solve for you.
In addition, prior to our conclusion our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before starting the review, you can go to this video for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Millenial Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has been a part of the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is the most known feature. They also provide other services that will help you be more financially stable.
It all starts by requesting a no-cost savings estimate online. The service is completely confidential and won’t be doing a credit check. With this savings estimate you’ll be able to discover more about other options in your journey to be debt-free.
Savings estimates, which was mentioned before, gives you an idea of your choices regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to help you with the process of credit arbitration should you choose to sign up. Financial advisors may be able to assist you in your debt-free journey.
After your debt settlement program, CuraDebt can be the agency to take care of all your creditor’s calls. They’ll be the ones who determine conditions of the payment in accordance with the state of your financial situation. Depending on which works most effectively your situation, the payment can be a lump-sum settlement or the option of a payment plan.
Moreover, they will be working with the creditors so that you can get better rates when you make deposits to your savings account, which is then processed to pay off the creditors. The plans they offer can help you settle the debt within the period of 48 months.
Once you’ve signed up with them, they’ll give you access to your information 24/7. All you have to do is log in to CuraDebts’ client portal to track your development.
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CuraDebt’s Requirements
Before you are able to avail their program, you’ll need to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to be:
- Minimum 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What are they able to assist you with?
Here are the various ways CuraDebt can aid you.
Debt Relief
Like their name implies, CuraDebt will assist you in dealing with your debt. They can negotiate settlements on your behalf for the majority of types of debt. They can help with personal loans, medical bills credit cards, as well as line of credit. They are also able to settle any outstanding balance of business debt collection, repossessions, or collections.
They may also assist in negotiating for back taxes and IRS debt. However, you will not receive assistance for the majority cases, loans from the government or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they will assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors so that you can have cash settlements, if they are possible. Certain violations may lead to having your debts removed as well.
CuraDebt can also help you pay off debts with less than the sum you have. They also allow you to have questions answered during a free consult with their debt counselor.
The greatest benefit of the program is that you’ll only be charged once your debt is settled. All you need to sign up for one of their plans and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they collect all of your financial documentation and tax documents, they’ll also collect all the documents you’ll require for tax returns.
With this program, you should be able to solve various tax issues like wage garnishments and tax penalties, personal and corporate taxes as well as back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden charges neither are there hidden fees. They use only flat-fee pricing and is dependent on the amount you’ll must settle.
They have different solutions for settling taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kind of debt can they assist you with?
Although they specialize in debt settlement, it is not their specialty but they aren’t able to provide all kinds of debt settlement. CuraDebt concentrates on debt that is not secured. They aren’t able to help you if your loan or debt is linked to a physical item.
If, however, you are in the following kinds of debt, they’ll make arrangements for settlements.
Tax Debt
With CuraDebt, you should be able pay off taxes that are due without any problems. Furthermore, this service is offered to all 50 states in the event that you owe money in arrears to IRS. There are federal tax experts who can assist you in resolving these types of issues.
Medical Debt
CuraDebt can also assist in settling your medical debt. In some cases, you may even pay them for less than what you owe.
Private Student Loan
CuraDebt does not cater to federal student loans. However, they can assist private students in negotiating the student loans they are owed.
Personal Loan
Payday loans and personal loans are also eligible for the debt settlement program. You may also be eligible of the program if you also have other unsecured credit lines that you got from an alternative bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards and private-label credit cards CuraDebt can assist you in paying it off.
What is the cost?
The greatest thing about CuraDebt is how they’ve priced their service. They don’t charge upfront fees. The only time you pay is when you have paid off all of your outstanding debts.
Also, they don’t charge high charges either. On average, you’ll be required to pay between 20 and 20 percent of the debt you settled with them.
In the average, this kind of industry can charge anywhere from 15% to 25 percent.
In addition, customers can expect to settle their debts within 2 to 4 years. However, this also varies depending on the amount that you can save up per month.
Also, they claim that you can save as much as 30% if you include their costs into your calculations.
However, the claim may depend on your situation. Some clients even mentioned saving 50% to up to 80%.
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Advantages to using CuraDebt
Once you’ve got an understanding of what CuraDebt can provide, Let’s take a look at the benefits that come with using CuraDebt.
First, CuraDebt only charges you after you’ve settled your debt. In addition they charge only a 20% fee while most companies charge you 25 percent.
Then, if you’re done by the program for debt relief you can join their credit repair program.
It’s a fantastic option to rebuild your credit score without going into debt again. However, the program runs in a different way for each individual according to your personal situation.
Lastly, CureDebt looks into your credit to assist with settlements and negotiations. It means that your debt won’t increase over time. They’ll also look into any violations of creditor with the help of their own experts.
Drawbacks of using CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Debt relief and debt settlements often require you to stop paying with the credit card you use. If you’re trying to increase your rating on your credit, this might set you back while you’re working on your debt.
CureDebt also doesn’t offer a mobile application. Although they have a website that clients can access however, it appears aged and simple. It’s not very user-friendly, and can be challenging to navigate.
In addition, they’re not accredited with their Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a good program that allows you to settle your debt without spending more on these kinds of services. Moreover the 20% service fee is less expensive than the majority of companies that offer the 25% cost. There aren’t any upfront fees, and you will only have to pay the fee when your debt is finally settled.
Although they’ll give you an account that allows you to track your progress, their website is not simple to navigate. CuraDebt isn’t even an app yet, which could make it easier for you to track your performance.
They do have a good support team that you can contact them, not only via emails but by phone or by submitting an electronic ticket. Millenial Tax Relief
If credit card is a major issue right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re qualified and that the services that they provide are offered in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Millenial Tax Relief
How long does it take to complete the program?
The typical program lasts from between 24 and 48 months depending on the amount of your debt and the stipulated settlement.
Can CuraDebt aid with tax problems in the state?
Yes, CuraDebt provides tax relief programs to assist you with issues such as late payroll taxes and garnishments on wages.
What do I need to do after joining the program?
You’ll be required to communicate with your team members and pay the required payments to reduce your debt over time.
