Has your debt been piling up lately? Are you burnt out from trying various financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because been through everything.
In the majority of cases, your most effective approach is to talk to professionals that can help to resolve this issue.
CuraDebt is among the most asked companies. Many people are asking if they are able to help or help you get into more debt.
According to their clients they can help you manage 80% of your debt so that you can take couple of things off your plate.
For some they believe these claims are too good to be true.
You might be looking for anything that can help you resolve your debt. If that’s the situation, CuraDebt will mostly be highly recommended by those. We’ll take a deeper review of the way CuraDebt works and what problems it can solve for you.
Furthermore, before we conclude our discussion, we’ll take a look at its advantages and drawbacks.
Before beginning the review, watch this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of the article for a more comprehensive review.
About the Company Military Relief Act Tax
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has been an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, some states have imposed restrictions on their services.
What can CuraDebt do?
Helping you settle your debt is CuraDebt’s most well-known feature. They also provide other services that will assist you in becoming financially secure.
First of all, it starts by requesting a no-cost online savings estimate. The service is completely confidential and they will not conduct a credit inquiry. With this estimate of savings you’ll be able to be able to learn more about the alternatives towards debt-free.
Savings estimates, which was mentioned before, gives you an insight into your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to assist you with credit arbitration in the event that you decide to sign up. Financial advisors may be able to assist you in your debt-free journey.
Following your debt settlement program is completed, CuraDebt will be the company to answer all of your creditor’s calls. They’ll also be the ones who negotiate what you will pay for your settlement based on the status of your finances. Based on what works best to you, this can be either a lump sum settlement or an installment plan.
Moreover they will also be working with the lenders to help you enjoy better rates when you deposit money to your savings account. This in turn, will be processed to pay the creditors. The plans they offer can help you pay off the debt in the period of 48 months.
Once you’ve signed up with them, they’ll give you access to your data 24/7. All you need to do is sign in to CuraDebts Client Portal to track your progress.
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CuraDebt’s Requirements
Before you can benefit from their program, you’ll need to pass their requirements first. For eligibility, you’ll need to be:
- At least 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What can they assist you with?
Here are the different ways CuraDebt can assist you.
Debt Relief
Like their name implies, CuraDebt will assist you in dealing your debt. They can negotiate settlements on your behalf to settle most types of debt. They can help with personal loans, medical bills, credit cards and loans. They can also be approached to help settle any remaining balance of business debt and collections or repossessions.
They can even help negotiate on tax owed as well as IRS debt. However, you won’t get assistance for the majority claims, loans from the government as well as collateral and utility bills. The same goes for student loans.
On the contrary, they’ll help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation to ensure that you receive cash settlements, should it be possible. Certain violations may lead to having your debts removed as well.
CuraDebt can also help you repay debt for less than the amount you have. They also allow you to have questions answered during a free consultation with their debt counselor.
The best part about their plan is that you will only be charged after your debt has been settled. All you have to sign up to any of the plans, and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they collect all of your financial records and tax documents, they’ll also collect all the documents you’ll require for tax returns.
By using this program, you should be able to resolve various tax issues such as garnishments on wages and tax penalties, personal and corporate taxes, back taxes as well as trust fund penalties and tax lien.
There aren’t hidden fees either. They only use flat-fee pricing, which depends on the amount that you’ll need to settle.
There are a variety of options when it comes to the settlement of your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kinds of debts are they able to help with?
Although debt settlement is their specialty, they don’t offer all kinds of settlement. CuraDebt concentrates on unsecured debt. They won’t be able to help you if your credit or loan is tied to a physical item.
If you do have the following kinds of debt, they’ll arrange settlements for you.
Tax Debt
With CuraDebt, you should be able pay off your past-due tax debts without any issues. Furthermore, this service is available across all 50 states, if you have a debt to the IRS. There are tax experts from the federal government to assist you with these types of issues.
Medical Debt
CuraDebt will also help you resolve your medical debt. In some cases, you may even pay them less than the amount you owe.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. They can however assist private students negotiate any loans they have to pay.
Personal Loan
Personal and payday loans are also eligible for the debt settlement program. You can also avail if you have other unsecured credit lines that you got from a different bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards and private-label credit cards CuraDebt will help you pay it off.
What is the cost?
The best part about CuraDebt is the way the company has priced its services. They don’t charge an upfront fee. Only pay when you have paid off all of your outstanding debts.
They also don’t have high-cost charges either. On average, you’ll have to pay as much as 20% of the debt you settled with them.
On average, this type of business can cost anywhere from 15% to 25 percent.
Additionally, customers can anticipate to settle their debts within 2 to 4 years. This varies according to the amount you are able to save each month.
Additionally, they claim you can save as much as 30% by incorporating their charges into your calculation.
But this claim will also depend on your situation. Some customers have even talked about saving 50% to 80percent.
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Benefits of using CuraDebt
Once you’ve got an understanding of what CuraDebt can offer you let’s look into the advantages of using CuraDebt.
The first is that CuraDebt is only charged once you’ve paid off your debt. Additionally, they only charge a 20% fee while most companies charge you 25%.
If you’re finished in the process of debt resolution you may also sign up for their credit restoration program.
It’s a great method to improve your credit without having to go back into debt. However, the program runs in a different way for each individual dependent on the circumstances of your case.
Lastly, CureDebt looks into your financial obligations to assist in settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also investigate any creditor violations with the help of their experts in-house.
Drawbacks of the use of CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt relief and debt settlements typically require you to stop paying with . Therefore, if you’re trying increase your credit score, it might cause you to delay working on your debt.
CureDebt does not offer a mobile application. While they do have a website that clients can access but it’s outdated and basic. It’s not particularly intuitive and could be difficult to navigate.
Moreover, they are still not accredited with the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a useful program that will allow you to pay off your debts without spending more on those types of services. In addition the 20% service fee is lower than many firms that charge a 25% fee. There is no upfront payment and you’ll only be required to pay once the debt is paid off.
Although they’ll give you an account to see your progress however, their website isn’t easy to navigate. CuraDebt does not have an app yet, which could make it easier for you to look at your progression.
However, they have a good support team that you can contact them not only through emails but also via phone or sending an electronic ticket. Military Relief Act Tax
If the debt is a big problem, then we highly recommend CuraDebt’s program. Just make sure that you’re eligible and that the services they offer are available in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Military Relief Act Tax
How long does it take to complete the course?
The average program is between 24 and 48 months dependent on the size of your debt as well as your stipulated settlement.
Can CuraDebt aid with state tax problems?
Sure, CuraDebt provides tax relief programs to help you with problems like delinquent taxes and wage garnishments.
What should I do after joining the program?
You’ll need to constantly communicate with your team members and make the necessary payments to lower your debt over time.
