Has your debt increased lately? Are you tired of trying different financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because already tried every thing.
In the majority of cases, your best way is to approach professionals that can help you resolve the issue.
CuraDebt is one of the most asked companies. A lot of people are asking if they can help you or put you into more debt.
According to their customers, they can help you control 80% of your debt , so you can take few things off of your plate.
For some, these claims are just too good to be true.
Suppose you’re on the lookout for any solution that could assist you in paying off your debt. If that’s the situation, CuraDebt will mostly be recommended by people. We’ll take a deeper look at how CuraDebt works and what problems it could help solve.
Furthermore, before we conclude we’ll look at its advantages and drawbacks.
Before you begin the review, check out this video instead if you prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Middle Class Tax Relief And Simplification Act
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has since become a member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have imposed restrictions on their services.
What can CuraDebt do?
Helping you settle your debt is CuraDebt’s most well-known feature. They also provide other services that can assist you in becoming financially secure.
It all begins with requesting a free online savings estimate. This service is very confidential, and they won’t be doing a credit check. With this savings estimate you’ll learn more about your options to debt-free.
The savings estimate, as we’ve mentioned before, gives you an idea of your options regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to assist you in navigating credit arbitration if you decide to enroll. Some financial advisors can help you on your path to debt-free living.
After your debt settlement program, CuraDebt is the one to handle all of your creditor’s calls. They’ll be the ones who will determine conditions of the repayment in accordance with the state of your finances. Depending on which works most effectively for you, it can either be a lump sum settlement or the option of a payment plan.
Moreover they will be working with the lenders to help you have better rates as you deposit money to your savings account, which is then processed to pay the creditors. Their programs can assist you to pay off the debt in 48 months.
After you’ve registered with them, they’ll give you access to your information 24/7. All you have to do is log in to CuraDebts Client Portal to monitor your performance.
> > Click Here to Get A Debt Consultation for Free < <
CuraDebt’s Requirements
Before you are able to avail their program, you’ll need to meet their eligibility requirements first. For eligibility, you’ll need to be:
- At least 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you with?
Here are some of the ways CuraDebt can assist you.
Debt Relief
As their name suggests, CuraDebt can help you deal with debt. They are able to negotiate settlements on your behalf for most types of debt. They can help with personal loans, medical bills credit cards, and line of credit. You can also approach them to settle any outstanding balance on business debt collection, repossessions, or collections.
They may also assist in negotiating on tax owed and IRS debt. However, you will not receive assistance with the majority cases, loans from the government or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations in order to get cash settlements, should it be possible. Certain violations may cause your debt to be removed as well.
CuraDebt lets you settle debt with less than the amount you own. Additionally, you can ask questions during their free consult with their debt counsellor.
The greatest benefit of the program is that you’ll only have to pay for the charges when your debt is paid off. All you have to sign up to any of the plans, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they’ve gathered all your financial documentation They will also gather all the paperwork you’ll need for tax returns.
By using this program, you’ll be able to solve various tax issues such as garnishments on wages and tax penalties, personal and taxation for business, back taxes and trust fund penalties and tax liens.
There aren’t any hidden charges also. They only use flat-fee pricing that is based on the amount that you’ll have to pay.
They have different solutions in settling your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
> > Click Here to Get A Debt Consultation for Free < <
What types of debt are they able to help with?
While debt settlement is their specialty however, they do not offer all kinds in debt resolution. CuraDebt is only focused on debt that is not secured. They won’t be able to assist you if your loan or debt is linked to an actual item.
However, if you have the following kinds of debt, they’ll make arrangements for settlements.
Tax Debt
With CuraDebt, you should be able pay off taxes that are due without any problems. Furthermore, this service is accessible to all 50 states in the event that you owe money towards the IRS. They have federal tax experts who can assist you in resolving the issues.
Medical Debt
CuraDebt will also help you resolve your medical debt. In some instances you might even be able to pay them for less than what you are owed.
Private Student Loan
CuraDebt does not offer federal student loans. However, they can assist private students negotiate any loans they are owed.
Personal Loan
Payday loans and personal loans also qualify for the debt settlement program. You may also be eligible the program if you have other unsecure credit lines that you got from an alternative financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards or private label credit cards, CuraDebt will assist you in paying it off.
What will it cost you?
The greatest thing about CuraDebt is the way they’ve priced their service. They don’t charge upfront fees. Only pay when you have paid off all of your debts.
Additionally, they don’t have high-cost charges either. On average, you’ll be required to pay as much as 20 percent of the debt that you settled through them.
In general, this type of industry can charge anywhere between 15 and 25 percent.
In addition, customers can expect to pay off their debts in between 2 and 4 years. However, this also varies according to the amount you are able to save each month.
Additionally, they claim you can save as much as 30% when you factor in their costs into your calculations.
However, the claim may differ based on your situation. Some clients even mentioned saving 50% to 80percent.
> > Click Here to Get A Debt Consultation for Free < <
The benefits of using CuraDebt
Now that you have an understanding of the benefits CuraDebt can provide, Let’s take a look at the benefits of using CuraDebt.
The first is that CuraDebt only charges you after you’ve settled your debt. Additionally, they only charge an amount of 20%, while the majority of companies charge 25 percent.
Next, if you’re done in the process of debt resolution, you may enroll in their credit repair program.
It’s a fantastic way to restore your credit score without going in debt again. The program is however designed in a different way for each individual according to your personal situation.
In the end, CureDebt looks into your financial obligations to assist with settlements and negotiations. So, your debt won’t increase as time passes. They’ll also investigate any violations of creditor with the help of their experts in-house.
Drawbacks of the use of CuraDebt
We will also examine some of the negatives of CuraDebt.
Settlement of debt and debt relief typically require you to cease making payments with the credit card you use. Therefore, if you’re trying increase your standing on credit scores, you could set you back while you’re getting rid of your obligations.
CureDebt also doesn’t have a mobile app. While they have a website for clients, it looks outdated and basic. It’s not very intuitive, and it can be difficult to navigate.
Furthermore, they are not recognized by the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a good program that allows you to settle your debt without spending more for these types of services. In addition, their 20% service charge is lower than many firms that charge the 25% cost. There are no upfront payments, and you will only have to pay the fee when the debt is paid off.
Although they’ll allow you to access an account so that you can track your progress but their website isn’t user-friendly. CuraDebt does not have an app, which would make it easier to look at your performance. Middle Class Tax Relief And Simplification Act
They do have a good support team and can be reached them not just via email but also by phone or submitting an e-ticket. Middle Class Tax Relief And Simplification Act
If problem of debt is an problem, then we strongly recommend CuraDebt’s debt management program. Be sure to be eligible and that the services they offer are available in your area.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Middle Class Tax Relief And Simplification Act
How long does it take to complete the program?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as your stipulated settlement.
Can CuraDebt aid in the fight against state tax issues?
It is true that CuraDebt has a tax relief program that will assist you with issues such as late payroll tax issues and garnishments of wages.
What should I do after joining the program?
You’ll have to keep in constant contact with the team and make the necessary payments to lower your debt over time.
