Has your debt increased lately? Are you tired of trying different financial tips and advice but haven’t solved your problems?
Perhaps you’re here because you’ve tried every thing.
In most cases, the best way is to approach professionals that can help to resolve this issue.
CuraDebt is among the companies that get the most inquiries. A lot of people have been inquiring whether they are able to help or put you in more debt.
According to their clients, they can assist you in managing the majority of your debts so that you can finally take a couple of things off your plate.
For some, these claims are just too good to be true.
If you’re looking for something that will help you resolve your debt. In that situation, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth study of how CuraDebt is used and the problems it can help you solve.
Moreover, before we end, we’ll also look into the advantages and disadvantages of this method.
Before you begin the review, you can check out this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Middle Class Tax Relief And Simplifacation Act
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has since become an active member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have restricted their services.
What can CuraDebt do?
Helping you settle your debt is CuraDebt’s most known feature. But they offer additional services to help you be more financially stable.
The process begins with requesting a free savings estimate on the internet. The service is completely confidential, and they won’t be conducting a credit screening. With this estimate of savings you’ll be able to learn more about your options to debt-free.
Savings estimates, which was mentioned earlier, provides you with an insight into your options, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to assist you in navigating the process of credit arbitration should you choose to join. Certain financial advisors can assist you in your debt-free journey.
Following your debt settlement program is completed, CuraDebt can be the company to handle all of your creditors’ calls. They’ll also be the ones who determine the terms of your repayment in accordance with the state of your finances. Depending on which works most effectively for you, it can be either a lump sum settlement or a payment plan.
Furthermore they will also be working with the creditors to ensure that you get better rates when you deposit money to your savings account. This, in turn, will process to pay off creditors. Their plans can help you get rid of debt in just 48 months.
After you’ve signed up with them, they will provide you with access to your information 24/7. All you have to do is login to CuraDebts the client portal to monitor your progress.
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CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll need to meet the following requirements:
- Minimum 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they help you with?
Here are some of the ways CuraDebt can aid you.
Debt Relief
The name of the company suggests that CuraDebt can assist you in dealing with debt. They are able to negotiate settlements on behalf of you for most types of debt. They can help with medical bills, personal loans credit cards, as well as lines of credit. They are also able to help settle any remaining balance on business debt and collections or repossessions.
They may even assist you in negotiating with back taxes as well as IRS debt. However, you will not receive support for most of your lawsuits, loans from the government, collateral, and utility bills. They also don’t cover most student loans.
On the other hand, they can help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation in order to get cash settlements, if they are possible. Some violations can also cause your debt to be removed as well.
CuraDebt also allows you to repay debt for less than the sum you have. Additionally, you can have questions answered during a free consult with their debt counselor.
The best part about their plan is that you only be charged after your debt has been settled. All you have to do is sign up with any of the plans, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they collect all of your financial documents and tax documents, they’ll also collect all the paperwork you’ll need for tax returns.
By using this program, you will be able to deal with the various types of tax problems like garnishments on wages and tax penalties, personal and taxation for business, back taxes and trust fund penalties and tax lien.
There aren’t any hidden charges neither are there hidden fees. They only use flat-fee pricing that is based on the amount you must settle.
There are a variety of options for the settlement of the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kind of debt are they able to help with?
While debt settlement is their specialization however, they do not cater to all types of settlement. CuraDebt is only focused on unsecured debt. They aren’t able to help you if your loan or debt is linked to a physical item.
If you do have the following types of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt, you should be able to settle your past-due tax debts without any issues. Moreover, this type of service is offered to all 50 states in the event that you have a debt towards the IRS. There are federal tax experts who can assist you in resolving these kinds of problems.
Medical Debt
CuraDebt can also assist in settling the medical bills. In some cases, you may even pay the debt for less than you are owed.
Private Student Loan
CuraDebt does not offer Federal student loan. However, they can assist private students with negotiating the student loans they have to pay.
Personal Loan
Personal and payday loans are also eligible to be eligible for debt relief programs. You can also avail the program if you have other unsecure credit lines you obtained from a different bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, as well as private label credit card CuraDebt can help you pay it off.
What is the cost?
The best part about CuraDebt is how they’ve priced their services. They do not charge an upfront cost. Only pay when you settle each of your debts.
Additionally, they do not charge high costs either. On average, you’ll be required to pay as much as 20 percent of the debt you settled through them.
On average, this type of industry can charge anywhere between 15% and 25 percent.
Additionally, customers can anticipate to settle their debts within between 2 and 4 years. However, this also varies depending on the amount that you save per month.
They also claim you can save as much as 30% by incorporating their charges into your calculation.
However, this statement will differ based on your specific situation. Some customers even claimed to save 50% to 80%.
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Advantages to using CuraDebt
Now that you have an idea of the benefits CuraDebt can offer you Let’s take a look at the benefits of using CuraDebt.
First, CuraDebt will only charge you once you’ve paid off your debt. In addition, they only charge an amount of 20%, while many companies charge 25%.
Then, if you’re done with the debt settlement program you may enroll in their credit repair program.
It’s a fantastic option to rebuild your credit score without having to go back into debt. However, the program lasts differently for each person dependent on the circumstances of your case.
In the end, CureDebt looks into your credit to assist in settlements and negotiations. This means your debt won’t inflate as time passes. They’ll also be looking into any creditor violations with the assistance of their own experts.
The drawbacks of the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt relief and debt settlements usually require that you stop paying with . Therefore, if you’re trying build a better rating on your credit, this could cause you to delay getting rid of your debt.
CureDebt also doesn’t have a mobile app. Although they have a website that clients can access, it looks outdated and basic. It’s not particularly user-friendly, and can be difficult to navigate.
Furthermore, they are not recognized by an accreditation from the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a useful program that allows you to pay off your debts without spending more on those types of services. Moreover the 20% service cost is cheaper than most businesses that charge a 25% fee. There aren’t any upfront fees, and you will only have to pay when the debt is settled.
While they’ll provide you with an account to see your progress, their website is not simple to navigate. CuraDebt isn’t even an app yet, which would make it easier to monitor your performance.
They do have a great support team that you can contact them, not only via emails but by phone or by sending an e-ticket. Middle Class Tax Relief And Simplifacation Act
If the problem of debt is an problem right now, we highly recommend CuraDebt’s program. Make sure you’re qualified and that the services they provide are in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Middle Class Tax Relief And Simplifacation Act
How long does it take to complete the program?
The typical program lasts from 24 to 48 months, dependent on the size of your debt as well as the stipulated settlement.
Can CuraDebt assist with tax problems in the state?
Sure, CuraDebt provides tax relief programs that can assist you with issues such as delinquent payroll taxes and garnishments on wages.
What do I need to do when I’m enrolled in the program?
You’ll need to constantly communicate with the team and make the necessary payments to lower the amount of debt you have over time.
