Are you experiencing debt that has been increasing lately? Are you tired of trying different financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because tried everything.
In most cases, the best way is to approach professionals that can help you settle this issue.
CuraDebt is one of the companies that get the most inquiries. A lot of people are asking if they can help you or put you in more debt.
According to their customers, they can help you control 80percent of your debt , so you are able to take couple of things off your mind.
But for some people they believe these claims are too good to be true.
You might be looking for something that will aid you in settling your debt. In that scenario, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth look at the way CuraDebt works and what problems it could help solve.
In addition, prior to our conclusion, we’ll also look into the advantages and disadvantages of this method.
Before you begin the review, check out this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Middle Class Tax Relief Act Of 2021
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has since become a member of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have imposed restrictions on their services.
What can CuraDebt do?
Helping you settle your debt is CuraDebt’s most known feature. However, they also offer other services that can assist you in becoming financially stable.
First of all, it begins with requesting a free online savings estimate. This service is very confidential and they will not conduct a credit inquiry. By using this estimate of savings you’ll be able to discover more about options towards debt-free.
Savings estimates, as mentioned earlier, provides you with the opportunity to consider your choices regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to assist you in navigating the process of credit arbitration should you choose to sign up. Some financial advisors can help you with your debt-free journey.
Following your debt settlement plan, CuraDebt can be the agency to take care of all your creditor’s calls. They’ll also be the ones that negotiate the terms of your payment based on the status of your finances. Based on what works most effectively your situation, the payment can be either a lump sum settlement or a payment plan.
Moreover, they will be working with the creditors so that you can have better rates as you make deposits to your savings account. This, in turn, will process to pay back the creditors. Their plans can help you get rid of debt in just the period of 48 months.
After you’ve signed up with them, they’ll provide you with access to your account information 24 hours a day. All you need to do is sign in to CuraDebts the client portal to monitor your development.
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CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to meet their eligibility requirements first. For eligibility, you’ll have to be:
- Minimum 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What are they able to assist you?
Here are the various ways CuraDebt can help you.
Debt Relief
Like their name implies, CuraDebt will assist you in dealing your debt. They can negotiate settlements on your behalf to settle the majority of types of debt. This includes personal loans, medical bills credit cards, as well as loans. They are also able to help settle any remaining balance of business debt and collections or repossessions.
They may even assist you in negotiating on tax owed and IRS debt. But, you won’t receive support for most claims, government loans as well as collateral and utility bills. The same goes for student loans.
On the other hand, they can assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation to ensure that you receive cash settlements, should it be possible. Certain violations could lead to having your debts dismissed as well.
CuraDebt also allows you to settle debt with less than the amount you have. You can also have questions answered during a free meeting with their debt advisor.
The best part about their program is that you will only be charged after your debt has been settled. All you have to sign up for some of their programs, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they collect all of your financial documentation They will also gather all the necessary paperwork for tax returns.
By using this program, you should be able to deal with the various types of tax problems such as garnishments on wages, tax penalties, personal and taxation for business as well as back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden charges also. They use only flat-fee pricing that is based on the amount that you’ll must settle.
There are a variety of options in settling your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kind of debt can they help you with?
While debt settlement is their forte, they don’t provide all kinds of settlement. CuraDebt is only focused on loans that are not secured. They won’t be able to help you if the credit or loan is tied to a physical item.
If you do have the following kinds of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt, you should be able to settle your past-due tax debts without any issues. Furthermore, this service is offered to all 50 states in the event that you owe money in arrears to IRS. There are tax experts from the federal government that can help you resolve these kinds of problems.
Medical Debt
CuraDebt can also help resolve your medical debt. In some instances, you may even pay them for less than what you are owed.
Private Student Loan
CuraDebt does not offer federal student loans. Still, they can help private students negotiate any student loans that they have to pay.
Personal Loan
Payday loans and personal loans also qualify to be eligible for debt relief programs. It is also possible to avail the program the program if you have other unsecure credit lines that you have obtained from a different bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, as well as private label credit card, CuraDebt can assist you in paying it off.
What is the cost?
The best part about CuraDebt is how the company has priced its services. They do not charge an upfront cost. The only time you pay is when you settle each of your debts.
Also, they don’t charge high fees as well. In the average, you’ll need to pay as much as 20% of the debt you settled through them.
In the average, this kind of industry can charge anywhere from 15% to 25%.
Additionally, customers can anticipate to settle their debt from between 2 and 4 years. But, it also differs in relation to the amount you are able to save each month.
Additionally, they claim you can save as much as 30% when you factor in their fees in your equation.
However, the claim may vary, depending on your specific situation. Some clients even mentioned saving 50% to 80%.
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Advantages to using CuraDebt
Now that you have an understanding of what CuraDebt can provide, Let’s take a look at the benefits of using CuraDebt.
The first is that CuraDebt will only charge you after you’ve settled your debt. Furthermore they charge only 20% of the cost, whereas most companies charge you 25%.
Then, if you’re done in the process of debt resolution you can enroll in their credit restoration program.
It’s a great option to rebuild your credit score without having to go back into debt. However, the program runs differently for each person, depending on your situation.
In the end, CureDebt looks into your debt so that they can help with settlements and negotiations. This means the amount you owe won’t rise over time. They’ll also be looking into any violations of creditor using their own experts.
Some disadvantages to the use of CuraDebt
We will also examine some of the negatives of CuraDebt.
Settlement of debt and debt relief often require you to stop making payments using . So if you’re trying to improve your standing on credit scores, you might set you back while you’re getting rid of your debt.
CureDebt does not have a mobile app. While they have a website for clients but it’s aged and simple. It’s not particularly intuitive, and it can be challenging to navigate.
In addition, they’re not recognized by their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a good program that allows you to pay off your debts without spending more on these kinds of services. Additionally their 20% service cost is less expensive than the majority of businesses that charge an additional 25% charge. There are no upfront payments, and you will only have to pay the fee when your debt is finally settled.
While they’ll provide you with an account so that you can track your progress however, their website isn’t easy to navigate. CuraDebt isn’t even an app, which could make it easier for you to track your progression. Middle Class Tax Relief Act Of 2021
But, they do have a great support team, and you can reach them, not only via emails but also via phone or submitting an electronic ticket. Middle Class Tax Relief Act Of 2021
If debt is a big problem right now, we highly recommend CuraDebt’s program. Make sure you’re eligible and that the programs they provide are in your area.
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FAQ Middle Class Tax Relief Act Of 2021
What is the time frame to finish the program?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as your stipulated settlement.
Can CuraDebt assist with tax problems in the state?
Yes, CuraDebt provides tax relief programs that can help you with problems such as delinquent payroll taxes and garnishments on wages.
What’s the first thing I have to do once I’m in the program?
You’ll be required to communicate with the team and make the necessary payments to lower your debt over time.
