Has your debt increased lately? Are you tired of trying various financial advice and tips but still have unsolved issues?
Perhaps you’re here because you’ve been through everything.
In the majority of cases, your best way is to approach experts who can help to resolve this issue.
CuraDebt is one of the companies that get the most inquiries. A lot of customers have asked if they are able to help or put you in more debt.
According to their customers, they can assist you in managing the majority of your debts so that you can take couple of things off your plate.
However, for certain people they believe these claims are too good to be true.
If you’re looking for any solution that could assist you in paying off your debt. In this scenario, CuraDebt will mostly be highly recommended by those. We’ll take a deeper study of the way CuraDebt is used and the problems it can help you solve.
Furthermore, before we conclude our discussion, we’ll take a look at its benefits and drawbacks.
Before you begin the review, you can check out this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of our article for a more comprehensive review.
About the Company Mercer County Nd Funding From State Legislation For Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has been an active member of the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best popular feature. They also provide additional services to aid you in becoming more financially secure.
First of all, it begins with requesting a free savings estimate on the internet. This service is very confidential and they will not be conducting a credit screening. With this estimate of savings you’ll be able to be able to learn more about the alternatives towards debt-free.
This estimate of savings, as we’ve mentioned previously, offers you the opportunity to consider your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to help you with the process of credit arbitration should you choose to enroll. Financial advisors may be able to assist you in your debt-free journey.
Following your debt settlement program is completed, CuraDebt will be the company to handle all of your creditors’ calls. They’ll also be the ones that negotiate what you will pay for your repayment depending on the condition of your financial situation. Depending on which works best your situation, the payment can either be a lump sum settlement or a payment plan.
Furthermore, they will be working with the creditors so that you can get better rates when you deposit money to your savings account, which in turn, will be processed to pay back the creditors. Their programs can assist you to settle the debt within 48 months.
After you’ve registered with them, they will give you access to your data 24/7. All you have to do is sign in to CuraDebts the client portal so that you can monitor your development.
Before you can avail of the program, you’ll have to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to meet the following requirements:
- At least 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they assist you with?
Here are the various ways CuraDebt can assist you.
Like their name implies, CuraDebt can assist you in dealing with debt. They are able to negotiate settlements on your behalf to settle all kinds of debt. They can help with medical bills, personal loans, credit cards and also loans. They are also able to help settle any remaining balance of business debt, collections, or repossessions.
They may also assist in negotiating for back taxes and IRS debt. But, you won’t receive assistance for the majority of your lawsuits, government loans as well as collateral and utility bills. The same goes for student loans.
On the other hand, they will assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors to ensure that you receive cash settlements, should it be possible. Certain violations may lead to having your debts also dismissed.
CuraDebt can also help you pay off debts with less than the sum you have. They also allow you to have questions answered during a free meeting with their debt counsellor.
The most appealing aspect of their plan is that you will only be charged once your debt is settled. All you have to sign up for some of their programs, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. After they have gathered all your financial documents, they will also collect all the necessary paperwork for tax returns.
By using this program, you will be able to resolve various tax issues such as garnishments on wages, tax penalties, personal and taxation for business as well as back taxes, trust fund penalties, and tax liens.
There aren’t hidden fees also. They use only flat-fee pricing that is based on the amount you need to settle.
There are a variety of options in settling the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt are they able to help with?
While debt settlement is their specialty but they aren’t able to offer all kinds of settlement. CuraDebt only focuses on loans that are not secured. They aren’t able to help you if the credit or loan is tied to a physical item.
However, if you have the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt, you should be able to settle taxes that are due without any issues. Additionally, this service is offered across all 50 states, if you have a debt towards the IRS. There are federal tax experts to assist you with these types of issues.
CuraDebt can also help resolve your medical debt. In some instances you could even settle them less than the amount you are owed.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. Still, they can help private students negotiate any student loans that they have to pay.
Payday loans and personal loans are also eligible as debt-settling programs. You may also be eligible the program if you have other unsecure credit lines that you got from another bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, or private label credit cards, CuraDebt will help you pay it off.
What will it cost you?
The most appealing aspect of CuraDebt is how they’ve priced their service. They do not charge an upfront cost. Only pay when you have paid off all of your debts.
Additionally, they don’t charge high fees as well. On average, you’ll be required to pay between 20 and 20% of the debt you settled with them.
In the average, this kind of industry charges between 15% and 25 percent.
Additionally, customers can anticipate to pay off their debts in 2 to 4 years. This varies in relation to the amount you save per month.
Also, they claim that you could save up to 30% by incorporating their fees in your equation.
However, the claim may vary, depending on your specific situation. Some customers have even talked about saving between 50% and 80percent.
Advantages to using CuraDebt
Now that you have an understanding of what CuraDebt offers, let’s explore the benefits that come with using CuraDebt.
First, CuraDebt will only charge you once you’ve paid off your debt. In addition they only charge a 20% fee while the majority of companies charge 25%.
Next, if you’re done with the debt settlement program you may join their credit repair program.
It’s a great option to rebuild the credit rating without having to go back into debt. The program is however designed different for every person dependent on the circumstances of your case.
Lastly, CureDebt looks into your debt so that they can assist with settlements and negotiations. So, the amount you owe won’t rise as time passes. They’ll also look into any violations by creditors using their own experts.
Drawbacks of the use of CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt settlement and debt relief typically require you to cease making payments with the credit card you use. Therefore, if you’re trying increase your standing on credit scores, you could cause you to delay working on your credit card debt.
CureDebt also doesn’t offer a mobile application. While they have a client website however, it appears old and mundane. It’s not very user-friendly, and can be difficult to navigate.
Furthermore, they are not credited with their Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a useful program that lets you resolve your debt without having to spend more on these kinds of services. Moreover their 20% service cost is less expensive than the majority of firms that charge a 25% fee. There are no upfront payments and you’ll only have to pay the fee when the debt is settled.
Although they’ll allow you to access an account so that you can track your progress but their website isn’t simple to navigate. CuraDebt does not have an app, which could make it easier for you to look at your progress.
But, they do have a good support team that you can contact them, not only via emails but also by phone or submitting an e-ticket. Mercer County Nd Funding From State Legislation For Tax Relief
If the credit card is a major problem right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re qualified and that the services that they provide are offered in your state.
FAQ Mercer County Nd Funding From State Legislation For Tax Relief
What is the time frame to complete the course?
The typical program lasts from 24 to 48 months, depending on the amount of your debt as well as your agreement on the settlement.
Can CuraDebt aid in the fight against state tax issues?
Sure, CuraDebt provides tax relief programs that can help you with problems such as late payroll taxes and wage garnishments.
What do I need to do when I’m enrolled in the program?
You’ll be required to communicate with the team and make the necessary payments to reduce the amount of debt you have over time.