Has your debt been increasing lately? Are you tired of trying various financial advice and tips but still have unsolved issues?
Maybe you’re here because been through every thing.
In the majority of cases, your best way is to approach professionals that can help to resolve this issue.
CuraDebt is one of the most asked companies. A lot of people have been inquiring whether they can help you or put you into more debt.
According to their customers, they can assist you in managing 80% of your debts so that you can take couple of things off your plate.
However, for certain people, these claims are just too good to be true.
Suppose you’re on the lookout for something that will help you resolve your debt. In that case, CuraDebt will mostly be suggested by people. We’ll be taking a deep look at the way CuraDebt works and what problems it could help solve.
Furthermore, before we conclude our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before starting the review, you can check out this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Mecklenburg County Tax Relief Form
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has been a member of the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is the most well-known feature. However, they also offer other services that can aid you in becoming more financially stable.
First of all, it begins by requesting a free online savings estimate. The service is completely confidential, and they won’t be doing a credit check. By using this estimate of savings you’ll be able to be able to learn more about the other options in your journey to be debt-free.
This estimate of savings, as mentioned previously, offers you an insight into your options, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to assist you with credit arbitration if you decide to join. Certain financial advisors can assist you with your debt-free journey.
After your debt settlement program is completed, CuraDebt will be the company to handle all of your creditor’s calls. They will be the ones who will negotiate what you will pay for your settlement in accordance with the state of your financial situation. Based on what works most effectively for you, it can be a lump-sum settlement or the option of a payment plan.
Furthermore they will also be working with the lenders to help you have better rates as you make deposits to your savings account. This, in turn, will process to pay the creditors. The plans they offer can help you get rid of debt in just 48 months.
After you’ve registered with them, they’ll provide you with access to your data 24/7. All you need to do is sign in to CuraDebts’ client portal to monitor your development.
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CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to pass their requirements first. To be eligible, you’ll need to meet the following criteria:
- Minimum 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What can they assist you with?
Here are the different ways CuraDebt can aid you.
Debt Relief
As their name suggests, CuraDebt can assist you in dealing with debt. They can negotiate settlements on your behalf to settle the majority of types of debt. This includes personal loans, medical bills credit cards, and also line of credit. They can also be approached to settle any outstanding balance of business debt and collections or repossessions.
They can even help negotiate with back taxes as well as IRS debt. However, you won’t get support for most of your lawsuits, loans from the government or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they will assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation in order to get cash settlements, if possible. Some violations can also result in having your debts dismissed as well.
CuraDebt also allows you to settle debt with less than the amount you own. Additionally, you can inquire about your debt during their no-cost consult with their debt counselor.
The greatest benefit of their plan is that you will only pay the fees when your debt is paid off. All you need to do is sign up with any of the plans, and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they’ve gathered all your financial documents They will also gather all the documents you’ll require for tax returns.
Through this program, you will be able to resolve different types of taxes like garnishments on wages, tax penalties, personal and business taxes as well as back taxes and trust fund penalties and tax liens.
There aren’t any hidden costs also. They only use flat-fee pricing, which depends on the amount that you’ll need to settle.
They offer different options in settling the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts can they assist you with?
Although they specialize in debt settlement, it is not their specialization but they aren’t able to provide all kinds of settlement. CuraDebt concentrates on unsecured debt. They aren’t able to assist you if your credit or loan is tied to a physical item.
If you do have the following types of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt the service, you’ll be able pay off tax debts that were due to be paid without any issues. Moreover, this type of service is available across all 50 states, if you have a debt to the IRS. They have federal tax experts that can help you resolve these types of issues.
Medical Debt
CuraDebt will also help you resolve your medical debt. In some cases, you may even pay them for less than what you have to pay.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. Still, they can help private students with negotiating any loans they owe.
Personal Loan
Payday loans and personal loans are also eligible as debt-settling programs. It is also possible to avail the program the program if you have other unsecure credit lines you obtained from an alternative financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards and private-label credit cards, CuraDebt can assist you in paying it off.
What will it cost you?
The greatest thing about CuraDebt is how they’ve priced their service. They don’t charge upfront fees. The only time you pay is when you have paid off all of your debts.
They also don’t charge high costs either. On average, you’ll be required to pay up to 20% of the debt you settled with them.
In the average, this kind of business can cost anywhere between 15 and 25 percent.
Additionally, customers can anticipate to settle their debt from 2 to 4 years. However, this also varies according to the amount you are able to save each month.
Additionally, they claim you can save up to 30% by incorporating their costs into your calculations.
However, the claim may differ based on the situation. Some customers have even talked about saving 50 to 80%.
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Benefits of using CuraDebt
Now that you have an understanding of what CuraDebt can offer you Let’s take a look at the benefits of using CuraDebt.
The first is that CuraDebt is only charged when you’ve paid off your debt. Furthermore they charge only an amount of 20%, while most companies charge you 25%.
Then, if you’re done in the process of debt resolution, you could join their credit repair program.
It’s an excellent method to improve the credit rating without going in debt again. The program is however designed in a different way for each individual according to your personal situation.
In the end, CureDebt looks into your debt so that they can assist with settlements and negotiations. So, your debt won’t inflate as time passes. They’ll also investigate any creditor violations with the assistance of their experts in-house.
Drawbacks of using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt relief and debt settlements typically require you to stop paying with your credit card. So if you’re trying to increase your rating on your credit, this may delay you from working on your obligations.
CureDebt also doesn’t offer a mobile application. While they have a website that clients can access however, it appears old and mundane. It’s not very user-friendly, and can be challenging to navigate.
In addition, they’re not accredited with an accreditation from the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a great program that allows you to resolve your debt without having to spend more on those types of services. In addition the 20% service charge is less expensive than the majority of businesses that charge the 25% cost. There aren’t any upfront fees and you’ll only have to pay the fee when the debt is settled.
Although they’ll give you an account to see your progress but their website isn’t easy to navigate. CuraDebt also doesn’t have an app yet, which would make it easier to monitor your progress.
However, they have a great support team and can be reached them not only through emails but also by phone or making an electronic ticket. Mecklenburg County Tax Relief Form
If your problem of debt is an issue right now, we highly recommend CuraDebt’s program. Be sure to be eligible and that the services that they provide are offered in your state.
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FAQ Mecklenburg County Tax Relief Form
What is the time frame to complete the course?
The average program is between 24 and 48 months depending on the amount of your debt and the stipulated settlement.
Can CuraDebt assist with state tax problems?
Yes, CuraDebt provides tax relief programs that can assist you with issues such as late payroll tax issues and wage garnishments.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll need to constantly communicate with the team and make the necessary payments to reduce your debt over time.
