Are you experiencing debt that has been piling up lately? Are you exhausted from trying other financial advice and tips but still have unsolved issues?
Perhaps you’re here because you’ve already tried everything.
In the majority of cases, the best option is to speak with professionals that can help you settle this issue.
CuraDebt is one of the most asked companies. Many people are asking if they are able to help or help you get into more debt.
According to their customers, they can help you control the majority of your debt so that you can finally take a couple of things off your plate.
However, for certain people, these claims are just too good to be true.
Suppose you’re on the lookout for something that will help you resolve your debt. In this case, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth look at how CuraDebt is used and the problems it can solve for you.
Moreover, before we end we’ll look at its benefits and drawbacks.
Before starting the review, go to this video in case you would prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of the article for a more comprehensive review.
About the Company Meck County Property Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000, and is a member of the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have restricted their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most well-known feature. However, they also offer other services that will help you be more financially stable.
It all begins by requesting a free savings estimate online. The service is completely confidential and won’t be conducting a credit screening. With this savings estimate, you will be able to learn more about the alternatives to be debt-free.
This estimate of savings, which was mentioned earlier, provides you with an insight into your choices regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you in navigating credit arbitration if you decide to join. Financial advisors may be able to assist you in your debt-free journey.
After your debt settlement program, CuraDebt will be the company to take care of all the calls from your creditors. They’ll be the ones who negotiate the terms of your settlement depending on the condition of your finances. In determining which option is the most effectively your situation, the payment can be a lump-sum settlement or the option of a payment plan.
Furthermore, they will be working with the lenders to help you have better rates as you transfer money into your savings account. This, is then processed to pay off the creditors. Their programs can assist you to settle the debt within two years.
After you’ve signed up with them, they’ll give you access to your information 24/7. All you have to do is log in to CuraDebts’ client portal to track your performance.
Before you are able to avail the program, you’ll have to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll have to meet the following requirements:
- At least 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they help you with?
Here are some of the ways CuraDebt can aid you.
Like their name implies, CuraDebt can help you deal with your debt. They are able to negotiate settlements on behalf of you for most types of debt. This includes medical bills, personal loans credit cards as well as line of credit. They are also able to settle any outstanding amount on business debts and collections or repossessions.
They can even help negotiate on tax owed as well as IRS debt. But, you won’t receive assistance with the majority of your lawsuits, government loans, collateral, and utility bills. They also don’t cover most student loans.
On the other hand, they can assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation so that you can have cash settlements, should it be possible. Certain violations may lead to having your debts dismissed as well.
CuraDebt can also help you repay debt for less than the sum you have. They also allow you to have questions answered during a free meeting with their debt counselor.
The greatest benefit of their plan is that you’ll only be charged once your debt is settled. All you need to do is sign up with any of the plans and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they’ve gathered all your financial documentation, they will also collect all the documents you’ll require for tax returns.
Through this program, you will be able to resolve various tax issues such as wage garnishments and tax penalties, personal and taxation for business, back taxes and trust fund penalties and tax liens.
There aren’t any hidden costs either. They only offer flat-fee prices, which depends on the amount you’ll must settle.
They have different solutions when it comes to paying off your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt can they assist you with?
While debt settlement is their specialty however, they do not offer all kinds of settlement. CuraDebt only focuses on unsecured debt. They aren’t able to assist you if your credit or loan is tied to an item that is physical.
If you do have one of the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt, you should be able to settle taxes that are due without any problems. Moreover, this type of service is offered across all 50 states, if you owe money towards the IRS. They have federal tax experts to assist you with these kinds of problems.
CuraDebt can also help resolve your medical debt. In some instances, you may even pay them for less than what you owe.
Private Student Loan
CuraDebt does not offer Federal student loan. Still, they can help private students with negotiating any student loans that they owe.
Personal loans and payday loans also qualify to be eligible for debt relief programs. You can also avail the program if you have other unsecure credit lines you obtained from another bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards or private label credit cards, CuraDebt can assist you in paying it off.
What is the cost?
The greatest thing about CuraDebt’s pricing is how they’ve priced their service. They don’t charge upfront fees. Only pay when you have paid off all of your outstanding debts.
Additionally, they don’t charge high costs either. On average, you’ll be required to pay up to 20 percent of the debt that you settled through them.
On average, this type of industry charges between 15 and 25 percentage.
Moreover, clients can expect to settle their debts within 2 to 4 years. However, this also varies in relation to the amount you can save up per month.
They also claim that you can save as much as 30% if you include their fees in your equation.
However, the claim may depend on the situation. Some customers have even talked about saving between 50% and 80percent.
The benefits of using CuraDebt
Once you’ve got an understanding of what CuraDebt can provide, let’s explore the benefits of using CuraDebt.
The first is that CuraDebt will only charge you once you’ve paid off your debt. Additionally they charge only 20% of the cost, whereas the majority of companies charge 25 percent.
If you’re finished with the debt settlement program, you may enroll in their credit restoration program.
It’s a fantastic method to improve your credit score without having to go back into debt. However, the program lasts in a different way for each individual, depending on your situation.
Lastly, CureDebt looks into your financial obligations to help with settlements and negotiations. So, the amount you owe won’t rise as time passes. They’ll also look into any creditor violations with the assistance of their experts in-house.
Some disadvantages to the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt settlement and debt relief often require you to stop paying with your credit card. If you’re trying to increase your credit score, it may delay you from finishing your debt.
CureDebt does not have a mobile app. While they have a website for clients however, it appears outdated and basic. It’s not particularly intuitive and could be difficult to navigate.
Moreover, they are still not recognized by the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a useful program that allows you to settle your debt without spending more on those types of services. Additionally, their 20% service charge is lower than many firms that charge an additional 25% charge. There are no upfront payments and you’ll only be required to pay once the debt is settled.
Although they’ll allow you to access an account to see your progress but their website isn’t easy to navigate. CuraDebt does not have an app that could make it easier for you to look at your performance.
However, they have a great support team, and you can reach them not just via email but also by phone or submitting an e-ticket. Meck County Property Tax Relief
If the credit card is a major issue right now, we strongly recommend CuraDebt’s debt management program. Make sure you’re qualified and that the services that they provide are offered in your state.
FAQ Meck County Property Tax Relief
How long will it take to complete the program?
The typical program lasts from between 24 and 48 months depending on the amount of your debt as well as your stipulated settlement.
Can CuraDebt aid in the fight against state tax issues?
It is true that CuraDebt offers a program for tax relief that can help you with problems such as late payroll tax issues and wage garnishments.
What’s the first thing I have to do once I’m in the program?
You’ll need to constantly communicate with the team and pay the required payments to pay down your debt over time.