Has your debt been increasing lately? Are you tired of trying different financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve tried everything.
In the majority of cases, the best way is to approach experts who can assist you settle this issue.
CuraDebt is among the companies that get the most inquiries. Many customers have asked if they can help you or help you get into more debt.
According to their customers, they can help you manage 80percent of your debt so that you can finally take a couple of w
orries off your mind.
For some, these claims are just too good to be true.
Suppose you’re on the lookout for anything that can help you resolve your debt. If that’s the situation, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth review of how CuraDebt works and what problems it could help solve.
Moreover, before we end our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before starting the review, you can watch this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Mcdonalds Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has since become an active member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is the most popular feature. They also provide additional services to help you be more financially secure.
First of all, it begins by requesting a free online savings estimate. It is a completely private service and they will not be conducting a credit screening. By using this estimate of savings you’ll learn more about your options to debt-free.
The savings estimate, which was mentioned earlier, provides you with an insight into your options regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to help you with the process of credit arbitration should you choose to join. Certain financial advisors can assist you on your path to debt-free living.
After your debt settlement plan, CuraDebt will be the company to take care of all the calls from your creditors. They’ll be the ones who determine the terms of your repayment based on the status of your financial situation. In determining which option is the most effectively for you, it can either be a lump sum settlement or an installment plan.
Additionally they will be working with the lenders to help you get better rates when you make deposits to your savings account. This is then processed to pay off the creditors. The plans they offer can help you settle the debt within 48 months.
After you’ve registered with them, they’ll provide you with access to your data 24/7. All you need to do is login to CuraDebts the client portal to track your performance.
Before you can avail of their program, you’ll need to satisfy their criteria first. For eligibility, you’ll need to be:
- At least 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they help you?
Here are some of the ways CuraDebt can assist you.
Like their name implies, CuraDebt can assist you in dealing your debt. They can negotiate settlements on behalf of you for the majority of types of debt. These include medical bills, personal loans credit cards, and line of credit. They can also be approached to help settle any remaining balance of business debt, collections, or repossessions.
They can even help negotiate for back taxes and IRS debt. However, you will not receive assistance with the majority cases, loans from the government as well as collateral and utility bills. They also don’t cover most student loans.
On the other hand, they can help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation in order to get cash settlements, if they are possible. Certain violations could result in having your debts also dismissed.
CuraDebt also allows you to pay off debts with less than the amount you have. They also allow you to have questions answered during a free consult with their debt counsellor.
The greatest benefit of the program is that you will only be charged when your debt is paid off. All you need to sign up to one of their plans and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they’ve gathered all your financial documentation and tax documents, they’ll also collect all the paperwork you’ll need to file tax returns.
With this program, you should be able to resolve the various types of tax problems like wage garnishments and tax penalties, personal and corporate taxes and back taxes, trust fund penalties, and tax lien.
There aren’t any hidden costs neither are there hidden fees. They only offer flat-fee prices and is dependent on the amount you’ll need to settle.
There are a variety of options in paying off taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt can they help you with?
While debt settlement is their forte, they don’t provide all kinds in debt resolution. CuraDebt is only focused on loans that are not secured. They won’t be able to assist you if your credit or loan is tied to an item that is physical.
If you do have the following kinds of debt, they’ll make arrangements for settlements.
With CuraDebt, you should be able pay off your past-due tax debts without any problems. Moreover, this type of service is available across all 50 states, if you owe money in arrears to IRS. There are federal tax experts to assist you with these types of issues.
CuraDebt can also help resolve any medical-related debt. In certain cases, you may even pay the debt for less than you are owed.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. They can however assist private students negotiate any loans they are owed.
Personal and payday loans also qualify for the debt settlement program. It is also possible to avail the program of the program if you also have other unsecured credit lines you obtained from another financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards or private label credit cards, CuraDebt will help you pay it off.
What will it cost you?
The best part about CuraDebt’s pricing is how they’ve priced their services. They do not charge an upfront cost. Only pay when you settle each of your debts.
Additionally, they don’t charge high fees as well. On average, you’ll have to pay as much as 20 percent of the debt that you settled with them.
In general, this type of industry can charge anywhere between 15 and 25 percentage.
Moreover, clients can expect to settle their debts within 2 to 4 years. This varies according to the amount you are able to save each month.
Also, they claim you can save as much as 30% if you include their charges into your calculation.
However, the claim may vary, depending on your situation. Some customers even claimed to save 50 to 80%.
The benefits of using CuraDebt
Now that you have an idea of the benefits CuraDebt can provide, let’s explore the benefits of using CuraDebt.
The first is that CuraDebt only charges you when you’ve paid off your debt. Additionally they only charge 20% of the cost, whereas the majority of companies charge 25%.
If you’re finished in the process of debt resolution, you may join their credit repair program.
It’s a great way to restore your credit score without having to go in debt again. However, the program lasts in a different way for each individual according to your personal situation.
Finally, CureDebt looks into your financial obligations to assist in settlements and negotiations. This means your debt won’t increase over time. They’ll also be looking into any violations of creditor with the assistance of their experts in-house.
The drawbacks of using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt relief and debt settlements usually require that you stop making payments using . So if you’re trying to build a better standing on credit scores, you may delay you from getting rid of your obligations.
CureDebt also doesn’t have a mobile app available. Although they have a client website but it’s old and mundane. It’s not very user-friendly, and can be challenging to navigate.
In addition, they’re not accredited with their Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a good program that will allow you to pay off your debts without spending more on these kinds of services. Additionally their 20% service charge is cheaper than most businesses that charge the 25% cost. There is no upfront payment and you’ll only have to pay when the debt is paid off.
While they’ll provide you with an account to see your progress however, their website isn’t simple to navigate. CuraDebt does not have an app, which would make it easier to track your progress.
But, they do have a good support team, and you can reach them not just via email but also by phone or making an electronic ticket. Mcdonalds Tax Relief
If the credit card is a major issue right now, we strongly recommend CuraDebt’s debt management program. Be sure to be qualified and that the services that they provide are offered in your state.
FAQ Mcdonalds Tax Relief
How long does it take to complete the course?
The program typically takes 24 to 48 months, depending on the amount of your debt as well as your agreed settlement.
Can CuraDebt aid with tax problems in the state?
It is true that CuraDebt has a tax relief program to help you with problems like delinquent tax issues and garnishments on wages.
What do I need to do when I’m enrolled in the program?
You’ll need to constantly communicate with your team members and make the necessary payments to reduce the amount of debt you have over time.