Are you experiencing debt that has been increasing lately? Are you tired of trying various financial advice and strategies but haven’t solved your problems?
Maybe you’re here because you’ve been through every thing.
In the majority of cases, your most effective approach is to talk to experts who can assist you settle this issue.
CuraDebt is among the most frequently contacted companies. Many people have been inquiring whether they can assist you or put you in more debt.
According to their clients, they can help you manage 80% of your debts so that you can take couple of w
orries off your shoulders.
For some the claims seem too good to be true.
You might be looking for any solution that could aid you in settling your debt. In this scenario, CuraDebt will mostly be suggested by people. We’ll take a deeper study of the way CuraDebt works and what problems it can help you solve.
Furthermore, before we conclude, we’ll also look into its benefits and drawbacks.
Before beginning the review, go to this video for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Married Filing Separately Student Loan Forgiveness Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000, and is a participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best well-known feature. They also provide other services that can help you be more financially stable.
It all starts by requesting a no-cost online savings estimate. It is a completely private service and they will not conduct a credit inquiry. By using this estimate of savings you’ll learn more about your other options in your journey to be debt-free.
Savings estimates, which was mentioned previously, offers you an insight into your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to help you with the process of credit arbitration should you choose to sign up. Some financial advisors can help you with your debt-free journey.
Following your debt settlement program is completed, CuraDebt can be the agency to answer all of your creditors’ calls. They will also be the ones that determine the terms of your settlement based on the status of your finances. In determining which option is the most effectively to you, this could either be a lump sum settlement or the option of a payment plan.
Furthermore they will also work with creditors to ensure that you have better rates as you make deposits to your savings account, which in turn, will process to pay back creditors. The plans they offer can help you settle the debt within 48 months.
After you’ve signed up with them, they will allow you access to your account information 24 hours a day. All you need to do is login to CuraDebts’ client portal to track your progress.
Before you can benefit from the program, you’ll have to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to be:
- At least 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they help you?
Here are some of the ways CuraDebt can assist you.
As their name suggests, CuraDebt can assist you in dealing with debt. They are able to negotiate settlements on behalf of you for all kinds of debt. These include medical bills, personal loans credit cards as well as line of credit. They are also able to help settle any remaining balance of business debt and collections or repossessions.
They may also assist in negotiating for back taxes and IRS debt. However, you won’t get assistance for the majority claims, government loans, collateral, and utility bills. They also don’t cover most student loans.
On the other hand, they can assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors so that you can have cash settlements, if they are possible. Some violations can also cause your debt to be also dismissed.
CuraDebt also allows you to repay debt for less than the sum you have. You can also inquire about your debt during their no-cost consult with their debt advisor.
The greatest benefit of the program is that you will only have to pay for the charges when your debt is paid off. All you need to sign up for some of their programs, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they’ve gathered all your financial documentation and tax documents, they’ll also collect all the necessary paperwork to file tax returns.
By using this program, you will be able to resolve various tax issues like garnishments on wages as well as tax penalties for personal and business taxes, back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden costs also. They only offer flat-fee prices, which depends on the amount you must settle.
They offer different options in paying off your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt can they assist you with?
Although debt settlement is their forte but they aren’t able to provide all kinds of debt settlement. CuraDebt concentrates on loans that are not secured. They can’t assist you if your debt or loan is tied to an actual item.
If, however, you are in the following kinds of debt, they will arrange settlements for you.
With CuraDebt the service, you’ll be able to pay taxes that are due without any problems. Additionally, this service is available to all 50 states in the event that you have a debt towards the IRS. There are tax experts from the federal government to assist you with these kinds of problems.
CuraDebt will also help you resolve your medical debt. In certain cases you might even be able to pay them less than the amount you have to pay.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. They can however assist private students in negotiating any loans they owe.
Personal loans and payday loans are also eligible for the debt settlement program. You can also avail of the program if you also have other unsecured credit lines that you got from another bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, or private label credit cards CuraDebt will assist you in paying it off.
How much will it cost?
The best part about CuraDebt is the way they’ve priced their services. They don’t charge upfront fees. The only time you pay is when you have paid off all of your outstanding debts.
They also don’t have high-cost costs either. In the average, you’ll need to pay between 20 and 20 percent of the debt that you settled with them.
In general, this type of business can cost anywhere between 15 and 25 percentage.
Additionally, customers can anticipate to pay off their debts in 2 to 4 years. This varies according to the amount you are able to save each month.
They also claim that you could save as much as 30% by incorporating their costs into your calculations.
However, this statement will differ based on the situation. Some customers have even talked about saving between 50% and up to 80%.
The benefits of using CuraDebt
Once you’ve got an understanding of what CuraDebt can offer you let’s explore the benefits that come with using CuraDebt.
The first is that CuraDebt only charges you once you’ve paid off your debt. In addition they only charge a 20% fee while most companies charge you 25%.
Then, if you’re done with the debt settlement program you can also sign up for their credit repair program.
It’s a great option to rebuild your credit without having to go in debt again. The program is however designed different for every person dependent on the circumstances of your case.
Finally, CureDebt looks into your credit to assist with settlements and negotiations. It means that your debt won’t increase over time. They’ll also be looking into any violations of creditor with the help of their in-house experts.
The drawbacks of using CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Settlement of debt and debt relief typically require you to cease making payments with the credit card you use. If you’re trying to improve your credit score, it may delay you from finishing your credit card debt.
CureDebt doesn’t even have a mobile app. While they have a website that clients can access but it’s aged and simple. It’s not particularly intuitive, and it can be challenging to navigate.
Furthermore, they are not recognized by the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a great program that allows you to settle your debt without spending more for these types of services. Moreover, their 20% service fee is less expensive than the majority of companies that offer an additional 25% charge. There are no upfront payments, and you will only have to pay when your debt is finally settled.
Although they’ll allow you to access an account to see your progress, their website is not simple to navigate. CuraDebt isn’t even an app yet, which will make it easier to track your progress.
However, they have a competent support staff that you can contact them not only through emails but also by phone or sending an electronic ticket. Married Filing Separately Student Loan Forgiveness Tax Relief
If the problem of debt is an problem, then we recommend CuraDebt’s service. Be sure to be eligible and that the programs that they provide are offered in your area.
FAQ Married Filing Separately Student Loan Forgiveness Tax Relief
How long does it take to complete the course?
The average program is between 24 and 48 months depending on the amount of your debt as well as your agreement on the settlement.
Can CuraDebt help in the fight against state tax issues?
It is true that CuraDebt provides tax relief programs to aid you in dealing with problems like delinquent tax issues and wage garnishments.
What should I do after joining the program?
You’ll have to keep in constant contact with the team and pay the required payments to pay down your debt over time.