Are you experiencing debt that has increased lately? Are you burnt out from trying other financial tips and advice but still have unsolved issues?
Maybe you’re here because tried every thing.
In most cases, the best way is to approach professionals that can help you resolve the issue.
CuraDebt is one of the companies that get the most inquiries. Many customers have asked if they can help you or put you into more debt.
According to their clients, they can help you manage 80percent of your debt so that you are able to take couple of things off your mind.
But for some people they believe these claims are too good to be true.
You might be looking for any solution that could assist you in paying off your debt. In that scenario, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth study of how CuraDebt works and what problems it can solve for you.
Moreover, before we end our discussion, we’ll take a look at its benefits and drawbacks.
Before beginning the review, go to this video for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Marcelle Dabbas Tax Relief Usa Sunnyvale
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000, and is a part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have restricted their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most popular feature. However, they also offer other services that can aid you in becoming more financially secure.
It all begins by requesting a free savings estimate online. It is a completely private service, and they won’t be doing a credit check. With this estimate of savings you’ll be able to discover more about alternatives to be debt-free.
This estimate of savings, as we’ve mentioned previously, offers you the opportunity to consider your options, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to assist you with credit arbitration if you decide to enroll. Certain financial advisors can assist you in your debt-free journey.
After your debt settlement program, CuraDebt will be the one to handle all of your creditors’ calls. They’ll also be the ones who negotiate conditions of the settlement in accordance with the state of your finances. In determining which option is the most effectively for you, it could be either a lump sum settlement or an installment plan.
Additionally, they will work with creditors to ensure that you enjoy better rates when you make deposits to your savings account. This in turn, will process to pay creditors. Their plans can help you get rid of debt in just the period of 48 months.
After you’ve registered with them, they’ll provide you with access to your account information 24 hours a day. All you have to do is sign in to CuraDebts Client Portal to monitor your development.
Before you are able to avail their program, you’ll need to satisfy their criteria first. To be eligible, you’ll need to meet the following criteria:
- At least 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What can they assist you with?
Here are some of the ways CuraDebt can help you.
As their name suggests, CuraDebt can assist you in dealing with your debt. They are able to negotiate settlements on behalf of you for the majority of types of debt. This includes personal loans, medical bills, credit cards and also lines of credit. They can also be approached to help settle any remaining balance on business debt collection, repossessions, or collections.
They can even help negotiate on tax owed and IRS debt. However, you won’t get support for most cases, government loans as well as collateral and utility bills. They also don’t cover most student loans.
On the contrary, they’ll assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors so that you can have cash settlements, if possible. Certain violations may lead to having your debts removed as well.
CuraDebt lets you pay off debts with less than the amount you own. They also allow you to have questions answered during a free meeting with their debt counsellor.
The best part about their plan is that you will only be charged after your debt has been settled. All you need to do is sign up with any of the plans, and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they’ve gathered all your financial documents and tax documents, they’ll also collect all the documents you’ll require for tax returns.
By using this program, you should be able to deal with different types of taxes such as wage garnishments, tax penalties, personal and business taxes, back taxes, trust fund penalties, and tax lien.
There aren’t hidden fees either. They only use flat-fee pricing that is based on the amount you’ll must settle.
There are a variety of options for paying off your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they help you with?
While debt settlement is their specialty, they don’t offer all kinds of debt settlement. CuraDebt only focuses on unsecured debt. They won’t be able to help you if the credit or loan is tied to an actual item.
If, however, you are in the following types of debt, they will negotiate settlements on your behalf.
With CuraDebt it is expected that you will be able to settle tax debts that were due to be paid without any problems. Furthermore, this service is available to all 50 states if you owe money towards the IRS. There are tax experts from the federal government that can help you resolve the issues.
CuraDebt can also help resolve the medical bills. In certain cases you could even settle the debt for less than you are owed.
Private Student Loan
CuraDebt does not cater to Federal student loan. Still, they can help private students negotiate any student loans that they have to pay.
Personal loans and payday loans are also eligible as debt-settling programs. You may also be eligible if you have other unsecured credit lines you obtained from another financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards or private label credit cards, CuraDebt will assist you in paying it off.
What will it cost you?
The best part about CuraDebt’s pricing is how they’ve priced their services. They don’t charge upfront fees. Only pay when you settle each of your debts.
Also, they don’t charge high charges either. In the average, you’ll need to pay as much as 20% of the debt you settled through them.
On average, this type of industry charges between 15 and 25 percentage.
In addition, customers can expect to settle their debt from two to four years. However, this also varies depending on the amount that you can save up per month.
They also claim that you could save as much as 30% by incorporating their charges into your calculation.
However, this statement will vary, depending on your specific situation. Some customers have even talked about saving between 50% and up to 80%.
The benefits of using CuraDebt
Now that you have an understanding of what CuraDebt can offer you let’s explore the benefits that come with using CuraDebt.
In the beginning, CuraDebt is only charged after you’ve settled your debt. In addition they charge only an amount of 20%, while the majority of companies charge 25 percent.
If you’re finished by the program for debt relief, you may enroll in their credit restoration program.
It’s a great option to rebuild your credit score without going into debt again. However, the program runs differently for each person dependent on the circumstances of your case.
Lastly, CureDebt looks into your credit to assist with settlements and negotiations. So, your debt won’t increase over time. They’ll also look into any violations of creditor using their own experts.
Drawbacks of the use of CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Settlement of debt and debt relief typically require you to stop paying with your credit card. Therefore, if you’re trying increase your credit score, it might cause you to delay finishing your obligations.
CureDebt also doesn’t have a mobile app available. While they do have a website for clients but it’s aged and simple. It’s not very user-friendly, and can be challenging to navigate.
Furthermore, they are not accredited with an accreditation from the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a great program that will allow you to resolve your debt without having to spend more for these types of services. In addition their 20% service cost is lower than many businesses that charge a 25% fee. There aren’t any upfront fees and you’ll only have to pay when the debt is settled.
Although they’ll allow you to access an account to see your progress however, their website isn’t simple to navigate. CuraDebt isn’t even an app that could make it easier for you to look at your performance.
But, they do have a great support team and can be reached them, not only via emails but by phone or by making an electronic ticket. Marcelle Dabbas Tax Relief Usa Sunnyvale
If credit card is a major problem right now, we highly recommend CuraDebt’s program. Be sure to be qualified and that the services that they provide are offered in your state.
FAQ Marcelle Dabbas Tax Relief Usa Sunnyvale
How long does it take to finish the program?
The program typically takes 24 to 48 months, depending on the amount of your debt as well as the stipulated settlement.
Can CuraDebt help in the fight against state tax issues?
Sure, CuraDebt offers a program for tax relief that will assist you with issues like delinquent tax and wage garnishments.
What should I do once I’m in the program?
You’ll be required to communicate with the team and pay the required payments to pay down your debt over time.