Have your debts been increasing lately? Are you tired of trying other financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because already tried everything.
In most cases, the best way is to approach experts who can assist to resolve this issue.
CuraDebt is among the most asked companies. Many people have been inquiring whether they can help you or put you into more debt.
According to their clients, they can assist you in managing 80% of your debt , so you can finally take a couple of things off your shoulders.
For some they believe these claims are too good to be true.
Suppose you’re on the lookout for anything that can help you resolve your debt. In that situation, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep review of how CuraDebt operates and what issues it can help you solve.
Furthermore, before we conclude we’ll look at the advantages and disadvantages of this method.
Before you begin the review, watch this video instead if you prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Ma Tax Relief Refund
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has been an active part of the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is the most well-known feature. However, they also offer other services that will aid you in becoming more financially secure.
The process starts by requesting a no-cost savings estimate on the internet. This service is very confidential and they will not be conducting a credit screening. By using this estimate of savings you’ll learn more about your alternatives to debt-free.
The savings estimate, as mentioned previously, offers you an insight into your choices regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to assist you with the process of credit arbitration should you choose to join. Certain financial advisors can assist you on your path to debt-free living.
After your debt settlement program, CuraDebt will be the agency to answer all of your creditor’s calls. They will also be the ones that determine the terms of your settlement depending on the condition of your financial situation. Based on what works most effectively to you, this could be either a lump sum settlement or a payment plan.
Furthermore, they will be working with the creditors to ensure that you get better rates when you deposit money to your savings account, which in turn, will process to pay creditors. Their plans can help you pay off the debt in the period of 48 months.
After you’ve registered with them, they will allow you access to your account information 24 hours a day. All you need to do is log in to CuraDebts’ client portal to monitor your development.
Before you are able to avail their program, you’ll need to pass their requirements first. For eligibility, you’ll need to be:
- At least 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they help you?
Here are the various ways CuraDebt can aid you.
As their name suggests, CuraDebt can help you deal with your debt. They are able to negotiate settlements on your behalf for all kinds of debt. They can help with medical bills, personal loans credit cards and loans. They are also able to help settle any remaining balance of business debt, collections, or repossessions.
They may even assist you in negotiating with back taxes as well as IRS debt. But, you won’t receive assistance with the majority of your lawsuits, loans from the government or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation in order to get cash settlements, should it be possible. Certain violations may cause your debt to be removed as well.
CuraDebt can also help you repay debt for less than the sum you have. Additionally, you can inquire about your debt during their no-cost consult with their debt advisor.
The greatest benefit of the program is that you will only pay the fees after your debt has been settled. All you have to sign up for one of their plans and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they collect all of your financial documents and tax documents, they’ll also collect all the documents you’ll require for tax returns.
By using this program, you should be able to solve various tax issues like wage garnishments and tax penalties, personal and corporate taxes, back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden costs either. They only offer flat-fee prices, which depends on the amount you have to pay.
They have different solutions for settling the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts can they assist you with?
Although they specialize in debt settlement, it is not their specialization, they don’t cater to all types of debt settlement. CuraDebt is only focused on debt that is not secured. They can’t assist you if your loan or debt is linked to a physical item.
However, if you have the following kinds of debt, they will make arrangements for settlements.
With CuraDebt the service, you’ll be able to settle taxes that are due without any problems. Furthermore, this service is accessible to all 50 states if you have a debt in arrears to IRS. There are tax experts from the federal government that can help you resolve these types of issues.
CuraDebt can also help resolve the medical bills. In some instances, you may even pay the debt for less than you have to pay.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. They can however assist private students with negotiating the student loans they are owed.
Personal and payday loans also qualify as debt-settling programs. You may also be eligible the program if you have other unsecure credit lines you obtained from another financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, and private-label credit cards, CuraDebt will help you pay it off.
What will it cost you?
The greatest thing about CuraDebt is the way they’ve priced their service. They don’t charge upfront fees. Only pay when you’ve paid each of your debts.
Also, they don’t charge high fees as well. On average, you’ll have to pay as much as 20% of the debt you settled through them.
In the average, this kind of industry charges between 15 and 25 percent.
Additionally, customers can anticipate to pay off their debts in two to four years. But, it also differs depending on the amount that you save per month.
They also claim that you could save up to 30% when you factor in their costs into your calculations.
However, this statement will vary, depending on the situation. Some customers have even talked about saving 50 to 80percent.
The benefits of using CuraDebt
Once you’ve got an idea of what CuraDebt can provide, let’s explore the benefits from using CuraDebt.
First, CuraDebt only charges you once you’ve paid off your debt. In addition they charge only a 20% fee while many companies charge 25 percent.
Then, if you’re done by the program for debt relief, you could enroll in their credit repair program.
It’s a fantastic option to rebuild the credit rating without going into debt again. However, the program lasts in a different way for each individual, depending on your situation.
In the end, CureDebt looks into your financial obligations to help with settlements and negotiations. This means your debt won’t increase over time. They’ll also be looking into any violations of creditor with the assistance of their in-house experts.
Drawbacks of the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt relief and debt settlements typically require you to stop making payments using . If you’re trying to improve your credit score, it may delay you from getting rid of your obligations.
CureDebt doesn’t even have a mobile app available. While they do have a website that clients can access, it looks outdated and basic. It’s not particularly user-friendly, and can be difficult to navigate.
Moreover, they are still not accredited with the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a good program that allows you to pay off your debts without spending more on these kinds of services. Additionally their 20% service cost is less expensive than the majority of companies that offer a 25% fee. There aren’t any upfront fees, and you will only have to pay the fee when the debt is paid off.
While they’ll provide you with an account so that you can track your progress however, their website isn’t simple to navigate. CuraDebt does not have an app, which will make it easier to track your progress.
However, they have a great support team and can be reached them not only through emails but also via phone or making an electronic ticket. Ma Tax Relief Refund
If your credit card is a major problem, then we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the programs they offer are available in your area.
FAQ Ma Tax Relief Refund
How long does it take to complete the course?
The typical program lasts from between 24 and 48 months dependent on the size of your debt and the agreed settlement.
Can CuraDebt help with tax problems in the state?
Yes, CuraDebt has a tax relief program that will help you with problems such as late payroll taxes and garnishments of wages.
What do I need to do when I’m enrolled in the program?
You’ll have to keep in constant contact with your team members and pay the required payments to reduce the amount of debt you have over time.