Are you experiencing debt that has increased lately? Are you exhausted from trying other financial advice and strategies but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve already tried everything.
In the majority of cases, the most effective approach is to talk to experts who can help you resolve the issue.
CuraDebt is one of the most asked companies. Many people have been inquiring whether they can assist you or put you into more debt.
According to their customers, they can help you control 80% of your debts so that you can take couple of things off your shoulders.
But for some people the claims seem too good to be true.
If you’re looking for something that will help you resolve your debt. In that scenario, CuraDebt will mostly be suggested by people. We’ll be taking a deep review of the way CuraDebt operates and what issues it can solve for you.
In addition, prior to our conclusion, we’ll also look into its advantages and drawbacks.
Before starting the review, you can watch this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Low Income Tax Relief Help Orange, Ca
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has since become a participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is the most known feature. They also provide additional services to help you be more financially stable.
First of all, it starts by requesting a no-cost savings estimate on the internet. It is a completely private service and won’t be doing a credit check. With this estimate of savings you’ll learn more about your alternatives to be debt-free.
This estimate of savings, as mentioned before, gives you the opportunity to consider your options regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you with credit arbitration if you decide to join. Some financial advisors can help you on your path to debt-free living.
After your debt settlement program, CuraDebt is the agency to answer all of your creditors’ calls. They will also be the ones who determine what you will pay for your repayment depending on the condition of your financial situation. In determining which option is the most effectively your situation, the payment can either be a lump sum settlement or the option of a payment plan.
Additionally, they will be working with creditors to ensure that you have better rates as you deposit money to your savings account. This, in turn, will be processed to pay off creditors. The plans they offer can help you pay off the debt in the period of 48 months.
After you’ve registered with them, they’ll allow you access to your account information 24 hours a day. All you have to do is login to CuraDebts’ client portal to track your progress.
Before you are able to avail their program, you’ll need to pass their requirements first. To be eligible, you’ll need to be:
- Minimum 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they assist you?
Here are some of the ways CuraDebt can aid you.
The name of the company suggests that CuraDebt can help you deal with debt. They are able to negotiate settlements on your behalf for the majority of types of debt. These include personal loans, medical bills, credit cards as well as line of credit. They are also able to settle any outstanding balance of business debt, collections, or repossessions.
They can even help negotiate on tax owed and IRS debt. However, you will not receive assistance for the majority cases, government loans or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they will assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations so that you can have cash settlements, if they are possible. Certain violations may result in having your debts also dismissed.
CuraDebt lets you settle debt with less than the sum you have. You can also inquire about your debt during their no-cost consultation with their debt counselor.
The greatest benefit of their plan is that you only be charged once your debt is settled. All you have to sign up for some of their programs and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. After they have gathered all your financial documentation They will also gather all the documents you’ll require to file tax returns.
Through this program, you’ll be able to deal with various tax issues such as wage garnishments as well as tax penalties for personal and corporate taxes and back taxes as well as trust fund penalties and tax lien.
There aren’t hidden fees either. They use only flat-fee pricing and is dependent on the amount that you’ll must settle.
They have different solutions when it comes to the settlement of the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they help you with?
Although they specialize in debt settlement, it is not their specialization but they aren’t able to cater to all types in debt resolution. CuraDebt only focuses on unsecured debt. They won’t be able to help you if the debt or loan is tied to an actual item.
However, if you have one of the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt it is expected that you will be able to settle tax debts that were due to be paid without any problems. Furthermore, this service is accessible across all 50 states, if you owe money to the IRS. There are federal tax experts who can assist you in resolving these kinds of problems.
CuraDebt will also help you resolve the medical bills. In certain cases you could even settle them less than the amount you are owed.
Private Student Loan
CuraDebt does not offer federal student loans. Still, they can help private students negotiate any student loans that they are owed.
Personal and payday loans are also eligible to be eligible for debt relief programs. It is also possible to avail the program the program if you have other unsecure credit lines you obtained from a different bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, or private label credit cards, CuraDebt will assist you in paying it off.
What is the cost?
The best part about CuraDebt’s pricing is how they’ve priced their services. They do not charge an upfront cost. The only time you pay is when you settle each of your debts.
Additionally, they don’t have high-cost charges either. In the average, you’ll need to pay between 20 and 20 percent of the debt that you settled with them.
In general, this type of industry can charge anywhere from 15% to 25 percent.
Moreover, clients can expect to pay off their debts in between 2 and 4 years. However, this also varies according to the amount you can save up per month.
They also claim that you can save as much as 30% by incorporating their costs into your calculations.
But this claim will also vary, depending on your situation. Some customers even claimed to save 50% to 80%.
The benefits of using CuraDebt
Once you’ve got an understanding of what CuraDebt offers, Let’s take a look at the benefits of using CuraDebt.
The first is that CuraDebt will only charge you when you’ve paid off your debt. Furthermore they charge only a 20% fee while the majority of companies charge 25 percent.
If you’re finished in the process of debt resolution you may enroll in their credit restoration program.
It’s a great method to improve your credit score without going back into debt. The program is however designed different for every person according to your personal situation.
In the end, CureDebt looks into your financial obligations to assist in settlements and negotiations. So, your debt won’t inflate as time passes. They’ll also look into any violations of creditor using their in-house experts.
The drawbacks of the use of CuraDebt
We will also examine some of the negatives of CuraDebt.
Debt settlement and debt relief often require you to cease making payments with . So if you’re trying to build a better credit score, it may set you back while you’re finishing your debt.
CureDebt also doesn’t have a mobile app. While they have a website that clients can access, it looks old and mundane. It’s not particularly intuitive, and it can be difficult to navigate.
Moreover, they are still not accredited with the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a great program that allows you to pay off your debts without spending more on these kinds of services. In addition the 20% service cost is cheaper than most firms that charge the 25% cost. There is no upfront payment and you’ll only have to pay the fee when your debt is finally settled.
Although they’ll give you an account that allows you to track your progress however, their website isn’t user-friendly. CuraDebt does not have an app yet, which would make it easier to track your progression.
They do have a competent support staff and can be reached them not just via email but also via phone or submitting an e-ticket. Low Income Tax Relief Help Orange, Ca
If debt is a big problem right now, we highly recommend CuraDebt’s program. Be sure to be eligible and that the programs they offer are available in your state.
FAQ Low Income Tax Relief Help Orange, Ca
How long does it take to complete the course?
The average program is 24 to 48 months, depending on the amount of your debt as well as the stipulated settlement.
Can CuraDebt aid in the fight against state tax issues?
Sure, CuraDebt offers a program for tax relief to help you with problems such as late payroll tax and garnishments of wages.
What do I need to do after joining the program?
You’ll be required to communicate with the team and make the necessary payments to lower your debt over time.