Have your debts been increasing lately? Are you burnt out from trying different financial advice and tips but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve already tried everything.
In the majority of cases, the best option is to speak with experts who can help to resolve this issue.
CuraDebt is one of the most asked companies. A lot of people have been inquiring whether they are able to help or put you in more debt.
According to their customers, they can assist you in managing 80percent of your debt so that you can take couple of things off your mind.
But for some people the claims seem too good to be true.
You might be looking for any solution that could help you resolve your debt. In that case, CuraDebt will mostly be suggested by people. We’ll take a deeper review of the way CuraDebt works and what problems it could help solve.
Moreover, before we end we’ll look at its benefits and drawbacks.
Before beginning the review, you can check out this video instead in case you would prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Low Income Property Tax Relief In King County Wa
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has since become an active part of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most well-known feature. But they offer other services that will aid you in becoming more financially stable.
First of all, it starts by requesting a no-cost savings estimate on the internet. This service is very confidential, and they won’t conduct a credit inquiry. With this savings estimate, you will learn more about your alternatives to be debt-free.
Savings estimates, as mentioned previously, offers you an insight into your options regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to assist you in navigating the process of credit arbitration should you choose to join. Some financial advisors can help you in your debt-free journey.
Following the debt settlement program is completed, CuraDebt is the one to handle all of your creditor’s calls. They will be the ones who determine conditions of the payment in accordance with the state of your finances. Based on what works best for you, it could be either a lump sum settlement or an installment plan.
Additionally, they will be working with the creditors to ensure that you enjoy better rates when you make deposits to your savings account. This, in turn, will be processed to pay back the creditors. The plans they offer can help you get rid of debt in just the period of 48 months.
After you’ve registered with them, they will allow you access to your data 24/7. All you need to do is sign in to CuraDebts Client Portal to track your development.
Before you are able to avail their program, you’ll need to satisfy their criteria first. To be eligible, you’ll need to meet the following requirements:
- Minimum 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they assist you?
Here are the different ways CuraDebt can help you.
Like their name implies, CuraDebt can assist you in dealing with debt. They are able to negotiate settlements on behalf of you for the majority of types of debt. This includes medical bills, personal loans, credit cards and loans. They are also able to settle any outstanding amount on business debts, collections, or repossessions.
They may even assist you in negotiating with back taxes and IRS debt. However, you will not receive assistance with the majority claims, loans from the government as well as collateral and utility bills. They also don’t cover most student loans.
On the contrary, they’ll help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations to ensure that you receive cash settlements, should it be possible. Certain violations may result in having your debts removed as well.
CuraDebt also allows you to repay debt for less than the amount you own. They also allow you to inquire about your debt during their no-cost consultation with their debt counsellor.
The best part about their program is that you will only have to pay for the charges when your debt is paid off. All you have to sign up to one of their plans and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. Once they’ve gathered all your financial documentation They will also gather all the paperwork you’ll need to file tax returns.
Through this program, you’ll be able to solve different types of taxes such as garnishments on wages as well as tax penalties for personal and taxation for business as well as back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden costs either. They use only flat-fee pricing, which depends on the amount that you’ll must settle.
There are a variety of options for paying off the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt can they help you with?
While debt settlement is their specialization, they don’t offer all kinds of debt settlement. CuraDebt concentrates on debt that is not secured. They can’t help you if the debt or loan is tied to an actual item.
However, if you have the following types of debt, they will make arrangements for settlements.
With CuraDebt, you should be able pay off tax debts that were due to be paid without any issues. Additionally, this service is accessible across all 50 states, if you owe money towards the IRS. They have federal tax experts that can help you resolve the issues.
CuraDebt will also help you resolve the medical bills. In some instances you could even settle the debt for less than you owe.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. Still, they can help private students negotiate the student loans they owe.
Payday loans and personal loans are also eligible for the debt settlement program. You can also avail the program if you have other unsecure credit lines that you got from a different financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, as well as private label credit card CuraDebt will help you pay it off.
How much will it cost?
The most appealing aspect of CuraDebt is how they’ve priced their services. They don’t charge upfront fees. Only pay when you settle each of your debts.
They also don’t charge high fees as well. In the average, you’ll need to pay as much as 20 percent of the debt that you settled with them.
In general, this type of business can cost anywhere from 15% to 25 percentage.
In addition, customers can expect to settle their debt from 2 to 4 years. However, this also varies according to the amount you save per month.
They also claim you can save as much as 30% if you include their fees in your equation.
However, this statement will vary, depending on your situation. Some customers even claimed to save between 50% and up to 80%.
Benefits of using CuraDebt
Now that you have a clearer picture of what CuraDebt offers, let’s look into the advantages from using CuraDebt.
First, CuraDebt will only charge you when you’ve paid off your debt. Furthermore they only charge 20% of the cost, whereas the majority of companies charge 25%.
Then, if you’re done by the program for debt relief you could join their credit repair program.
It’s an excellent method to improve your credit score without going in debt again. However, the program lasts in a different way for each individual according to your personal situation.
In the end, CureDebt looks into your credit to assist in settlements and negotiations. It means that your debt won’t increase over time. They’ll also investigate any violations of creditor with the assistance of their experts in-house.
Drawbacks of using CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Debt relief and debt settlements usually require that you stop making payments using your credit card. Therefore, if you’re trying build a better rating on your credit, this may cause you to delay working on your debt.
CureDebt doesn’t even have a mobile app. While they have a website for clients, it looks aged and simple. It’s not particularly user-friendly, and can be difficult to navigate.
Moreover, they are still not accredited with an accreditation from the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a great program that lets you settle your debt without spending more on these kinds of services. Moreover, their 20% service charge is less expensive than the majority of businesses that charge an additional 25% charge. There aren’t any upfront fees and you’ll only have to pay the fee when the debt is paid off.
While they’ll provide you with an account to see your progress however, their website isn’t user-friendly. CuraDebt also doesn’t have an app that will make it easier to look at your progression.
But, they do have a good support team, and you can reach them, not only via emails but by phone or by submitting an electronic ticket. Low Income Property Tax Relief In King County Wa
If the debt is a big issue right now, we highly recommend CuraDebt’s program. Just make sure that you’re eligible and that the services they offer are available in your area.
FAQ Low Income Property Tax Relief In King County Wa
How long will it take to finish the program?
The average program is between 24 and 48 months dependent on the size of your debt as well as the agreement on the settlement.
Can CuraDebt assist with tax problems in the state?
Yes, CuraDebt provides tax relief programs that can aid you in dealing with problems such as late payroll taxes and garnishments on wages.
What should I do once I’m in the program?
You’ll have to keep in constant contact with your team members and pay the required payments to lower your debt over time.