Has your debt increased lately? Are you exhausted from trying different financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve tried everything.
In the majority of cases, your best way is to approach experts who can help you resolve the issue.
CuraDebt is among the companies that get the most inquiries. Many people have been inquiring whether they are able to help or put you in more debt.
According to their clients, they can help you control the majority of your debts so that you are able to take couple of things off your mind.
However, for certain people, these claims are just too good to be true.
Suppose you’re on the lookout for something that will assist you in paying off your debt. If that’s the scenario, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth study of how CuraDebt works and what problems it can help you solve.
Furthermore, before we conclude we’ll look at its advantages and drawbacks.
Before you begin the review, go to this video for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of the article for a more comprehensive review.
About the Company Low Income Property Tax Relief California
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has since become a member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is the most popular feature. But they offer other services that can help you be more financially stable.
The process begins by requesting a free savings estimate on the internet. The service is completely confidential and won’t be conducting a credit screening. With this estimate of savings you’ll be able to learn more about the alternatives to debt-free.
The savings estimate, as we’ve mentioned before, gives you the opportunity to consider your choices regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to help you with credit arbitration in the event that you decide to enroll. Financial advisors may be able to assist you with your debt-free journey.
Following the debt settlement program is completed, CuraDebt is the agency to handle all of your creditor’s calls. They will also be the ones that negotiate what you will pay for your payment in accordance with the state of your finances. In determining which option is the best your situation, the payment can either be a lump sum settlement or a payment plan.
Additionally they will be working with the creditors to ensure that you have better rates as you make deposits to your savings account. This is then processed to pay back creditors. Their plans can help you settle the debt within the period of 48 months.
Once you’ve signed up with them, they’ll allow you access to your data 24/7. All you need to do is login to CuraDebts’ client portal so that you can monitor your progress.
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CuraDebt’s Requirements
Before you can avail of their program, you’ll need to meet their eligibility requirements first. For eligibility, you’ll need to meet the following requirements:
- At least 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What are they able to assist you?
Here are some of the ways CuraDebt can assist you.
Debt Relief
As their name suggests, CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on your behalf to settle all kinds of debt. This includes personal loans, medical bills, credit cards and also lines of credit. They are also able to help settle any remaining balance on business debt, collections, or repossessions.
They can even help negotiate for back taxes and IRS debt. But, you won’t receive assistance with the majority cases, loans from the government as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation so that you can have cash settlements, if possible. Certain violations may lead to having your debts also dismissed.
CuraDebt can also help you settle debt with less than the sum you have. Additionally, you can ask questions during their free consult with their debt counsellor.
The greatest benefit of their plan is that you will only be charged when your debt is paid off. All you need to sign up to some of their programs and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. Once they collect all of your financial documentation, they will also collect all the necessary paperwork for tax returns.
By using this program, you will be able to deal with various tax issues such as garnishments on wages as well as tax penalties for personal and taxation for business and back taxes and trust fund penalties and tax lien.
There aren’t any hidden charges either. They only use flat-fee pricing that is based on the amount you’ll need to settle.
There are a variety of options in paying off taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What types of debt can they assist you with?
While debt settlement is their specialization but they aren’t able to offer all kinds of settlement. CuraDebt concentrates on unsecured debt. They can’t assist you if your loan or debt is linked to a physical item.
However, if you have the following types of debt, they’ll arrange settlements for you.
Tax Debt
With CuraDebt the service, you’ll be able to pay tax debts that were due to be paid without any problems. Moreover, this type of service is offered across all 50 states, if you have a debt towards the IRS. They have federal tax experts who can assist you in resolving the issues.
Medical Debt
CuraDebt can also help resolve your medical debt. In some instances you might even be able to pay them for less than what you are owed.
Private Student Loan
CuraDebt does not offer Federal student loan. They can however assist private students with negotiating any loans they owe.
Personal Loan
Personal and payday loans also qualify to be eligible for debt relief programs. You can also avail of the program if you also have other unsecured credit lines that you got from another financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, or private label credit cards CuraDebt will help you pay it off.
What is the cost?
The best part about CuraDebt is the way the company has priced its services. They don’t charge an upfront fee. The only time you pay is when you have paid off all of your outstanding debts.
Also, they don’t have high-cost costs either. On average, you’ll have to pay up to 20 percent of the debt that you settled with them.
On average, this type of industry can charge anywhere from 15% to 25 percentage.
Moreover, clients can expect to pay off their debts in between 2 and 4 years. But, it also differs according to the amount you save per month.
Also, they claim that you could save as much as 30% by incorporating their costs into your calculations.
But this claim will also depend on the situation. Some customers have even talked about saving 50% to 80percent.
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The benefits of using CuraDebt
Once you’ve got a clearer picture of what CuraDebt can offer you Let’s take a look at the benefits that come with using CuraDebt.
In the beginning, CuraDebt will only charge you once you’ve paid off your debt. Furthermore they charge only an amount of 20%, while most companies charge you 25 percent.
Next, if you’re done by the program for debt relief, you can enroll in their credit repair program.
It’s a fantastic method to improve the credit rating without having to go in debt again. However, the program lasts differently for each person, depending on your situation.
In the end, CureDebt looks into your financial obligations to assist in settlements and negotiations. It means that your debt won’t inflate over time. They’ll also investigate any creditor violations with the help of their experts in-house.
Some disadvantages to using CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt settlement and debt relief usually require that you stop making payments using your credit card. So if you’re trying to increase your standing on credit scores, you may cause you to delay getting rid of your debt.
CureDebt also doesn’t have a mobile app. While they have a client website however, it appears old and mundane. It’s not particularly intuitive, and it can be difficult to navigate.
In addition, they’re not credited with their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that will allow you to settle your debt without spending more on these kinds of services. In addition their 20% service cost is less expensive than the majority of businesses that charge a 25% fee. There is no upfront payment and you’ll only have to pay when your debt is finally settled.
Although they’ll allow you to access an account so that you can track your progress, their website is not user-friendly. CuraDebt also doesn’t have an app that could make it easier for you to monitor your performance. Low Income Property Tax Relief California
However, they have a competent support staff that you can contact them not just via email but by phone or by making an electronic ticket. Low Income Property Tax Relief California
If the debt is a big problem, then we recommend CuraDebt’s service. Just make sure that you’re eligible and that the services they offer are available in your state.
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FAQ Low Income Property Tax Relief California
How long will it take to complete the course?
The program typically takes 24 to 48 months, depending on the amount of your debt as well as your agreed settlement.
Can CuraDebt assist with state tax problems?
It is true that CuraDebt has a tax relief program to assist you with issues like delinquent tax and garnishments of wages.
What should I do once I’m in the program?
You’ll be required to communicate with the team and pay the required payments to reduce the amount of debt you have over time.
