Has your debt increased lately? Are you burnt out from trying various financial advice and strategies but still have unsolved issues?
Maybe you’re here because you’ve been through everything.
In the majority of cases, your best way is to approach experts who can assist to resolve this issue.
CuraDebt is one of the most asked companies. Many customers have asked if they can help you or put you into more debt.
According to their customers, they can help you control 80% of your debt , so you are able to take couple of things off your mind.
For some the claims seem too good to be true.
You might be looking for something that will help you resolve your debt. In this case, CuraDebt will mostly be suggested by people. We’ll take a deeper review of how CuraDebt operates and what issues it can solve for you.
Furthermore, before we conclude we’ll look at its benefits and drawbacks.
Before you begin the review, you can check out this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Loudoun County Tax Relief Application
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is the most popular feature. But they offer other services that will aid you in becoming more financially secure.
The process begins by requesting a free online savings estimate. The service is completely confidential and they will not be doing a credit check. By using this estimate of savings you’ll be able to learn more about the other options in your journey to debt-free.
This estimate of savings, as mentioned before, gives you the opportunity to consider your choices regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to assist you in navigating credit arbitration if you decide to enroll. Certain financial advisors can assist you with your debt-free journey.
After your debt settlement program, CuraDebt is the one to handle all of your creditors’ calls. They will also be the ones that will negotiate the terms of your repayment in accordance with the state of your financial situation. Depending on which works most effectively for you, it can be either a lump sum settlement or a payment plan.
Additionally they will also be working with creditors to ensure that you enjoy better rates when you make deposits to your savings account. This, is then processed to pay off the creditors. Their programs can assist you to get rid of debt in just the period of 48 months.
Once you’ve signed up with them, they will give you access to your account information 24 hours a day. All you have to do is log in to CuraDebts the client portal to track your progress.
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CuraDebt’s Requirements
Before you can benefit from their program, you’ll need to satisfy their criteria first. For eligibility, you’ll have to be:
- At least 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they assist you with?
Here are the various ways CuraDebt can help you.
Debt Relief
As their name suggests, CuraDebt can assist you in dealing with your debt. They can negotiate settlements on your behalf to settle most types of debt. These include personal loans, medical bills, credit cards and also lines of credit. They are also able to help settle any remaining balance on business debt collection, repossessions, or collections.
They may also assist in negotiating on tax owed as well as IRS debt. However, you won’t get support for most claims, government loans or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation so that you can have cash settlements, if they are possible. Certain violations could result in having your debts also dismissed.
CuraDebt lets you pay off debts with less than the amount you have. They also allow you to ask questions during their free consult with their debt counselor.
The best part about their plan is that you only be charged after your debt has been settled. All you need to sign up for one of their plans and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. After they have gathered all your financial documentation and tax documents, they’ll also collect all the documents you’ll require for tax returns.
With this program, you will be able to deal with the various types of tax problems like wage garnishments, tax penalties, personal and corporate taxes as well as back taxes, trust fund penalties, and tax liens.
There aren’t any hidden charges also. They use only flat-fee pricing, which depends on the amount that you’ll need to settle.
They have different solutions for settling taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What types of debt can they help you with?
Although they specialize in debt settlement, it is not their forte, they don’t offer all kinds in debt resolution. CuraDebt concentrates on loans that are not secured. They won’t be able to help you if the loan or debt is linked to an item that is physical.
If, however, you are in the following kinds of debt, they will make arrangements for settlements.
Tax Debt
With CuraDebt it is expected that you will be able to pay tax debts that were due to be paid without any problems. Furthermore, this service is offered across all 50 states, if you owe money towards the IRS. They have federal tax experts who can assist you in resolving these kinds of problems.
Medical Debt
CuraDebt can also assist in settling any medical-related debt. In some cases you could even settle them less than the amount you are owed.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. They can however assist private students with negotiating any student loans that they owe.
Personal Loan
Personal and payday loans are also eligible for the debt settlement program. You can also avail if you have other unsecured credit lines that you got from another financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards as well as private label credit card, CuraDebt can help you pay it off.
What is the cost?
The most appealing aspect of CuraDebt’s pricing is how the company has priced its services. They don’t charge an upfront fee. You’ll only pay once you have paid off all of your outstanding debts.
Also, they don’t have high-cost costs either. On average, you’ll be required to pay between 20 and 20% of the debt you settled through them.
In the average, this kind of industry charges between 15% and 25%.
In addition, customers can expect to pay off their debts in 2 to 4 years. But, it also differs depending on the amount that you can save up per month.
Additionally, they claim that you can save up to 30% when you factor in their costs into your calculations.
However, the claim may vary, depending on your specific situation. Some customers have even talked about saving 50 to up to 80%.
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The benefits of using CuraDebt
Once you’ve got an understanding of what CuraDebt can offer you Let’s take a look at the benefits that come with using CuraDebt.
The first is that CuraDebt will only charge you after you’ve settled your debt. In addition they only charge a 20% fee while the majority of companies charge 25%.
Next, if you’re done by the program for debt relief, you may join their credit repair program.
It’s a great method to improve the credit rating without having to go into debt again. The program is however designed in a different way for each individual dependent on the circumstances of your case.
Finally, CureDebt looks into your debt so that they can assist in settlements and negotiations. This means the amount you owe won’t rise as time passes. They’ll also be looking into any violations by creditors with the help of their own experts.
The drawbacks of the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt settlement and debt relief usually require that you stop paying with . So if you’re trying to improve your credit score, it could cause you to delay working on your credit card debt.
CureDebt doesn’t even have a mobile app available. While they do have a client website but it’s aged and simple. It’s not very intuitive and could be difficult to navigate.
Furthermore, they are not credited with an accreditation from the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a good program that allows you to pay off your debts without spending more on those types of services. Moreover, their 20% service fee is lower than many firms that charge an additional 25% charge. There aren’t any upfront fees and you’ll only have to pay when the debt is settled.
Although they’ll allow you to access an account to see your progress but their website isn’t simple to navigate. CuraDebt also doesn’t have an app that could make it easier for you to monitor your progression.
They do have a good support team and can be reached them, not only via emails but also via phone or sending an e-ticket. Loudoun County Tax Relief Application
If problem of debt is an issue right now, we recommend CuraDebt’s service. Make sure you’re qualified and that the services they provide are in your state.
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FAQ Loudoun County Tax Relief Application
What is the time frame to complete the program?
The program typically takes between 24 and 48 months dependent on the size of your debt as well as the agreement on the settlement.
Can CuraDebt assist with tax problems in the state?
Yes, CuraDebt provides tax relief programs that will assist you with issues such as delinquent payroll tax and wage garnishments.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll be required to communicate with the team and pay the required payments to pay down the amount of debt you have over time.