Have your debts been increasing lately? Are you exhausted from trying different financial advice and tips but still have unsolved issues?
Maybe you’re here because been through everything.
In the majority of cases, your most effective approach is to talk to experts who can help to resolve this issue.
CuraDebt is among the most frequently contacted companies. Many people are asking if they can assist you or help you get into more debt.
According to their clients, they can assist you in managing 80percent of your debt , so you can take couple of w
orries off your plate.
However, for certain people, these claims are just too good to be true.
You might be looking for something that will assist you in paying off your debt. In that situation, CuraDebt will mostly be recommended by people. We’ll take a deeper look at the way CuraDebt is used and the problems it can solve for you.
Moreover, before we end our discussion, we’ll take a look at its benefits and drawbacks.
Before beginning the review, check out this video instead if you prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of our article for a more comprehensive review.
About the Company Loudoun County Property Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has since become an active part of the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is the most popular feature. But they offer other services that can assist you in becoming financially secure.
The process begins with requesting a free savings estimate online. This service is very confidential, and they won’t conduct a credit inquiry. By using this estimate of savings, you will learn more about your options towards debt-free.
Savings estimates, as we’ve mentioned previously, offers you the opportunity to consider your options, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to help you with credit arbitration if you decide to enroll. Certain financial advisors can assist you with your debt-free journey.
Following the debt settlement program is completed, CuraDebt will be the one to take care of all your creditors’ calls. They will also be the ones who determine the terms of your settlement depending on the condition of your financial situation. In determining which option is the best for you, it could be a lump-sum settlement or an installment plan.
Furthermore, they will be working with lenders to help you have better rates as you transfer money into your savings account, which in turn, will be processed to pay creditors. Their programs can assist you to settle the debt within the period of 48 months.
After you’ve registered with them, they will allow you access to your data 24/7. All you have to do is login to CuraDebts the client portal to monitor your development.
Before you are able to avail the program, you’ll have to pass their requirements first. For eligibility, you’ll need to be:
- Minimum 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What are they able to assist you?
Here are some of the ways CuraDebt can help you.
As their name suggests, CuraDebt will assist you in dealing your debt. They are able to negotiate settlements on your behalf to settle all kinds of debt. This includes personal loans, medical bills, credit cards and line of credit. You can also approach them to pay off any remaining amount on business debts collection, repossessions, or collections.
They may also assist in negotiating on tax owed and IRS debt. However, you will not receive support for most cases, loans from the government, collateral, and utility bills. They also don’t cover most student loans.
On the contrary, they’ll help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation so that you can have cash settlements, should it be possible. Certain violations could result in having your debts also dismissed.
CuraDebt can also help you settle debt with less than the amount you own. Additionally, you can have questions answered during a free consultation with their debt counsellor.
The best part about their plan is that you only pay the fees after your debt has been settled. All you need to do is sign up with one of their plans, and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. Once they’ve gathered all your financial documentation and tax documents, they’ll also collect all the documents you’ll require for tax returns.
With this program, you should be able to resolve the various types of tax problems such as garnishments on wages, tax penalties, personal and business taxes, back taxes and trust fund penalties and tax lien.
There aren’t hidden fees neither are there hidden fees. They use only flat-fee pricing, which depends on the amount you must settle.
There are a variety of options when it comes to paying off the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt can they assist you with?
Although debt settlement is their forte, they don’t offer all kinds in debt resolution. CuraDebt only focuses on loans that are not secured. They can’t help you if the credit or loan is tied to an actual item.
However, if you have the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt it is expected that you will be able pay off tax debts that were due to be paid without any problems. Moreover, this type of service is accessible to all 50 states if you have a debt in arrears to IRS. They have federal tax experts that can help you resolve the issues.
CuraDebt can also help resolve any medical-related debt. In some instances, you may even pay the debt for less than you have to pay.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. Still, they can help private students negotiate any loans they have to pay.
Personal loans and payday loans also qualify as debt-settling programs. You may also be eligible the program if you have other unsecure credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards as well as private label credit card, CuraDebt will assist you in paying it off.
What will it cost you?
The best part about CuraDebt is how they’ve priced their services. They do not charge an upfront cost. Only pay when you settle each of your outstanding debts.
Additionally, they do not charge high fees as well. In the average, you’ll need to pay as much as 20% of the debt you settled through them.
On average, this type of industry can charge anywhere between 15 and 25 percent.
Moreover, clients can expect to settle their debt from two to four years. But, it also differs in relation to the amount you save per month.
Additionally, they claim that you can save as much as 30% by incorporating their charges into your calculation.
However, this statement will vary, depending on your specific situation. Some clients even mentioned saving 50% to 80percent.
Advantages to using CuraDebt
Once you’ve got an idea of the benefits CuraDebt can provide, Let’s take a look at the benefits of using CuraDebt.
First, CuraDebt is only charged once you’ve paid off your debt. Additionally they only charge an amount of 20%, while the majority of companies charge 25%.
Next, if you’re done by the program for debt relief you could enroll in their credit restoration program.
It’s a great option to rebuild the credit rating without going into debt again. The program is however designed different for every person, depending on your situation.
Finally, CureDebt looks into your credit to help with settlements and negotiations. This means your debt won’t inflate over time. They’ll also look into any violations by creditors using their own experts.
The drawbacks of the use of CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Debt settlement and debt relief usually require that you stop making payments using your credit card. So if you’re trying to increase your credit score, it could cause you to delay working on your obligations.
CureDebt also doesn’t offer a mobile application. While they have a website that clients can access but it’s aged and simple. It’s not particularly user-friendly, and can be challenging to navigate.
Moreover, they are still not accredited with an accreditation from the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a great program that allows you to pay off your debts without spending more on those types of services. In addition their 20% service cost is lower than many firms that charge an additional 25% charge. There are no upfront payments and you’ll only have to pay the fee when your debt is finally settled.
While they’ll provide you with an account that allows you to track your progress, their website is not simple to navigate. CuraDebt also doesn’t have an app yet, which will make it easier to look at your progression.
However, they have a good support team, and you can reach them, not only via emails but by phone or by submitting an e-ticket. Loudoun County Property Tax Relief
If the debt is a big problem right now, we recommend CuraDebt’s service. Be sure to be eligible and that the programs they offer are available in your state.
FAQ Loudoun County Property Tax Relief
How long will it take to complete the course?
The typical program lasts from 24 to 48 months, dependent on the size of your debt as well as the agreement on the settlement.
Can CuraDebt assist with tax problems in the state?
Yes, CuraDebt offers a program for tax relief that can help you with problems like delinquent tax and garnishments of wages.
What do I need to do once I’m in the program?
You’ll have to keep in constant contact with your team members and pay the required payments to reduce your debt over time.