Has your debt increased lately? Are you burnt out from trying various financial tips and advice but still have unsolved issues?
Perhaps you’re here because you’ve tried every thing.
In the majority of cases, the best option is to speak with experts who can help you resolve the issue.
CuraDebt is among the most frequently contacted companies. Many customers have asked if they can help you or help you get into more debt.
According to their customers, they can assist you in managing 80% of your debts so that you are able to take few things off of your shoulders.
For some, these claims are just too good to be true.
You might be looking for any solution that could aid you in settling your debt. If that’s the case, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth review of the way CuraDebt is used and the problems it can help you solve.
Furthermore, before we conclude, we’ll also look into its benefits and drawbacks.
Before you begin the review, check out this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of our article for a more comprehensive review.
About the Company Los Angeles Property Tax Senior Relief
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000, and is an active part of the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most known feature. They also provide other services that can assist you in becoming financially stable.
It all begins with requesting a free online savings estimate. The service is completely confidential and they will not conduct a credit inquiry. By using this estimate of savings you’ll be able to be able to learn more about the alternatives towards debt-free.
Savings estimates, which was mentioned before, gives you an insight into your choices regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you in navigating credit arbitration in the event that you decide to sign up. Financial advisors may be able to assist you with your debt-free journey.
After your debt settlement plan, CuraDebt will be the company to answer all of your creditors’ calls. They’ll also be the ones who will negotiate what you will pay for your repayment depending on the condition of your financial situation. Depending on which works most effectively your situation, the payment could either be a lump sum settlement or the option of a payment plan.
Moreover they will also be working with creditors so that you can get better rates when you make deposits to your savings account, which in turn, will be processed to pay back creditors. Their programs can assist you to pay off the debt in two years.
After you’ve signed up with them, they’ll allow you access to your data 24/7. All you need to do is login to CuraDebts Client Portal so that you can monitor your performance.
Before you can avail of the program, you’ll have to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll have to meet the following requirements:
- Minimum 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What can they assist you with?
Here are the different ways CuraDebt can aid you.
As their name suggests, CuraDebt can assist you in dealing with your debt. They are able to negotiate settlements on behalf of you for the majority of types of debt. They can help with personal loans, medical bills, credit cards and also loans. They can also be approached to settle any outstanding balance of business debt collection, repossessions, or collections.
They can even help negotiate for back taxes and IRS debt. But, you won’t receive assistance for the majority of your lawsuits, government loans as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation to ensure that you receive cash settlements, should it be possible. Some violations can also lead to having your debts also dismissed.
CuraDebt lets you settle debt with less than the sum you have. They also allow you to have questions answered during a free consultation with their debt advisor.
The greatest benefit of the program is that you only have to pay for the charges when your debt is paid off. All you need to sign up for one of their plans, and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they’ve gathered all your financial records, they will also collect all the paperwork you’ll need for tax returns.
Through this program, you’ll be able to solve different types of taxes like wage garnishments as well as tax penalties for personal and corporate taxes as well as back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden charges either. They use only flat-fee pricing and is dependent on the amount you’ll have to pay.
They have different solutions in settling your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt can they assist you with?
While debt settlement is their specialization, they don’t cater to all types of debt settlement. CuraDebt only focuses on debt that is not secured. They can’t assist you if your loan or debt is linked to an actual item.
If you do have the following types of debt, they will arrange settlements for you.
With CuraDebt, you should be able to settle tax debts that were due to be paid without any problems. Additionally, this service is accessible to all 50 states if you have a debt towards the IRS. There are federal tax experts to assist you with the issues.
CuraDebt can also assist in settling any medical-related debt. In some cases you might even be able to pay them for less than what you are owed.
Private Student Loan
CuraDebt does not offer Federal student loan. They can however assist private students in negotiating any loans they owe.
Personal and payday loans also qualify as debt-settling programs. You may also be eligible if you have other unsecured credit lines that you have obtained from a different financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards and private-label credit cards CuraDebt can assist you in paying it off.
How much will it cost?
The most appealing aspect of CuraDebt’s pricing is how the company has priced its services. They don’t charge an upfront fee. The only time you pay is when you have paid off all of your debts.
They also don’t charge high costs either. In the average, you’ll need to pay as much as 20 percent of the debt that you settled with them.
On average, this type of business can cost anywhere between 15% and 25 percent.
Additionally, customers can anticipate to settle their debts within between 2 and 4 years. But, it also differs depending on the amount that you can save up per month.
They also claim you can save up to 30% if you include their costs into your calculations.
However, this statement will vary, depending on your specific situation. Some customers have even talked about saving 50% to 80%.
Advantages to using CuraDebt
Once you’ve got an idea of what CuraDebt offers, Let’s take a look at the benefits from using CuraDebt.
The first is that CuraDebt is only charged when you’ve paid off your debt. In addition they only charge a 20% fee while many companies charge 25 percent.
Then, if you’re done with the debt settlement program you could join their credit repair program.
It’s a great method to improve your credit score without having to go in debt again. However, the program runs in a different way for each individual according to your personal situation.
Finally, CureDebt looks into your credit to help with settlements and negotiations. It means that the amount you owe won’t rise as time passes. They’ll also be looking into any violations by creditors with the assistance of their in-house experts.
Some disadvantages to using CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Debt settlement and debt relief usually require that you stop making payments using the credit card you use. So if you’re trying to build a better credit score, it may cause you to delay finishing your credit card debt.
CureDebt also doesn’t have a mobile app available. Although they have a client website, it looks aged and simple. It’s not particularly intuitive and could be difficult to navigate.
Furthermore, they are not recognized by the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a useful program that allows you to pay off your debts without spending more on those types of services. In addition, their 20% service charge is lower than many firms that charge the 25% cost. There is no upfront payment and you’ll only have to pay when your debt is finally settled.
While they’ll provide you with an account so that you can track your progress however, their website isn’t easy to navigate. CuraDebt isn’t even an app that would make it easier to track your progression.
But, they do have a competent support staff, and you can reach them, not only via emails but also by phone or sending an electronic ticket. Los Angeles Property Tax Senior Relief
If your problem of debt is an problem, then we recommend CuraDebt’s service. Make sure you’re eligible and that the programs they provide are in your state.
FAQ Los Angeles Property Tax Senior Relief
How long does it take to complete the course?
The typical program lasts from between 24 and 48 months dependent on the size of your debt as well as your stipulated settlement.
Can CuraDebt assist with tax problems in the state?
Sure, CuraDebt offers a program for tax relief that can help you with problems such as delinquent payroll tax issues and wage garnishments.
What should I do after joining the program?
You’ll be required to communicate with your team members and pay the required payments to pay down the amount of debt you have over time.