Have your debts been piling up lately? Are you exhausted from trying various financial advice and strategies but still have unsolved issues?
Maybe you’re here because already tried every thing.
In the majority of cases, the best way is to approach professionals that can help you resolve the issue.
CuraDebt is one of the most asked companies. Many customers have asked if they can assist you or put you in more debt.
According to their clients, they can assist you in managing 80% of your debt , so you can take couple of things off your plate.
For some the claims seem too good to be true.
If you’re looking for anything that can assist you in paying off your debt. If that’s the scenario, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth review of the way CuraDebt works and what problems it can help you solve.
Moreover, before we end, we’ll also look into its benefits and drawbacks.
Before starting the review, watch this video instead in case you would prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of our article for a more comprehensive review.
About the Company Local Tax Relief Over 65 Ma
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most known feature. They also provide other services that will assist you in becoming financially stable.
It all begins by requesting a free savings estimate online. It is a completely private service and they will not conduct a credit inquiry. With this savings estimate you’ll be able to learn more about your other options in your journey to debt-free.
The savings estimate, as we’ve mentioned previously, offers you an insight into your options, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you with the process of credit arbitration should you choose to join. Financial advisors may be able to assist you with your debt-free journey.
Following your debt settlement program is completed, CuraDebt can be the one to answer all of your creditor’s calls. They’ll also be the ones who will negotiate what you will pay for your settlement depending on the condition of your finances. Depending on which works best your situation, the payment could be a lump-sum settlement or an installment plan.
Additionally they will also be working with the creditors to ensure that you enjoy better rates when you make deposits to your savings account. This in turn, will process to pay the creditors. Their plans can help you get rid of debt in just 48 months.
After you’ve signed up with them, they’ll provide you with access to your account information 24 hours a day. All you have to do is login to CuraDebts’ client portal to monitor your performance.
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CuraDebt’s Requirements
Before you can avail of the program, you’ll have to pass their requirements first. For eligibility, you’ll need to be:
- Minimum 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they help you with?
Here are the different ways CuraDebt can aid you.
Debt Relief
The name of the company suggests that CuraDebt will assist you in dealing your debt. They can negotiate settlements on your behalf to settle all kinds of debt. They can help with medical bills, personal loans credit cards and also loans. They can also be approached to pay off any remaining balance of business debt collection, repossessions, or collections.
They can even help negotiate for back taxes as well as IRS debt. But, you won’t receive support for most of your lawsuits, government loans, collateral, and utility bills. The same goes for student loans.
On the other hand, they can assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors in order to get cash settlements, if they are possible. Certain violations could cause your debt to be removed as well.
CuraDebt also allows you to pay off debts with less than the amount you own. They also allow you to ask questions during their free meeting with their debt advisor.
The best part about their plan is that you’ll only be charged once your debt is settled. All you have to sign up to some of their programs, and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. Once they collect all of your financial documentation and tax documents, they’ll also collect all the paperwork you’ll need for tax returns.
With this program, you should be able to deal with the various types of tax problems like wage garnishments, tax penalties, personal and taxation for business as well as back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees neither are there hidden fees. They only use flat-fee pricing and is dependent on the amount you have to pay.
They have different solutions when it comes to the settlement of taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kind of debt can they help you with?
While debt settlement is their specialization however, they do not offer all kinds in debt resolution. CuraDebt is only focused on loans that are not secured. They aren’t able to assist you if your loan or debt is linked to an actual item.
However, if you have one of the following kinds of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt, you should be able to settle tax debts that were due to be paid without any problems. Additionally, this service is offered across all 50 states, if you owe money in arrears to IRS. There are tax experts from the federal government who can assist you in resolving these types of issues.
Medical Debt
CuraDebt will also help you resolve the medical bills. In certain cases you might even be able to pay them for less than what you have to pay.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. They can however assist private students negotiate the student loans they owe.
Personal Loan
Payday loans and personal loans also qualify as debt-settling programs. You can also avail if you have other unsecured credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards and private-label credit cards CuraDebt will assist you in paying it off.
What will it cost you?
The greatest thing about CuraDebt is the way they’ve priced their services. They don’t charge upfront fees. You’ll only pay once you settle each of your debts.
They also don’t charge high fees as well. In the average, you’ll need to pay as much as 20% of the debt you settled through them.
On average, this type of industry charges between 15 and 25 percentage.
In addition, customers can expect to pay off their debts in two to four years. This varies according to the amount you are able to save each month.
They also claim that you can save up to 30% by incorporating their costs into your calculations.
However, this statement will depend on the situation. Some clients even mentioned saving between 50% and up to 80%.
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Advantages to using CuraDebt
Now that you have an idea of what CuraDebt offers, let’s look into the advantages that come with using CuraDebt.
The first is that CuraDebt is only charged when you’ve paid off your debt. Furthermore they only charge a 20% fee while many companies charge 25%.
Next, if you’re done with the debt settlement program you may join their credit repair program.
It’s a great way to restore your credit without having to go in debt again. The program is however designed different for every person, depending on your situation.
Lastly, CureDebt looks into your credit to help with settlements and negotiations. It means that the amount you owe won’t rise as time passes. They’ll also investigate any violations by creditors with the help of their experts in-house.
Drawbacks of using CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt relief and debt settlements often require you to cease making payments with your credit card. If you’re trying to improve your rating on your credit, this could delay you from finishing your obligations.
CureDebt does not offer a mobile application. While they do have a website for clients, it looks aged and simple. It’s not particularly user-friendly, and can be difficult to navigate.
In addition, they’re not accredited with their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a useful program that lets you pay off your debts without spending more for these types of services. Moreover their 20% service fee is less expensive than the majority of businesses that charge a 25% fee. There are no upfront payments and you’ll only have to pay when your debt is finally settled.
While they’ll provide you with an account that allows you to track your progress however, their website isn’t user-friendly. CuraDebt does not have an app yet, which could make it easier for you to look at your performance.
But, they do have a good support team that you can contact them not just via email but also via phone or making an electronic ticket. Local Tax Relief Over 65 Ma
If your credit card is a major problem, then we strongly recommend CuraDebt’s debt management program. Just make sure that you’re eligible and that the programs they provide are in your area.
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FAQ Local Tax Relief Over 65 Ma
How long does it take to finish the program?
The typical program lasts from 24 to 48 months, dependent on the size of your debt as well as your agreed settlement.
Can CuraDebt aid with tax problems in the state?
It is true that CuraDebt has a tax relief program to aid you in dealing with problems like delinquent tax and wage garnishments.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll need to constantly communicate with the team and make the necessary payments to pay down the amount of debt you have over time.
