Have your debts been increasing lately? Are you tired of trying different financial tips and advice but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve been through everything.
In the majority of cases, the best option is to speak with professionals that can help you settle this issue.
CuraDebt is one of the companies that get the most inquiries. Many people have been inquiring whether they can assist you or put you in more debt.
According to their customers, they can help you control 80percent of your debt so that you are able to take couple of things off your mind.
However, for certain people they believe these claims are too good to be true.
You might be looking for any solution that could aid you in settling your debt. If that’s the scenario, CuraDebt will mostly be suggested by people. We’ll take a deeper look at how CuraDebt is used and the problems it could help solve.
In addition, prior to our conclusion, we’ll also look into the advantages and disadvantages of this method.
Before starting the review, check out this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of our article for a more comprehensive review.
About the Company List Of Tax Relief Businesses
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has since become an active member of the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is the most well-known feature. But they offer other services that can help you be more financially stable.
The process begins by requesting a free online savings estimate. The service is completely confidential and they will not be doing a credit check. With this savings estimate you’ll be able to discover more about options to be debt-free.
The savings estimate, which was mentioned earlier, provides you with an idea of your choices, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you with credit arbitration in the event that you decide to sign up. Certain financial advisors can assist you with your debt-free journey.
After your debt settlement plan, CuraDebt will be the company to answer all of your creditor’s calls. They’ll also be the ones that will negotiate conditions of the repayment in accordance with the state of your finances. Based on what works most effectively your situation, the payment can be a lump-sum settlement or a payment plan.
Moreover they will work with creditors to ensure that you get better rates when you make deposits to your savings account, which in turn, will be processed to pay off creditors. The plans they offer can help you get rid of debt in just the period of 48 months.
Once you’ve signed up with them, they will give you access to your information 24/7. All you need to do is log in to CuraDebts’ client portal to monitor your development.
> > Click Here to Get A Debt Consultation for Free < <
CuraDebt’s Requirements
Before you are able to avail their program, you’ll need to pass their requirements first. In order to be considered eligible for the program, you’ll have to meet the following requirements:
- At least 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they assist you?
Here are some of the ways CuraDebt can assist you.
Debt Relief
As their name suggests, CuraDebt can help you deal your debt. They are able to negotiate settlements on your behalf for all kinds of debt. This includes personal loans, medical bills credit cards and lines of credit. They can also be approached to settle any outstanding amount on business debts and collections or repossessions.
They may also assist in negotiating with back taxes as well as IRS debt. However, you will not receive assistance with the majority cases, government loans, collateral, and utility bills. The same goes for student loans.
On the other hand, they will help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors in order to get cash settlements, should it be possible. Certain violations could lead to having your debts dismissed as well.
CuraDebt lets you repay debt for less than the amount you own. Additionally, you can ask questions during their free consult with their debt counselor.
The best part about their program is that you will only have to pay for the charges when your debt is paid off. All you need to sign up for one of their plans, and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they’ve gathered all your financial documents, they will also collect all the paperwork you’ll need for tax returns.
With this program, you should be able to deal with various tax issues like garnishments on wages as well as tax penalties for personal and taxation for business, back taxes, trust fund penalties, and tax liens.
There aren’t any hidden costs also. They only use flat-fee pricing and is dependent on the amount that you’ll have to pay.
They have different solutions for the settlement of the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
> > Click Here to Get A Debt Consultation for Free < <
What kind of debt can they help you with?
While debt settlement is their specialization but they aren’t able to cater to all types of settlement. CuraDebt is only focused on debt that is not secured. They can’t help you if your debt or loan is tied to an item that is physical.
If, however, you are in the following kinds of debt, they will make arrangements for settlements.
Tax Debt
With CuraDebt, you should be able pay off taxes that are due without difficulty. Furthermore, this service is accessible across all 50 states, if you owe money in arrears to IRS. They have federal tax experts who can assist you in resolving these kinds of problems.
Medical Debt
CuraDebt can also help resolve your medical debt. In some instances you might even be able to pay them for less than what you owe.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. Still, they can help private students with negotiating any student loans that they are owed.
Personal Loan
Personal loans and payday loans also qualify to be eligible for debt relief programs. It is also possible to avail the program if you have other unsecured credit lines you obtained from another bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards and private-label credit cards CuraDebt can help you pay it off.
What is the cost?
The most appealing aspect of CuraDebt is the way they’ve priced their services. They do not charge an upfront cost. The only time you pay is when you settle each of your outstanding debts.
They also don’t charge high fees as well. On average, you’ll be required to pay as much as 20% of the debt you settled through them.
In the average, this kind of industry can charge anywhere between 15% and 25%.
Additionally, customers can anticipate to settle their debt from two to four years. But, it also differs in relation to the amount you can save up per month.
They also claim that you can save up to 30% by incorporating their costs into your calculations.
But this claim will also depend on your situation. Some clients even mentioned saving 50% to 80percent.
> > Click Here to Get A Debt Consultation for Free < <
Advantages to using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt can offer you Let’s take a look at the benefits that come with using CuraDebt.
In the beginning, CuraDebt will only charge you when you’ve paid off your debt. In addition they only charge an amount of 20%, while most companies charge you 25%.
Next, if you’re done in the process of debt resolution you could enroll in their credit repair program.
It’s an excellent method to improve your credit score without having to go in debt again. However, the program lasts differently for each person, depending on your situation.
In the end, CureDebt looks into your financial obligations to help with settlements and negotiations. This means your debt won’t increase as time passes. They’ll also be looking into any violations by creditors with the help of their experts in-house.
Drawbacks of the use of CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Settlement of debt and debt relief often require you to stop making payments using your credit card. Therefore, if you’re trying build a better standing on credit scores, you could cause you to delay getting rid of your obligations.
CureDebt doesn’t even offer a mobile application. Although they have a website for clients but it’s old and mundane. It’s not particularly intuitive and could be difficult to navigate.
In addition, they’re not recognized by their Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a great program that lets you settle your debt without spending more on these kinds of services. Moreover the 20% service fee is less expensive than the majority of firms that charge a 25% fee. There are no upfront payments, and you will only be required to pay once the debt is paid off.
Although they’ll allow you to access an account so that you can track your progress but their website isn’t simple to navigate. CuraDebt does not have an app, which will make it easier to monitor your progression.
They do have a good support team that you can contact them not just via email but also by phone or making an e-ticket. List Of Tax Relief Businesses
If your problem of debt is an issue right now, we highly recommend CuraDebt’s program. Be sure to be qualified and that the services they provide are in your area.
> > Click Here to Get A Debt Consultation for Free < <
FAQ List Of Tax Relief Businesses
How long does it take to complete the program?
The typical program lasts from 24 to 48 months, depending on the amount of your debt as well as your agreed settlement.
Can CuraDebt help in the fight against state tax issues?
It is true that CuraDebt offers a program for tax relief to aid you in dealing with problems like delinquent tax and garnishments on wages.
What should I do once I’m in the program?
You’ll be required to communicate with the team and pay the required payments to lower the amount of debt you have over time.
