Are you experiencing debt that has increased lately? Are you tired of trying other financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because tried every thing.
In the majority of cases, the best option is to speak with professionals that can help you settle this issue.
CuraDebt is among the most frequently contacted companies. Many customers have asked if they are able to help or put you in more debt.
According to their customers, they can help you control 80% of your debt , so you can finally take a couple of w
orries off your plate.
For some, these claims are just too good to be true.
If you’re looking for anything that can assist you in paying off your debt. In that scenario, CuraDebt will mostly be recommended by people. We’ll be taking a deep look at the way CuraDebt operates and what issues it can help you solve.
Furthermore, before we conclude we’ll look at its benefits and drawbacks.
Before starting the review, you can go to this video if you prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Lifeback Tax Relief Reviews
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has since become an active member of the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best popular feature. They also provide other services that can help you be more financially stable.
The process starts by requesting a no-cost online savings estimate. It is a completely private service and they will not be conducting a credit screening. By using this estimate of savings, you will discover more about other options in your journey to be debt-free.
This estimate of savings, which was mentioned before, gives you an insight into your choices, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to help you with credit arbitration in the event that you decide to enroll. Financial advisors may be able to assist you in your debt-free journey.
Following your debt settlement program is completed, CuraDebt can be the agency to handle all of your creditor’s calls. They will also be the ones that will negotiate the terms of your repayment based on the status of your financial situation. In determining which option is the most effectively to you, this can be either a lump sum settlement or an installment plan.
Additionally they will also be working with creditors to ensure that you have better rates as you deposit money to your savings account. This is then processed to pay off the creditors. Their plans can help you pay off the debt in 48 months.
After you’ve signed up with them, they will give you access to your data 24/7. All you need to do is sign in to CuraDebts Client Portal so that you can monitor your performance.
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CuraDebt’s Requirements
Before you are able to avail their program, you’ll need to satisfy their criteria first. For eligibility, you’ll have to be:
- Minimum 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they assist you with?
Here are the different ways CuraDebt can help you.
Debt Relief
Like their name implies, CuraDebt will assist you in dealing your debt. They are able to negotiate settlements on your behalf to settle most types of debt. These include personal loans, medical bills, credit cards as well as loans. They can also be approached to pay off any remaining amount on business debts, collections, or repossessions.
They can even help negotiate for back taxes as well as IRS debt. However, you won’t get assistance for the majority claims, loans from the government or collateral, as well as utility bills. They also don’t cover most student loans.
On the contrary, they’ll assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation so that you can have cash settlements, if possible. Some violations can also cause your debt to be removed as well.
CuraDebt can also help you repay debt for less than the amount you own. Additionally, you can inquire about your debt during their no-cost consult with their debt counselor.
The most appealing aspect of their plan is that you only pay the fees when your debt is paid off. All you have to sign up for some of their programs and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. Once they’ve gathered all your financial documentation They will also gather all the necessary paperwork for tax returns.
Through this program, you will be able to solve different types of taxes like wage garnishments as well as tax penalties for personal and taxation for business, back taxes, trust fund penalties, and tax lien.
There aren’t hidden fees neither are there hidden fees. They only use flat-fee pricing, which depends on the amount you’ll need to settle.
There are a variety of options for the settlement of the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What types of debt can they help you with?
Although debt settlement is their specialty, they don’t provide all kinds of debt settlement. CuraDebt only focuses on unsecured debt. They aren’t able to assist you if your debt or loan is tied to an item that is physical.
If, however, you are in the following types of debt, they will make arrangements for settlements.
Tax Debt
With CuraDebt the service, you’ll be able to pay your past-due tax debts without any issues. Moreover, this type of service is offered to all 50 states if you have a debt to the IRS. There are tax experts from the federal government that can help you resolve these types of issues.
Medical Debt
CuraDebt will also help you resolve the medical bills. In some cases you might even be able to pay them less than the amount you owe.
Private Student Loan
CuraDebt does not cater to federal student loans. They can however assist private students with negotiating any student loans that they owe.
Personal Loan
Personal and payday loans are also eligible as debt-settling programs. You may also be eligible if you have other unsecured credit lines you obtained from an alternative financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards as well as private label credit card CuraDebt can help you pay it off.
How much will it cost?
The greatest thing about CuraDebt’s pricing is how they’ve priced their service. They don’t charge an upfront fee. The only time you pay is when you’ve paid each of your outstanding debts.
They also don’t charge high fees as well. In the average, you’ll need to pay up to 20 percent of the debt you settled through them.
On average, this type of industry can charge anywhere from 15% to 25%.
Additionally, customers can anticipate to settle their debts within two to four years. But, it also differs depending on the amount that you save per month.
They also claim that you can save as much as 30% if you include their fees in your equation.
But this claim will also vary, depending on your specific situation. Some customers have even talked about saving 50% to 80%.
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Advantages to using CuraDebt
Once you’ve got an idea of the benefits CuraDebt can offer you let’s look into the advantages from using CuraDebt.
First, CuraDebt is only charged after you’ve settled your debt. Additionally they only charge 20% of the cost, whereas most companies charge you 25%.
Next, if you’re done by the program for debt relief, you may join their credit restoration program.
It’s a great way to restore the credit rating without having to go back into debt. However, the program runs different for every person dependent on the circumstances of your case.
Finally, CureDebt looks into your financial obligations to assist with settlements and negotiations. It means that the amount you owe won’t rise as time passes. They’ll also be looking into any violations of creditor with the assistance of their own experts.
Some disadvantages to using CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt relief and debt settlements often require you to stop paying with . So if you’re trying to build a better credit score, it could set you back while you’re working on your debt.
CureDebt also doesn’t have a mobile app available. Although they have a client website however, it appears aged and simple. It’s not very user-friendly, and can be difficult to navigate.
Furthermore, they are not recognized by an accreditation from the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a good program that lets you pay off your debts without spending more on these kinds of services. Moreover their 20% service fee is less expensive than the majority of companies that offer an additional 25% charge. There are no upfront payments and you’ll only be required to pay once your debt is finally settled.
Although they’ll give you an account so that you can track your progress however, their website isn’t simple to navigate. CuraDebt does not have an app yet, which could make it easier for you to monitor your performance.
But, they do have a good support team and can be reached them not only through emails but by phone or by making an electronic ticket. Lifeback Tax Relief Reviews
If problem of debt is an issue right now, we highly recommend CuraDebt’s program. Make sure you’re qualified and that the services they offer are available in your state.
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FAQ Lifeback Tax Relief Reviews
How long will it take to finish the program?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as the agreement on the settlement.
Can CuraDebt help in the fight against state tax issues?
Sure, CuraDebt has a tax relief program to help you with problems like delinquent tax issues and garnishments on wages.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll need to constantly communicate with the team and pay the required payments to lower the amount of debt you have over time.
