Have your debts been piling up lately? Are you burnt out from trying other financial advice and strategies but haven’t solved your problems?
Maybe you’re here because tried every thing.
In most cases, the best way is to approach professionals that can help you resolve the issue.
CuraDebt is among the most asked companies. Many people have been inquiring whether they can assist you or put you in more debt.
According to their customers, they can help you manage 80percent of your debt , so you can take few things off of your shoulders.
However, for certain people they believe these claims are too good to be true.
If you’re looking for anything that can help you resolve your debt. If that’s the situation, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth study of the way CuraDebt operates and what issues it can solve for you.
Furthermore, before we conclude we’ll look at its benefits and drawbacks.
Before starting the review, go to this video for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Life Insurance Tax Relief Ireland
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has since become an active member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have imposed restrictions on their services.
What can CuraDebt do?
Helping you pay off your debt is the most known feature. However, they also offer other services that will help you be more financially secure.
It all begins with requesting a free online savings estimate. The service is completely confidential and won’t be doing a credit check. With this estimate of savings you’ll be able to learn more about the options to be debt-free.
Savings estimates, as we’ve mentioned earlier, provides you with an insight into your choices, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you in navigating credit arbitration in the event that you decide to join. Certain financial advisors can assist you on your path to debt-free living.
After your debt settlement program, CuraDebt will be the agency to take care of all your creditors’ calls. They will be the ones who determine conditions of the settlement depending on the condition of your financial situation. Depending on which works most effectively to you, this can either be a lump sum settlement or a payment plan.
Furthermore they will also be working with lenders to help you get better rates when you deposit money to your savings account, which in turn, will be processed to pay back the creditors. Their programs can assist you to pay off the debt in the period of 48 months.
Once you’ve signed up with them, they’ll give you access to your account information 24 hours a day. All you need to do is sign in to CuraDebts Client Portal so that you can monitor your progress.
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CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll need to be:
- Minimum 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What are they able to assist you?
Here are some of the ways CuraDebt can assist you.
Debt Relief
As their name suggests, CuraDebt can help you deal with your debt. They can negotiate settlements on your behalf to settle all kinds of debt. This includes medical bills, personal loans credit cards as well as lines of credit. You can also approach them to settle any outstanding amount on business debts collection, repossessions, or collections.
They may even assist you in negotiating with back taxes and IRS debt. But, you won’t receive support for most of your lawsuits, government loans or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they can assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors to ensure that you receive cash settlements, should it be possible. Certain violations may lead to having your debts dismissed as well.
CuraDebt also allows you to settle debt with less than the amount you have. They also allow you to ask questions during their free consultation with their debt counsellor.
The greatest benefit of their plan is that you will only pay the fees after your debt has been settled. All you have to do is sign up with some of their programs, and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. After they have gathered all your financial documents, they will also collect all the necessary paperwork for tax returns.
With this program, you’ll be able to resolve various tax issues such as wage garnishments and tax penalties, personal and taxation for business and back taxes and trust fund penalties and tax lien.
There aren’t any hidden charges neither are there hidden fees. They use only flat-fee pricing, which depends on the amount you have to pay.
There are a variety of options in settling your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kind of debt can they help you with?
Although they specialize in debt settlement, it is not their specialization however, they do not offer all kinds of debt settlement. CuraDebt concentrates on debt that is not secured. They can’t help you if the debt or loan is tied to a physical item.
However, if you have the following types of debt, they’ll arrange settlements for you.
Tax Debt
With CuraDebt it is expected that you will be able pay off taxes that are due without any problems. Additionally, this service is offered to all 50 states if you owe money to the IRS. There are federal tax experts to assist you with the issues.
Medical Debt
CuraDebt will also help you resolve your medical debt. In some cases you might even be able to pay them for less than what you have to pay.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. However, they can assist private students negotiate any loans they owe.
Personal Loan
Personal and payday loans also qualify to be eligible for debt relief programs. You can also avail of the program if you also have other unsecured credit lines you obtained from an alternative bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards and private-label credit cards CuraDebt can help you pay it off.
What will it cost you?
The most appealing aspect of CuraDebt is how they’ve priced their services. They don’t charge upfront fees. Only pay when you have paid off all of your outstanding debts.
They also don’t charge high charges either. In the average, you’ll need to pay between 20 and 20 percent of the debt that you settled with them.
On average, this type of business can cost anywhere between 15% and 25 percentage.
In addition, customers can expect to settle their debts within 2 to 4 years. But, it also differs according to the amount you can save up per month.
Additionally, they claim that you could save as much as 30% by incorporating their costs into your calculations.
However, this statement will depend on your situation. Some customers have even talked about saving 50% to 80%.
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Benefits of using CuraDebt
Once you’ve got an idea of what CuraDebt can offer you Let’s take a look at the benefits that come with using CuraDebt.
In the beginning, CuraDebt is only charged once you’ve paid off your debt. Furthermore they charge only a 20% fee while most companies charge you 25 percent.
Then, if you’re done in the process of debt resolution you can enroll in their credit repair program.
It’s a fantastic option to rebuild your credit without going in debt again. However, the program runs different for every person, depending on your situation.
Finally, CureDebt looks into your debt so that they can help with settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also look into any violations by creditors using their own experts.
Some disadvantages to using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt relief and debt settlements typically require you to stop making payments using the credit card you use. Therefore, if you’re trying increase your rating on your credit, this could cause you to delay getting rid of your credit card debt.
CureDebt doesn’t even have a mobile app. While they have a website for clients, it looks old and mundane. It’s not particularly user-friendly, and can be difficult to navigate.
Furthermore, they are not recognized by the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a great program that lets you pay off your debts without spending more on these kinds of services. In addition the 20% service fee is lower than many companies that offer a 25% fee. There aren’t any upfront fees and you’ll only be required to pay once the debt is settled.
Although they’ll give you an account so that you can track your progress, their website is not easy to navigate. CuraDebt isn’t even an app, which would make it easier to track your progress.
However, they have a good support team and can be reached them not only through emails but also via phone or sending an electronic ticket. Life Insurance Tax Relief Ireland
If the problem of debt is an problem right now, we recommend CuraDebt’s service. Be sure to be eligible and that the services that they provide are offered in your area.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Life Insurance Tax Relief Ireland
What is the time frame to finish the program?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as the agreed settlement.
Can CuraDebt assist in the fight against state tax issues?
Sure, CuraDebt provides tax relief programs to help you with problems such as late payroll tax and garnishments on wages.
What should I do after joining the program?
You’ll have to keep in constant contact with the team and pay the required payments to pay down your debt over time.
