Has your debt been piling up lately? Are you burnt out from trying other financial advice and tips but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve tried every thing.
In the majority of cases, the best way is to approach professionals that can help you resolve the issue.
CuraDebt is among the most asked companies. Many customers have asked if they can assist you or put you in more debt.
According to their customers, they can help you manage 80percent of your debt so that you can take couple of things off your plate.
However, for certain people, these claims are just too good to be true.
Suppose you’re on the lookout for anything that can help you resolve your debt. In that situation, CuraDebt will mostly be highly recommended by those. We’ll take a deeper study of the way CuraDebt works and what problems it can solve for you.
Furthermore, before we conclude our discussion, we’ll take a look at its benefits and drawbacks.
Before starting the review, go to this video for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Lexington Back Tax Debt Relief Complaintsw
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has since become a member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Assistance in settling your debt is the most popular feature. They also provide other services that will help you be more financially secure.
First of all, it starts by requesting a no-cost savings estimate on the internet. The service is completely confidential and won’t conduct a credit inquiry. With this savings estimate, you will be able to learn more about the options to debt-free.
Savings estimates, as mentioned before, gives you an insight into your options regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to help you with credit arbitration in the event that you decide to enroll. Certain financial advisors can assist you with your debt-free journey.
Following the debt settlement plan, CuraDebt will be the agency to answer all of the calls from your creditors. They will also be the ones that will negotiate conditions of the payment based on the status of your financial situation. In determining which option is the most effectively to you, this can either be a lump sum settlement or an installment plan.
Additionally, they will work with creditors so that you can enjoy better rates when you make deposits to your savings account. This in turn, will be processed to pay the creditors. Their plans can help you get rid of debt in just the period of 48 months.
After you’ve registered with them, they’ll give you access to your account information 24 hours a day. All you have to do is login to CuraDebts Client Portal to track your progress.
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CuraDebt’s Requirements
Before you are able to avail their program, you’ll need to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll need to meet the following criteria:
- Minimum 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What are they able to assist you?
Here are the various ways CuraDebt can aid you.
Debt Relief
Like their name implies, CuraDebt can assist you in dealing your debt. They can negotiate settlements on your behalf to settle most types of debt. These include medical bills, personal loans, credit cards and loans. You can also approach them to pay off any remaining balance on business debt and collections or repossessions.
They can even help negotiate on tax owed as well as IRS debt. However, you won’t get assistance with the majority cases, government loans or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they will assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors in order to get cash settlements, if they are possible. Certain violations could cause your debt to be dismissed as well.
CuraDebt also allows you to repay debt for less than the amount you have. Additionally, you can have questions answered during a free consult with their debt counsellor.
The most appealing aspect of their program is that you will only be charged once your debt is settled. All you have to sign up for any of the plans, and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they collect all of your financial documents and tax documents, they’ll also collect all the paperwork you’ll need for tax returns.
With this program, you will be able to deal with various tax issues like wage garnishments as well as tax penalties for personal and business taxes and back taxes and trust fund penalties and tax liens.
There aren’t any hidden charges also. They only use flat-fee pricing that is based on the amount that you’ll must settle.
There are a variety of options for settling taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts can they assist you with?
Although they specialize in debt settlement, it is not their specialty, they don’t provide all kinds of debt settlement. CuraDebt is only focused on loans that are not secured. They aren’t able to help you if your debt or loan is tied to a physical item.
If you do have the following kinds of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt the service, you’ll be able pay off taxes that are due without any problems. Moreover, this type of service is available to all 50 states in the event that you owe money towards the IRS. There are tax experts from the federal government that can help you resolve these types of issues.
Medical Debt
CuraDebt can also help resolve any medical-related debt. In some cases you might even be able to pay them less than the amount you owe.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. They can however assist private students in negotiating the student loans they owe.
Personal Loan
Personal and payday loans are also eligible to be eligible for debt relief programs. It is also possible to avail the program the program if you have other unsecure credit lines that you have obtained from an alternative bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards as well as private label credit card, CuraDebt can help you pay it off.
How much will it cost?
The most appealing aspect of CuraDebt is how they’ve priced their services. They do not charge an upfront cost. The only time you pay is when you settle each of your debts.
Additionally, they don’t have high-cost costs either. In the average, you’ll need to pay up to 20 percent of the debt that you settled through them.
In the average, this kind of industry charges from 15% to 25 percentage.
In addition, customers can expect to settle their debts within between 2 and 4 years. However, this also varies depending on the amount that you can save up per month.
Additionally, they claim that you could save as much as 30% if you include their fees in your equation.
However, this statement will vary, depending on your specific situation. Some customers even claimed to save between 50% and up to 80%.
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Advantages to using CuraDebt
Now that you have a clearer picture of what CuraDebt can provide, let’s look into the advantages that come with using CuraDebt.
In the beginning, CuraDebt only charges you after you’ve settled your debt. Additionally they only charge 20% of the cost, whereas many companies charge 25%.
Then, if you’re done by the program for debt relief, you could also sign up for their credit restoration program.
It’s a fantastic method to improve your credit without going into debt again. However, the program lasts in a different way for each individual, depending on your situation.
Lastly, CureDebt looks into your credit to assist with settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also be looking into any violations by creditors with the assistance of their experts in-house.
Drawbacks of using CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Settlement of debt and debt relief often require you to cease making payments with the credit card you use. Therefore, if you’re trying increase your standing on credit scores, you could cause you to delay getting rid of your obligations.
CureDebt also doesn’t have a mobile app available. While they do have a website for clients however, it appears old and mundane. It’s not particularly intuitive, and it can be difficult to navigate.
Moreover, they are still not accredited with their Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a great program that lets you pay off your debts without spending more on those types of services. Additionally the 20% service fee is less expensive than the majority of firms that charge an additional 25% charge. There are no upfront payments and you’ll only be required to pay once your debt is finally settled.
Although they’ll give you an account so that you can track your progress however, their website isn’t user-friendly. CuraDebt isn’t even an app, which could make it easier for you to track your progression.
They do have a great support team, and you can reach them not only through emails but also by phone or making an electronic ticket. Lexington Back Tax Debt Relief Complaintsw
If the debt is a big issue right now, we highly recommend CuraDebt’s program. Make sure you’re qualified and that the services that they provide are offered in your state.
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FAQ Lexington Back Tax Debt Relief Complaintsw
What is the time frame to complete the program?
The program typically takes 24 to 48 months, depending on the amount of your debt as well as your agreement on the settlement.
Can CuraDebt help in the fight against state tax issues?
Sure, CuraDebt offers a program for tax relief to help you with problems such as late payroll tax and garnishments on wages.
What should I do when I’m enrolled in the program?
You’ll have to keep in constant contact with the team and pay the required payments to lower the amount of debt you have over time.
