Are you experiencing debt that has increased lately? Are you exhausted from trying various financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because been through everything.
In the majority of cases, your most effective approach is to talk to experts who can assist to resolve this issue.
CuraDebt is among the most frequently contacted companies. Many people have been inquiring whether they can help you or put you in more debt.
According to their customers, they can help you control 80percent of your debts so that you can take couple of w
orries off your mind.
For some they believe these claims are too good to be true.
If you’re looking for any solution that could aid you in settling your debt. In this case, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth review of how CuraDebt operates and what issues it can help you solve.
Furthermore, before we conclude our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before you begin the review, watch this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Letting Tax Relief
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000, and is an active member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have restricted their services.
What can CuraDebt do?
Helping you pay off your debt is CuraDebt’s most popular feature. But they offer additional services to assist you in becoming financially secure.
The process begins with requesting a free savings estimate on the internet. The service is completely confidential, and they won’t be doing a credit check. With this savings estimate you’ll discover more about other options in your journey towards debt-free.
The savings estimate, as mentioned previously, offers you the opportunity to consider your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to assist you in navigating the process of credit arbitration should you choose to enroll. Certain financial advisors can assist you in your debt-free journey.
Following your debt settlement program, CuraDebt will be the agency to handle all of the calls from your creditors. They will be the ones who will determine conditions of the settlement in accordance with the state of your financial situation. Depending on which works best to you, this can either be a lump sum settlement or a payment plan.
Moreover, they will be working with creditors so that you can have better rates as you deposit money to your savings account. This is then processed to pay off the creditors. Their plans can help you get rid of debt in just the period of 48 months.
After you’ve signed up with them, they’ll provide you with access to your information 24/7. All you have to do is sign in to CuraDebts’ client portal so that you can monitor your development.
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CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to satisfy their criteria first. To be eligible, you’ll need to be:
- Minimum 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What are they able to assist you with?
Here are the various ways CuraDebt can aid you.
Debt Relief
As their name suggests, CuraDebt can assist you in dealing with debt. They can negotiate settlements on your behalf for all kinds of debt. This includes personal loans, medical bills credit cards, as well as loans. They can also be approached to settle any outstanding balance of business debt and collections or repossessions.
They can even help negotiate with back taxes as well as IRS debt. However, you will not receive support for most of your lawsuits, loans from the government or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they can assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors in order to get cash settlements, if they are possible. Certain violations may lead to having your debts dismissed as well.
CuraDebt also allows you to repay debt for less than the amount you have. You can also ask questions during their free consult with their debt advisor.
The best part about their plan is that you’ll only be charged after your debt has been settled. All you have to sign up to any of the plans, and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. Once they’ve gathered all your financial documentation They will also gather all the documents you’ll require to file tax returns.
By using this program, you will be able to deal with various tax issues like wage garnishments and tax penalties, personal and corporate taxes, back taxes and trust fund penalties and tax lien.
There aren’t hidden fees also. They only use flat-fee pricing, which depends on the amount you must settle.
There are a variety of options for settling your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kinds of debts can they help you with?
While debt settlement is their specialization but they aren’t able to offer all kinds of settlement. CuraDebt only focuses on loans that are not secured. They aren’t able to assist you if your loan or debt is linked to an item that is physical.
If you do have one of the following kinds of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt, you should be able to settle your past-due tax debts without any issues. Moreover, this type of service is available to all 50 states if you have a debt towards the IRS. They have federal tax experts who can assist you in resolving these types of issues.
Medical Debt
CuraDebt can also help resolve the medical bills. In some instances, you may even pay them less than the amount you are owed.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. Still, they can help private students negotiate any student loans that they owe.
Personal Loan
Payday loans and personal loans also qualify for the debt settlement program. You may also be eligible if you have other unsecured credit lines that you have obtained from a different bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards as well as private label credit card CuraDebt will assist you in paying it off.
How much will it cost?
The greatest thing about CuraDebt is the way the company has priced its services. They do not charge an upfront cost. You’ll only pay once you’ve paid each of your debts.
Additionally, they don’t have high-cost costs either. On average, you’ll have to pay up to 20 percent of the debt that you settled with them.
In the average, this kind of industry can charge anywhere between 15 and 25 percentage.
Moreover, clients can expect to settle their debt from between 2 and 4 years. However, this also varies according to the amount you are able to save each month.
Also, they claim that you could save as much as 30% by incorporating their charges into your calculation.
But this claim will also differ based on your situation. Some customers have even talked about saving between 50% and 80percent.
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The benefits of using CuraDebt
Now that you have an understanding of the benefits CuraDebt can provide, let’s explore the benefits that come with using CuraDebt.
The first is that CuraDebt is only charged once you’ve paid off your debt. In addition they charge only a 20% fee while most companies charge you 25%.
Then, if you’re done in the process of debt resolution, you may join their credit repair program.
It’s a great option to rebuild your credit score without going in debt again. However, the program runs different for every person dependent on the circumstances of your case.
In the end, CureDebt looks into your credit to assist in settlements and negotiations. So, the amount you owe won’t rise over time. They’ll also look into any violations by creditors using their experts in-house.
Drawbacks of the use of CuraDebt
We will also examine some of the negatives of CuraDebt.
Debt relief and debt settlements usually require that you stop making payments using . If you’re trying to increase your standing on credit scores, you could set you back while you’re finishing your debt.
CureDebt does not offer a mobile application. Although they have a client website, it looks old and mundane. It’s not very user-friendly, and can be difficult to navigate.
In addition, they’re not accredited with their Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a useful program that will allow you to pay off your debts without spending more on those types of services. Additionally, their 20% service charge is cheaper than most businesses that charge the 25% cost. There is no upfront payment and you’ll only be required to pay once the debt is paid off.
Although they’ll give you an account that allows you to track your progress but their website isn’t user-friendly. CuraDebt isn’t even an app yet, which would make it easier to look at your progress.
But, they do have a competent support staff that you can contact them not just via email but also by phone or submitting an electronic ticket. Letting Tax Relief
If credit card is a major issue right now, we recommend CuraDebt’s service. Make sure you’re qualified and that the services they provide are in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Letting Tax Relief
How long will it take to complete the course?
The typical program lasts from 24 to 48 months, depending on the amount of your debt and the stipulated settlement.
Can CuraDebt help with state tax problems?
Yes, CuraDebt provides tax relief programs that can aid you in dealing with problems such as late payroll tax and garnishments of wages.
What do I need to do once I’m in the program?
You’ll have to keep in constant contact with the team and make the necessary payments to lower your debt over time.
