Are you experiencing debt that has been piling up lately? Are you exhausted from trying different financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because been through everything.
In most cases, the best way is to approach professionals that can help you settle this issue.
CuraDebt is one of the most asked companies. A lot of people have been inquiring whether they can help you or put you into more debt.
According to their clients they can assist you in managing 80percent of your debt so that you can take few things off of your mind.
However, for certain people they believe these claims are too good to be true.
Suppose you’re on the lookout for anything that can assist you in paying off your debt. In this case, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth look at the way CuraDebt operates and what issues it could help solve.
Moreover, before we end we’ll look at its advantages and drawbacks.
Before starting the review, watch this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Last Year Tax Relief For New Roofs
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has since become a participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is the most well-known feature. However, they also offer other services that can aid you in becoming more financially secure.
It all starts by requesting a no-cost online savings estimate. The service is completely confidential and won’t conduct a credit inquiry. With this estimate of savings you’ll be able to be able to learn more about the options to be debt-free.
This estimate of savings, which was mentioned earlier, provides you with an idea of your choices regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you in navigating credit arbitration in the event that you decide to enroll. Financial advisors may be able to assist you in your debt-free journey.
Following the debt settlement program is completed, CuraDebt can be the agency to answer all of your creditor’s calls. They’ll also be the ones that determine what you will pay for your payment depending on the condition of your financial situation. Depending on which works best your situation, the payment could be either a lump sum settlement or the option of a payment plan.
Additionally they will also be working with creditors so that you can get better rates when you transfer money into your savings account. This, in turn, will process to pay the creditors. Their programs can assist you to get rid of debt in just the period of 48 months.
Once you’ve signed up with them, they’ll give you access to your data 24/7. All you have to do is log in to CuraDebts the client portal to monitor your development.
Before you can avail of their program, you’ll need to pass their requirements first. To be eligible, you’ll need to meet the following criteria:
- At least 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What are they able to assist you with?
Here are the various ways CuraDebt can assist you.
Like their name implies, CuraDebt will assist you in dealing with debt. They are able to negotiate settlements on your behalf to settle the majority of types of debt. These include medical bills, personal loans credit cards as well as loans. You can also approach them to help settle any remaining balance on business debt collection, repossessions, or collections.
They may even assist you in negotiating on tax owed and IRS debt. However, you will not receive support for most cases, loans from the government as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation so that you can have cash settlements, should it be possible. Certain violations could result in having your debts dismissed as well.
CuraDebt also allows you to pay off debts with less than the amount you have. Additionally, you can have questions answered during a free consultation with their debt counsellor.
The greatest benefit of their program is that you only pay the fees when your debt is paid off. All you need to sign up for any of the plans and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they’ve gathered all your financial documentation They will also gather all the necessary paperwork for tax returns.
Through this program, you’ll be able to resolve different types of taxes such as wage garnishments, tax penalties, personal and corporate taxes as well as back taxes and trust fund penalties and tax lien.
There aren’t any hidden costs also. They only use flat-fee pricing, which depends on the amount you’ll have to pay.
There are a variety of options in the settlement of your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt can they assist you with?
While debt settlement is their specialty but they aren’t able to provide all kinds of settlement. CuraDebt concentrates on debt that is not secured. They can’t help you if your debt or loan is tied to an actual item.
If you do have one of the following kinds of debt, they will make arrangements for settlements.
With CuraDebt it is expected that you will be able to settle taxes that are due without any issues. Additionally, this service is offered across all 50 states, if you have a debt in arrears to IRS. They have federal tax experts to assist you with these types of issues.
CuraDebt can also assist in settling the medical bills. In some instances you could even settle them less than the amount you are owed.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. However, they can assist private students in negotiating the student loans they have to pay.
Payday loans and personal loans are also eligible as debt-settling programs. You can also avail the program if you have other unsecure credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards and private-label credit cards, CuraDebt can help you pay it off.
What is the cost?
The greatest thing about CuraDebt is how the company has priced its services. They don’t charge an upfront fee. The only time you pay is when you settle each of your outstanding debts.
They also do not charge high costs either. In the average, you’ll need to pay as much as 20% of the debt you settled with them.
In general, this type of industry can charge anywhere between 15% and 25%.
Additionally, customers can anticipate to settle their debts within two to four years. This varies in relation to the amount you can save up per month.
They also claim that you can save up to 30% when you factor in their costs into your calculations.
But this claim will also vary, depending on your specific situation. Some clients even mentioned saving between 50% and 80%.
Advantages to using CuraDebt
Once you’ve got an idea of the benefits CuraDebt offers, let’s look into the advantages from using CuraDebt.
First, CuraDebt is only charged once you’ve paid off your debt. In addition they charge only 20% of the cost, whereas most companies charge you 25%.
Next, if you’re done by the program for debt relief you can join their credit restoration program.
It’s a great way to restore your credit without going into debt again. However, the program runs different for every person dependent on the circumstances of your case.
Finally, CureDebt looks into your credit to help with settlements and negotiations. So, your debt won’t inflate as time passes. They’ll also look into any violations of creditor with the assistance of their experts in-house.
The drawbacks of using CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt relief and debt settlements often require you to stop paying with your credit card. So if you’re trying to increase your credit score, it may delay you from getting rid of your credit card debt.
CureDebt does not offer a mobile application. While they do have a website for clients, it looks outdated and basic. It’s not very user-friendly, and can be difficult to navigate.
Furthermore, they are not recognized by the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a useful program that will allow you to pay off your debts without spending more on these kinds of services. Additionally the 20% service charge is lower than many businesses that charge an additional 25% charge. There aren’t any upfront fees, and you will only be required to pay once the debt is paid off.
Although they’ll allow you to access an account to see your progress but their website isn’t user-friendly. CuraDebt does not have an app that would make it easier to monitor your performance.
But, they do have a good support team that you can contact them, not only via emails but also by phone or submitting an electronic ticket. Last Year Tax Relief For New Roofs
If your credit card is a major problem right now, we recommend CuraDebt’s service. Make sure you’re eligible and that the services that they provide are offered in your state.
FAQ Last Year Tax Relief For New Roofs
What is the time frame to finish the program?
The average program is 24 to 48 months, depending on the amount of your debt as well as your agreement on the settlement.
Can CuraDebt assist with tax problems in the state?
Sure, CuraDebt provides tax relief programs that will assist you with issues like delinquent tax issues and garnishments on wages.
What do I need to do after joining the program?
You’ll be required to communicate with the team and pay the required payments to lower the amount of debt you have over time.