Are you experiencing debt that has increased lately? Are you tired of trying other financial tips and advice but haven’t solved your problems?
Perhaps you’re here because you’ve already tried everything.
In the majority of cases, the most effective approach is to talk to experts who can assist you resolve the issue.
CuraDebt is one of the most frequently contacted companies. Many people have been inquiring whether they can assist you or help you get into more debt.
According to their customers, they can assist you in managing 80percent of your debt , so you are able to take few things off of your mind.
However, for certain people the claims seem too good to be true.
Suppose you’re on the lookout for any solution that could aid you in settling your debt. In this situation, CuraDebt will mostly be recommended by people. We’ll take a deeper study of how CuraDebt operates and what issues it could help solve.
In addition, prior to our conclusion, we’ll also look into its benefits and drawbacks.
Before starting the review, you can check out this video instead if you prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Larson Tax Relief Sucks
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000, and is an active member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best well-known feature. They also provide other services that can assist you in becoming financially secure.
The process begins with requesting a free savings estimate on the internet. This service is very confidential and they will not be doing a credit check. With this estimate of savings, you will learn more about your options to debt-free.
Savings estimates, as mentioned previously, offers you an insight into your options, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you with credit arbitration in the event that you decide to join. Financial advisors may be able to assist you with your debt-free journey.
Following your debt settlement plan, CuraDebt is the one to handle all of the calls from your creditors. They will be the ones who will determine conditions of the repayment in accordance with the state of your financial situation. Depending on which works best your situation, the payment could be either a lump sum settlement or an installment plan.
Additionally, they will be working with the lenders to help you enjoy better rates when you make deposits to your savings account. This is then processed to pay the creditors. Their plans can help you settle the debt within 48 months.
Once you’ve signed up with them, they’ll give you access to your account information 24 hours a day. All you have to do is login to CuraDebts the client portal to monitor your progress.
Before you can avail of the program, you’ll have to pass their requirements first. To be eligible, you’ll have to meet the following criteria:
- Minimum 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they help you with?
Here are the various ways CuraDebt can help you.
The name of the company suggests that CuraDebt can help you deal with debt. They are able to negotiate settlements on your behalf for most types of debt. These include personal loans, medical bills credit cards, and also lines of credit. They can also be approached to help settle any remaining balance of business debt, collections, or repossessions.
They may even assist you in negotiating with back taxes as well as IRS debt. However, you won’t get assistance with the majority of your lawsuits, government loans or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they can assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation in order to get cash settlements, should it be possible. Some violations can also result in having your debts removed as well.
CuraDebt lets you pay off debts with less than the sum you have. You can also inquire about your debt during their no-cost meeting with their debt counsellor.
The greatest benefit of their plan is that you’ll only be charged after your debt has been settled. All you need to do is sign up with some of their programs, and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. After they have gathered all your financial documentation They will also gather all the paperwork you’ll need for tax returns.
With this program, you’ll be able to solve the various types of tax problems such as garnishments on wages and tax penalties, personal and corporate taxes and back taxes, trust fund penalties, and tax lien.
There aren’t hidden fees also. They use only flat-fee pricing and is dependent on the amount that you’ll must settle.
They have different solutions for settling taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts can they help you with?
Although debt settlement is their forte but they aren’t able to provide all kinds of debt settlement. CuraDebt concentrates on loans that are not secured. They can’t help you if the loan or debt is linked to an item that is physical.
However, if you have the following types of debt, they will arrange settlements for you.
With CuraDebt the service, you’ll be able pay off your past-due tax debts without any issues. Furthermore, this service is offered across all 50 states, if you owe money in arrears to IRS. They have federal tax experts that can help you resolve the issues.
CuraDebt can also assist in settling your medical debt. In certain cases you could even settle the debt for less than you owe.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. However, they can assist private students negotiate any student loans that they owe.
Payday loans and personal loans also qualify as debt-settling programs. You may also be eligible if you have other unsecured credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards as well as private label credit card, CuraDebt can assist you in paying it off.
How much will it cost?
The best part about CuraDebt is the way the company has priced its services. They don’t charge an upfront fee. The only time you pay is when you’ve paid each of your debts.
They also do not charge high fees as well. On average, you’ll have to pay between 20 and 20 percent of the debt that you settled with them.
In the average, this kind of business can cost anywhere between 15% and 25%.
In addition, customers can expect to pay off their debts in 2 to 4 years. This varies in relation to the amount you can save up per month.
Additionally, they claim that you can save as much as 30% if you include their costs into your calculations.
But this claim will also vary, depending on the situation. Some customers have even talked about saving between 50% and 80%.
The benefits of using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt can provide, Let’s take a look at the benefits that come with using CuraDebt.
First, CuraDebt only charges you once you’ve paid off your debt. In addition they charge only 20% of the cost, whereas most companies charge you 25 percent.
Then, if you’re done by the program for debt relief, you could join their credit repair program.
It’s a fantastic option to rebuild your credit score without going in debt again. However, the program runs different for every person dependent on the circumstances of your case.
Finally, CureDebt looks into your credit to assist in settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also investigate any creditor violations using their own experts.
Some disadvantages to using CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Settlement of debt and debt relief often require you to stop making payments using . If you’re trying to increase your standing on credit scores, you might cause you to delay getting rid of your credit card debt.
CureDebt also doesn’t have a mobile app available. Although they have a website for clients, it looks outdated and basic. It’s not very user-friendly, and can be challenging to navigate.
In addition, they’re not credited with their Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a great program that will allow you to settle your debt without spending more on those types of services. Moreover, their 20% service fee is less expensive than the majority of businesses that charge the 25% cost. There are no upfront payments and you’ll only have to pay the fee when the debt is paid off.
Although they’ll give you an account to see your progress, their website is not simple to navigate. CuraDebt isn’t even an app that would make it easier to track your progress.
However, they have a great support team and can be reached them, not only via emails but also via phone or submitting an electronic ticket. Larson Tax Relief Sucks
If credit card is a major problem, then we strongly recommend CuraDebt’s debt management program. Be sure to be eligible and that the services they provide are in your state.
FAQ Larson Tax Relief Sucks
How long will it take to complete the course?
The average program is between 24 and 48 months depending on the amount of your debt as well as your stipulated settlement.
Can CuraDebt aid with state tax problems?
Yes, CuraDebt provides tax relief programs to assist you with issues like delinquent taxes and garnishments of wages.
What do I need to do after joining the program?
You’ll need to constantly communicate with the team and pay the required payments to lower the amount of debt you have over time.