Has your debt increased lately? Are you burnt out from trying other financial tips and advice but haven’t solved your problems?
Maybe you’re here because you’ve tried every thing.
In the majority of cases, the most effective approach is to talk to experts who can assist you resolve the issue.
CuraDebt is among the most frequently contacted companies. A lot of customers have asked if they can assist you or help you get into more debt.
According to their clients they can help you manage 80% of your debt so that you can finally take a couple of things off your mind.
But for some people the claims seem too good to be true.
You might be looking for anything that can aid you in settling your debt. If that’s the scenario, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth study of the way CuraDebt operates and what issues it can help you solve.
Moreover, before we end our discussion, we’ll take a look at its advantages and drawbacks.
Before you begin the review, watch this video instead if you prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of our article for a more comprehensive review.
About the Company Larson Tax Relief Martin List
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000, and is a participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have restricted their services.
What can CuraDebt do?
Assistance in settling your debt is CuraDebt’s most popular feature. However, they also offer additional services to assist you in becoming financially stable.
First of all, it starts by requesting a no-cost savings estimate on the internet. The service is completely confidential and they will not be doing a credit check. With this estimate of savings you’ll be able to be able to learn more about the options towards debt-free.
This estimate of savings, which was mentioned previously, offers you the opportunity to consider your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to help you with credit arbitration in the event that you decide to sign up. Some financial advisors can help you in your debt-free journey.
Following your debt settlement program, CuraDebt is the agency to answer all of your creditor’s calls. They’ll also be the ones who will determine what you will pay for your settlement in accordance with the state of your finances. Based on what works most effectively to you, this can be either a lump sum settlement or an installment plan.
Furthermore, they will work with creditors so that you can get better rates when you transfer money into your savings account, which is then processed to pay back the creditors. Their programs can assist you to get rid of debt in just the period of 48 months.
After you’ve signed up with them, they’ll give you access to your data 24/7. All you need to do is log in to CuraDebts’ client portal to monitor your progress.
Before you can benefit from their program, you’ll need to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to meet the following criteria:
- At least 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What are they able to assist you with?
Here are some of the ways CuraDebt can assist you.
Like their name implies, CuraDebt can assist you in dealing your debt. They are able to negotiate settlements on behalf of you for the majority of types of debt. These include personal loans, medical bills credit cards as well as line of credit. You can also approach them to pay off any remaining balance on business debt, collections, or repossessions.
They may also assist in negotiating for back taxes and IRS debt. However, you will not receive assistance for the majority cases, government loans, collateral, and utility bills. The same goes for student loans.
On the other hand, they can assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations so that you can have cash settlements, should it be possible. Some violations can also lead to having your debts dismissed as well.
CuraDebt also allows you to repay debt for less than the amount you have. You can also have questions answered during a free meeting with their debt counsellor.
The most appealing aspect of the program is that you will only have to pay for the charges after your debt has been settled. All you have to do is sign up with any of the plans, and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they’ve gathered all your financial documents, they will also collect all the paperwork you’ll need to file tax returns.
Through this program, you should be able to solve various tax issues like wage garnishments, tax penalties, personal and taxation for business and back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees either. They use only flat-fee pricing, which depends on the amount you’ll need to settle.
They have different solutions in settling the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts can they assist you with?
Although debt settlement is their specialty but they aren’t able to cater to all types in debt resolution. CuraDebt concentrates on loans that are not secured. They aren’t able to help you if the credit or loan is tied to a physical item.
If you do have the following types of debt, they’ll negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able pay off taxes that are due without difficulty. Moreover, this type of service is available to all 50 states in the event that you owe money towards the IRS. There are federal tax experts who can assist you in resolving the issues.
CuraDebt can also help resolve your medical debt. In certain cases, you may even pay them for less than what you have to pay.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. Still, they can help private students in negotiating any loans they are owed.
Personal loans and payday loans also qualify for the debt settlement program. You can also avail if you have other unsecured credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards or private label credit cards CuraDebt can help you pay it off.
What is the cost?
The most appealing aspect of CuraDebt’s pricing is how the company has priced its services. They don’t charge an upfront fee. The only time you pay is when you settle each of your outstanding debts.
Also, they don’t charge high costs either. On average, you’ll be required to pay between 20 and 20% of the debt you settled with them.
In the average, this kind of industry charges from 15% to 25%.
Additionally, customers can anticipate to pay off their debts in 2 to 4 years. But, it also differs in relation to the amount you are able to save each month.
Additionally, they claim that you could save up to 30% if you include their fees in your equation.
However, this statement will differ based on the situation. Some clients even mentioned saving 50% to 80percent.
Advantages to using CuraDebt
Once you’ve got a clearer picture of what CuraDebt can offer you let’s look into the advantages of using CuraDebt.
The first is that CuraDebt will only charge you once you’ve paid off your debt. Furthermore they only charge 20% of the cost, whereas the majority of companies charge 25 percent.
Then, if you’re done with the debt settlement program you may join their credit repair program.
It’s an excellent option to rebuild your credit score without having to go back into debt. However, the program runs in a different way for each individual dependent on the circumstances of your case.
Lastly, CureDebt looks into your credit to assist with settlements and negotiations. It means that your debt won’t increase over time. They’ll also be looking into any creditor violations with the assistance of their experts in-house.
The drawbacks of the use of CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt relief and debt settlements usually require that you cease making payments with the credit card you use. If you’re trying to improve your rating on your credit, this may cause you to delay working on your obligations.
CureDebt doesn’t even offer a mobile application. Although they have a website that clients can access but it’s old and mundane. It’s not particularly user-friendly, and can be challenging to navigate.
In addition, they’re not accredited with their Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a useful program that lets you settle your debt without spending more for these types of services. Additionally, their 20% service charge is less expensive than the majority of companies that offer the 25% cost. There are no upfront payments, and you will only have to pay when your debt is finally settled.
Although they’ll allow you to access an account so that you can track your progress, their website is not user-friendly. CuraDebt also doesn’t have an app yet, which would make it easier to look at your progression.
But, they do have a competent support staff and can be reached them, not only via emails but by phone or by sending an e-ticket. Larson Tax Relief Martin List
If credit card is a major issue right now, we recommend CuraDebt’s service. Just make sure that you’re qualified and that the services they offer are available in your area.
FAQ Larson Tax Relief Martin List
How long will it take to complete the program?
The average program is 24 to 48 months, depending on the amount of your debt as well as the agreement on the settlement.
Can CuraDebt assist with tax problems in the state?
Sure, CuraDebt has a tax relief program that can help you with problems such as delinquent payroll taxes and garnishments of wages.
What should I do after joining the program?
You’ll have to keep in constant contact with the team and pay the required payments to pay down the amount of debt you have over time.